'Lub tuam txhab yog lub npe tsev neeg': Kuv tus txiv lub tuam txhab tech muab nws cov Tshuag. Tam sim no nws yog 40% ntawm peb cov nuj nqis. Peb puas yuav tsum sib txawv lossis tuav?

Nyob zoo Quentin,

Kuv tus txiv thiab kuv tsis pom zoo txog seb nws puas yuav tsum muaj kev sib txawv ntawm nws cov khoom lag luam.

Nws tau txais cov khoom lag luam no thaum nws tsib xyoos ua haujlwm nrog lub tuam txhab thev naus laus zis. Nws tsis tsim nyog ntau thaum lub sijhawm. Tam sim no lub tuam txhab yog lub npe tsev neeg.

Raws li qhov tshwm sim, tus nqi ntawm cov khoom lag luam no tau dhau los ntawm lub ru tsev, thiab tam sim no nws ua 40% ntawm peb cov nuj nqis. 

"'Kuv xav muag yam tsawg kawg ntawm cov khoom lag luam thiab sib txawv.'"

Peb tau sib yuav thoob plaws qhov kev taug kev no, thiab nws zoo siab heev kom muaj cov khoom lag luam uas muaj nqis tshaj peb lub tsev lossis nyiaj laus.

Kuv xav muag yam tsawg kawg yog qee qhov ntawm cov khoom lag luam thiab sib txawv. Kuv pom tias nws txaus ntshai heev uas yuav tsum tau nqis peev ntau hauv ib qho khoom lag luam. Kuv tus txiv tseem ntseeg hauv lub tuam txhab, thiab nws yog lub ntsiab lus ntawm kev txaus siab rau nws los ua ib feem ntawm nws txoj kev vam meej. 

Thaum peb tham nrog peb cov kws pab tswv yim nyiaj txiag lawv tau nthuav tawm ntau haiv neeg, tab sis nws tsis yog pib rau kuv tus txiv. 

Kuv muaj 44 xyoos thiab xav so haujlwm hauv 10 xyoo. Kuv tus txiv yeej xav li ntawd thiab.

Koj xav qhia dab tsi hauv qhov xwm txheej no?

Tech tus poj niam

Nyob zoo tus poj niam Tech,

Koj tsis tuaj yeem yeej yam tsis poob, lossis tsis muaj yeej. Koj muaj ntau haiv neeg thiab cov khoom lag luam tseem nce Amazon- lossis Tesla-style, lossis koj tuav 100% ntawm cov Tshuag thiab nws yuav siv lub qhov ntswg nrog rau kev lag luam nce zuj zus. 

Los yog tej zaum koj mus tag nrho throttle thiab ntau haiv neeg - raws li txhua tus kws tshuaj ntsuam nyiaj txiag qhia tau yog, kuv yuav tsum ntxiv - thiab ua tsaug rau koj cov hnub qub muaj hmoo uas koj tau ua tom qab cov khoom lag luam mus rau sab qab teb, thiab koj tso nrog rau qhov tsim nyog, yog tias tsis zoo, kev loj hlob.

Koj tuaj yeem ntsib ib nrab: Muag ib nrab thiab tuav ib nrab. Tom qab ntawd koj tau halved koj qhov kev pheej hmoo, thiab koj yog ob qho tib si betting rau koj tus kheej cov kev xaiv. Txawm koj ua dab tsi, ua ib daim ntawv cog lus rau qhov txiaj ntsig tsis muaj kev thuam. Saib xyuas, ntsuas thiab rov xyuas dua.

Tib neeg coj lawv tus kheej cov kev paub dhau los: Yog tias ib tus neeg tau nqis peev hauv Enron thiab lawv cov ntaub ntawv tau tawg, lawv yuav thov kom koj sib txawv ASAP. Yog tias lawv yog ib tus neeg ua haujlwm Amazon thaum ntxov, lawv yuav luag nyav los ntawm lawv San Francisco manse.

