Tshaj tawm qhia cov laj thawj vim li cas cov neeg koom nrog tawm tsam CBDC

Thaum qee lub tebchaws zoo li Nigeria yog aggressively thawb siv ntawm central bank digital currencies (CBDCs), ib daim ntawv tshaj tawm tshiab tau sau tseg tias yog vim li cas qee tus neeg muaj feem cuam tshuam nrog lub tswv yim ntawm CBDC. 

Daim ntawv tshaj tawm hu ua "Lub Xeev ntawm CBDCs hauv 2022," luam tawm los ntawm blockchain insights ruaj Blockdata, nquab mus rau qhov tseem ceeb tshaj plaws CBDC kev loj hlob nyob rau hauv lub xyoo dhau los. Nws kuj tau taw qhia qee qhov laj thawj tseem ceeb vim li cas qee lub tuam txhab ntiag tug tawm tsam CBDCs.

Hais txog cov nyiaj tau los ruaj khov Circle cov lus taw qhia ntawm CBDCs, tsab ntawv ceeb toom tau hais tias kev tshaj tawm cov txiaj ntsig digital yuav zoo dua yog tias sab laug mus rau kev lag luam ntiag tug thiab raug tso tseg rau kev tsim kho tshiab nrog kev pom zoo. Tsis tas li ntawd, American Banking Association's (ABA) stance ntawm CBDCs kuj tau hais hauv tsab ntawv ceeb toom. Raws li ABA, CBDC muab los ntawm Tebchaws Meskas Tsoom Fwv Teb Chaws Reserve tsis muaj "cov ntaub ntawv siv tsis zoo" thiab yuav rov ua haujlwm hauv tuam txhab nyiaj.

Tsis tas li ntawd, ABA tau taw qhia tias yuav muaj kev hloov pauv tseem ceeb hauv lub luag haujlwm ntawm Fed yog tias nws teeb meem CBDC thiab tau hais kom muab cov txiaj ntsig digital tso tseg nrog kev lag luam ntiag tug.

Ntxiv rau qhov no, tsab ntawv tshaj tawm kuj tau hais txog lwm yam kev txhawj xeeb los ntawm cov neeg muaj feem cuam tshuam. Raws li tsab ntawv ceeb toom, cov neeg muaj feem cuam tshuam kuj muaj kev txhawj xeeb txog kev tsis qhia npe thiab kev ceev ntiag tug, kev sib cuam tshuam, kev ua kom muaj peev xwm, cov qauv siv thev naus laus zis thiab kev sib npaug ntawm cov qauv tsim thiab cov cai hauv nruab nrab.

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Lub caij no, tsoomfwv Indonesian tsis ntev los no tau hais tias nws lub tuam txhab nyiaj hauv tuam txhab npaj yuav ua kom nws CBDC tsuas yog kev sib tw raug cai hauv lub tebchaws. Thaum lub sij hawm hais lus ntawm lub tuam txhab nyiaj hauv lub rooj sib tham txhua xyoo, Bank of Indonesia Tus Thawj Kav Tebchaws Perry Warjiyo tau hais txog kev txhim kho tshiab hauv nws txoj haujlwm digital rupiah thiab tau hais tias nws yuav koom nrog lwm lub tebchaws ' CBDCs.

Lub Kaum Ob Hlis 5, Pakistan tau tshaj tawm txoj cai tshiab rau ceev kom tso tawm nws CBDC. Lub Xeev Lub Tuam Txhab Nyiaj Txiag ntawm Pakistan tau kos npe rau cov kev cai lij choj rau Electronic Money Institutions nrog kev pab los ntawm World Bank. Lub teb chaws lub hom phiaj yuav tshaj tawm nws tus kheej CBDC los ntawm 2025.