Fed cov neeg ua haujlwm qhia tias kev nce qib ntawm tus nqi nce yuav qeeb.
txais
Cov nqi tsev qiv nyiaj poob qis rau ob lub hlis qis rau lub lim tiam no vim tias cov tub ua lag luam daim ntawv cog lus bet kev nce nqi yuav txuas ntxiv mus ntxiv thiab Tsoom Fwv Teb Chaws Reserve tau qhia tias nws yuav ua rau nws qeeb qeeb ntawm kev nce qib.
Qhov nruab nrab US tus nqi rau a 30-xyoo them nqi tsev poob rau 6.49% thaum tus nqi nruab nrab rau a 15-xyoo kev qiv tsev ruaj khov poob rau 5.76%, raws li Freddie Mac qhia rau hnub Thursday. Ob qhov nruab nrab tau thim rov qab rau peb lub lis piam sib law liag, raws li Freddie Mac cov ntaub ntawv.
Sam Khater, Freddie Mac tus thawj coj ntawm tus kws tshawb fawb nyiaj txiag tau hais tias "Cov nqi tsev qiv nyiaj tseem pheej poob rau lub lim tiam no vim qhov kev cia siab loj hlob nyob ib puag ncig qhov kev cia siab tias Tsoom Fwv Teb Chaws Reserve yuav qeeb nws cov nqi nce siab," Sam Khater, Freddie Mac tus kws tshaj lij nyiaj txiag tau hais.
Cov nqi qiv nyiaj hauv tsev txuas ntxiv poob qis thaum cov tub ua lag luam uas yuav cov ntawv cog lus qiv nyiaj tau txais txiaj ntsig rau cov ntaub ntawv kev lag luam uas qhia txog kev nce nqi nce siab los ntawm plaub caug xyoo. Thaum kev nce nqi nce ntxiv, cov cuab yeej cuab tam ruaj khov yuav xav tau cov txiaj ntsig siab dua los tiv thaiv lawv cov nyiaj rov qab, uas ua rau cov nqi qiv nyiaj ntau dua.
Fed tau txhawb nqa nws qhov ntsuas ntsuas rau lub sijhawm xyoo no los tawm tsam kev nce nqi, qhov kev sib tw nruj tshaj plaws txij li xyoo 1980. Muaj tus nqi Fed tsub cov tsev txhab nyiaj rau qiv nyiaj thaum hmo ntuj ntawm 15-xyoo siab tsis cuam tshuam ncaj qha rau cov nqi qiv nyiaj hauv tsev, tab sis nws cuam tshuam rau cov tub ua lag luam los ntawm kev qhia txog kev lag luam.
Fed economists tam sim no ua rau muaj kev pheej hmoo ntawm kev lag luam poob qis ntawm 50-50, raws li cov lus ceeb toom ntawm Lub Kaum Ib Hlis 1-2 lub rooj sib tham tau tshaj tawm lub lim tiam dhau los. Ib "feem ntau ntau" ntawm cov tswvcuab pov npav ntawm txoj cai-tsim Tsoom Fwv Teb Chaws Qhib Kev Lag Luam Pawg Neeg Saib Xyuas Kev txhawb nqa qeeb qeeb kom nrawm nrawm sai sai, cov lus hais tau hais.
Fed Thawj Tswj Hwm Jerome Powell tau hais rau hnub Wednesday hauv kev hais lus ntawm Brookings Institution hauv Washington tias "Lub sijhawm rau kev txo qis ntawm kev nce qib yuav tuaj sai li sai tau thaum lub Kaum Ob Hlis lub rooj sib tham," "Lub sijhawm ntawm qhov kev hloov pauv no tsis tshua muaj txiaj ntsig ntau dua li cov lus nug ntawm ntau npaum li cas peb yuav xav tau nce tus nqi los tswj kev nce nqi, thiab lub sijhawm ntev nws yuav tsim nyog los tuav txoj cai ntawm qib txwv."
Tus nqi nruab nrab rau 30-xyoo kev qiv nyiaj yuav tsum tau nce siab rau lub quarter no ntawm 6.7% thiab poob mus rau 5.2% hauv 2023 lub quarter thib plaub, raws li a kwv yees lub lim tiam dhau los los ntawm Mortgage Bankers Association.
MBA Thawj Tswj Hwm Bob Broeksmit tau hais tias "Nrog cov cim qhia ntawm kev lag luam qeeb hauv Asmeskas thiab thoob ntiaj teb, cov nqi tsev qiv nyiaj yuav nyob twj ywm tsis hloov pauv tab sis zoo li yuav nce mus ntxiv," MBA Thawj Tswj Hwm Bob Broeksmit tau hais.
Tau qhov twg los: https://www.forbes.com/sites/kathleenhowley/2022/12/01/mortgage-rates-fall-as-inflation-eases-and-fed-signals-smaller-hikes-ahead/