"'Koj tuaj yeem ntsib ib nrab: Muag ib nrab thiab tuav ib nrab.'"

Tsuas yog vim koj siv cov khoom lossis kev pabcuam tsis tau txhais hais tias koj yuav tsum tuav cov khoom ntawd, thiab kev koom tes ntawm kev xav tsis sib npaug. Yog li ua koj tus kheej vim kev mob siab rau ntawm cov khoom lag luam thiab cov kws tshuaj ntsuam xyuas, thiab paub koj tus kheej nrog cov neeg sib tw. 

Kuv nco txog zaj dab neeg ntawm tus txiav ntoo nrog peb lub siab xav. Nws cawm ib tug fairy los ntawm hauv qab tsob ntoo poob thiab tau txais peb lub siab xav. Nws tus poj niam xav tau cov hnyuv ntxwm; nws tau ntxhov siab rau nws txoj kev xav dag thiab xav kom cov hnyuv ntxwm ua rau nws lub qhov ntswg. 

Thiab tom qab ntawd? Lawv paub tias lawv qhov kev tsis pom zoo raug nqi ntau heev, yog li lawv xav kom cov hnyuv ntxwm tshem tawm ntawm tus kws txiav ntoo ntawm tus poj niam lub ntsej muag. Lawv mus txog qhov twg lawv pib, tab sis lawv paub tias lawv zoo siab ua ntej qhov kev xav tau txais.

Ib zaj dab neeg ntxiv, lub sijhawm no los ntawm pab pawg Moneyist Facebook: “Kuv niam tus phooj ywg tau khaws nws tus txiv khwv tau thiab nws yuav tsis sib txawv. Lub tuam txhab yog lub npe tsev neeg. Lawv muaj 40 chav tsev nyob hauv Denver. Nws tuag. Lub tuam txhab tsis muaj lawm. "

Kuv mam li tso qhov ntawd nrog koj, nrog rau Vajtswv—thiab tej koob hmoov ntawd.

Yotuaj yeem xa email rau The Moneyist nrog rau cov lus nug txog nyiaj txiag thiab kev coj ncaj ncees ntsig txog tus kabmob coronavirus ntawm [email tiv thaiv], thiab ua raws Quentin Fottrell rau Twitter.

Mus saib cov Moneyist tus kheej Facebook pab pawg, qhov uas peb nrhiav lus teb rau lub neej thorniest teeb meem nyiaj txiag. Txawj nyeem ntawv sau rau kuv nrog txhua yam teeb meem. Tshaj tawm koj cov lus nug, qhia rau kuv seb koj xav paub ntau ntxiv txog, lossis hnyav rau ntawm kab lus Moneyist tseeb.

Tus neeg ntaus nyiaj Khuv xim nws tsis tuaj yeem teb rov qab rau cov lus nug ib leeg.

Ntxiv los ntawm Quentin Fottrell:

• 'Nws coj nws lub txaj huab tais loj rau nws tus kheej': Kuv tus viv ncaus tau tawm ntawm kuv txiv thaum ua txuj ua nws tus neeg zov. Ces nws tuag mob tuag.
• Kuv tus poj niam uas muaj 5 xyoos yuav tso nws lub tsev thiab kev pov hwm lub neej rau nws cov menyuam. Kuv pab cov se vaj tse thiab cov nqi hluav taws xob. Kuv puas muaj cai?
• 'Lawv tsis muaj kev tu siab': Kuv cov txheeb ze pom zoo xauj kuv chav tsev, tab sis lawv tsis tau tsiv mus nyob. Kuv tau daig them nqi xauj tsev 2 lub hlis

Source: https://www.marketwatch.com/story/im-44-and-want-to-retire-in-10-years-my-husbands-tech-firm-gave-him-stock-its-now-40-of-our-net-worth-should-we-diversify-or-hold-11643341478?siteid=yhoof2&yptr=yahoo