- Ib ntawm tsib tus neeg nqis peev tau pib nqis peev tsis ntev los no
- Cov tub ntxhais hluas cov tub lag luam yooj yim dua nrog kev pheej hmoo nqis peev
- Ib feem peb ntawm cov tub lag luam qhib rau Cryptocurrencies
WASHINGTON - (BUSINESS WIRE)-Ib feem ntau ntawm cov tub ua lag luam tau koom nrog hauv kev lag luam tsis ntev los no, cov tub ua lag luam hluas feem ntau yuav koom nrog kev pheej hmoo ua lag luam thiab ib feem peb ntawm cov tub ua lag luam tab tom txiav txim siab nqis peev hauv cryptocurrencies. Cov no tsuas yog qee qhov kev tshawb pom muaj nyob rau hauv kev tshawb fawb tshiab tshaj tawm hnub no los ntawm FINRA Investor Education Foundation (FINRA Foundation).
Txoj kev tshawb no, "Cov neeg lag luam hauv Tebchaws Meskas: Kev Hloov Pauv Hloov, ” nthuav tawm cov tiam tshiab ntawm cov tub ntxhais hluas thiab tsis tshua muaj kev paub txog cov tub ua lag luam uas txawv ntawm cov neeg laus hauv lawv cov kev coj cwj pwm thiab kev coj cwj pwm.
"Txoj kev tshawb fawb no muab kev nkag siab tob txog kev hloov pauv ntawm cov pej xeem ntawm cov tub ua lag luam thiab cov kev hloov pauv hloov mus rau kev nqis peev. Cov kev tshawb pom qhia tias cov tub ua lag luam yau - hnub nyoog 18 txog 34 xyoos - muaj feem ntau dua li cov tub ua lag luam laus los nqis peev rau cov laj thawj uas suav nrog kev lav phib xaub, kev lom zem lossis kev sib raug zoo. Cov ntaub ntawv tseem qhia tau tias cov tub ua lag luam hluas tau yooj yim dua nrog kev siv mobile trading apps, tso siab rau kev tshaj tawm hauv xov xwm raws li cov ntaub ntawv peev thiab kev lag luam muaj kev pheej hmoo siab dua - xws li cryptocurrencies, kev xaiv thiab hu ua meme stocks - txawm tias qee qhov ntawm no. cov tub ua lag luam zoo li tsis tshua npaj rau qhov txaus ntshai, "said FINRA Foundation Thawj Tswj Hwm Gerri Walsh.
"Qhov kev pom muaj txiaj ntsig zoo los ntawm txoj kev tshawb fawb tuaj yeem pab cov neeg tsim cai lij choj, cov tswj hwm thiab cov kws qhia ntawv rov xav txog cov cuab yeej thiab cov kev tsim nyog los qhia thiab tiv thaiv ob tus neeg ua lag luam mus sij hawm ntev thiab cov tiam neeg tshiab tshiab," Walsh ntxiv.
Cov kev tshawb pom no tau kos los ntawm Kev Tshawb Fawb Kev Lag Luam ntawm FINRA Foundation's 2021 National Financial Capability Study (NFCS). Tag nrho ntawm 2,824 Asmeskas cov neeg laus nrog kev nqis peev sab nraud ntawm cov nyiaj laus tau soj ntsuam thaum Lub Xya Hli thiab Lub Kaum Ob Hlis 2021.
Cov Tseem Ceeb Nrhiav:
- Cov tub ua lag luam tshiab. Ib ntawm tsib tus tub ua lag luam muaj tsawg dua ob xyoos ntawm kev paub. Qhov feem pua ntawm cov tub ua lag luam uas pib nqis peev hauv ob xyoos ua ntej txoj kev tshawb fawb (21 feem pua) yog ze li qhov loj npaum li qhov feem pua uas tau pib hauv yim xyoo dhau los (25 feem pua).
