Stablecoin kev sib hais haum tuaj yeem tshaj txhua daim npav loj hauv 2023: Cov ntaub ntawv

Stablecoins ua lub luag haujlwm tseem ceeb hauv kev lag luam crypto niaj hnub no thiab txawm hais tias tsis ntev los no tau khiav tawm hauv kev lag luam dav, cov nyiaj ruaj khov tseem tseem muaj feem cuam tshuam txog kev sib pauv.

Raws li Coinmetrics cov ntaub ntawv, on-chain stabilitycoin settlements mus txog ntau tshaj $ 7 trillion nyob rau hauv 2022 thiab xav tias yuav xaus rau lub xyoo ntawm ib ncig ntawm $ 8 trillion. Thaum daim npav loj tshaj plaws, Visa, txheej txheem ~ $ 12tn / xyoo.

Peter Johnson, tus thawj coj ntawm kev lag luam ntawm Brevan Howard Digital, tau hais tias kev sib cog lus ruaj khov tau dhau los ntawm MasterCard thiab American Express. Tsis tas li ntawd, nws tau kwv yees tias nyob rau hauv 2023 ntawm cov saw hlau ruaj khov yuav dhau ntawm Visa pauv cov ntim.

Nws kuj tau sau tseg tias cov nyiaj npib ruaj khov yuav tsis tsuas yog dhau Visa tab sis feem ntau yuav dhau qhov ntim tag nrho ntawm plaub daim npav loj (Visa, Mastercard, AmEx, thiab Discover). Johnson tau hais ntxiv tias cov khoom lag luam ruaj khov ntawm cov nyiaj no tsis suav nrog kev lag luam ntim ntawm kev sib pauv hauv nruab nrab uas muaj qhov tseem ceeb ntawm nws tus kheej.

3/ (Nco ntsoov tias qhov no tsuas yog nyob rau hauv kev sib hais haum ntim, thiab tsis suav nrog kev lag luam ntim ntawm kev sib pauv hauv nruab nrab)
- Peter Johnson (@TheChicagoVC) Hlis ntuj nqeg 21, 2022

Thaum qhov kev sib piv yeej qhia tau tias muaj kev nce ntxiv hauv kev siv nyiaj ruaj khov, ntau tus neeg siv tau taw qhia tias qhov kev sib piv ntawm ob lub koom haum tsis tuav hauv av vim tias lawv yog ob yam sib txawv.

Nws muaj qhov sib txawv uas yuav tsum tau ua ntawm cov credit card ntim thiab cov nyiaj ruaj khov. Kev lag luam credit card feem ntau cuam tshuam nrog cov neeg siv khoom siv, thaum fiat-pegged crypto cov khoom muaj feem cuam tshuam nrog kev lag luam crypto thiab nyiaj txiag kev lag luam.

Hmm kinda piv txiv apples thiab txiv kab ntxwv. Mastercard / nrhiav tau thiab lwm yam ntim tau los ntawm cov neeg siv khoom siv. Onchain ntim yog los ntawm cov neeg ua lag luam speculation.
Qhov no $ 7 + tn yuav tsum tau los ntawm kev them nyiaj rau cov neeg siv khoom / kev pabcuam siv nyiaj ruaj khov los ua qhov sib piv
— Kim ⚡️ (@0xKimberly) Hlis ntuj nqeg 21, 2022

Ib qho teeb meem tseem ceeb rau cov nyiaj npib ruaj khov kom nquag siv los ntawm cov neeg siv khoom hauv lawv lub neej txhua hnub ib yam li Visa thiab Mastercard yog cov cai. Txawm li cas los xij, Republican Senator Pat Toomey, uas tau teem sijhawm so haujlwm los ntawm US Congress thaum kawg ntawm lub sijhawm, xav kom hloov qhov ntawd nrog nws daim nqi ruaj khov. Daim nqi thov tso cai rau cov tuam txhab uas tsis yog lub xeev thiab cov tuam txhab tsis yog tuam txhab nyiaj tso nyiaj ruaj khov, tsuav yog lawv tau txais daim ntawv tso cai tseem ceeb tsim thiab muab los ntawm US Office of the Comptroller of the txiaj (OCC), thiab raws li kev txhawb nqa los ntawm "high- cov khoom muaj kua zoo. "

Nyob rau hauv cov nqe lus ntawm kev ua lag luam capitalization, stabilitycoins tam sim no muaj li ntawm 16.5% ntawm tag nrho cov. CoinGecko cov ntaub ntawv qhia tias tus nqi ntawm tag nrho cov nyiaj npib ruaj khov ua ke yog txog $ 140 billion. Tether-tso USDT tam sim no tswj hwm lub lag luam ruaj khov nrog tag nrho cov khoom siv ntawm 66.3 billion USDT tom qab lub voj voog USDC nrog 44.3 billion hauv UDSC cov khoom lag luam.