- Cov cwj pwm pheej hmoo. Cov tub ua lag luam yau muaj feem ntau yuav koom nrog kev pheej hmoo ntawm kev nqis peev. Peb caug-rau feem pua ntawm cov tub ua lag luam yau tshaj tawm cov kev xaiv lag luam, piv rau 21 feem pua ntawm cov hnub nyoog 35 txog 54, thiab 8 feem pua ntawm cov 55 thiab laus dua. Ze li ib lub hlis twg (23 feem pua) ntawm cov tub ua lag luam hluas tshaj tawm kev yuav khoom ntawm cov paj, piv rau 12 feem pua ntawm cov hnub nyoog 35 txog 54, thiab 3 feem pua ntawm cov 55 thiab laus dua.
- Crypto txais. Cov feem pua ntawm cov tub ua lag luam xav txog cryptocurrencies tau nce mus rau 33 feem pua, thiab 27 feem pua yog twb tau nqis peev - nce los ntawm 18 feem pua thiab 12 feem pua ntawm cov tub ua lag luam hauv xyoo 2018. Ntawm cov tub ua lag luam hluas thiab cov uas muaj kev paub tsawg dua ob xyoos, ntau tshaj li ib nrab ntawm kev nqis peev. hauv cryptocurrencies.
- Meme Tshuag nrov. Kaum yim feem pua ntawm cov tub ua lag luam qhia txog kev lag luam sib koom ntawm GameStop, AMC lossis Blackberry (uas yog cov khoom lag luam nrov meme thaum ntxov 2021). Ntawm cov tub ua lag luam hluas, ze li ob ntawm tsib daim ntawv tshaj tawm yuav lossis muag cov khoom lag luam no, piv rau kwv yees li ib ntawm tsib ntawm cov hnub nyoog 35 txog 54, thiab tsuas yog 4 feem pua ntawm cov 55 thiab laus dua.
- Txhim kho kev nyiam ntawm lub platform. Kev lag luam online los ntawm lub vev xaib yog txoj hauv kev tshaj plaws rau kev lag luam (62 feem pua), ua raws li mobile app (44 feem pua) thiab hu rau tus kws tshaj lij nyiaj txiag (44 feem pua). Kev siv cov apps hauv xov tooj tau nce ntau ntawm 30 feem pua hauv 2018. Cov tub ua lag luam hluas thiab cov tub ua lag luam tshiab muaj feem ntau yuav siv lub xov tooj ntawm tes rau kev lag luam ntau dua li cov neeg teb qub lossis cov neeg ua lag luam muaj kev paub ntau dua.
- Kev txhawb zog. Lub ntsiab kev mob siab rau yuav luag txhua tus tub ua lag luam yog kom tau nyiaj nyob rau lub sijhawm ntev (96 feem pua). Txawm li cas los xij, feem coob kuj xav kom tau nyiaj hauv lub sijhawm luv luv (72 feem pua) thiab kawm txog kev nqis peev (65 feem pua). Cov tub ua lag luam hluas muaj feem ntau dua li cov tub ua lag luam laus los nqis peev rau cov laj thawj uas tsis yog cov txiaj ntsig ntev, xws li kev lav phib xaub, kev lom zem thiab kev sib raug zoo.
- Cov ntaub ntawv peev nyiaj txiag. Thaum txiav txim siab txog kev nqis peev, cov tub ua lag luam feem ntau tso siab rau kev tshawb fawb thiab cov cuab yeej muab los ntawm cov tuam txhab brokerage, cov khoom lag luam thiab nyiaj txiag, cov kws tshaj lij nyiaj txiag, thiab cov phooj ywg, tsev neeg lossis cov npoj yaig. Ntawm cov tub ua lag luam hluas, feem ntau (60 feem pua) siv kev tshaj xov xwm los ntawm cov ntaub ntawv peev, piv rau 35 feem pua ntawm cov hnub nyoog 35 txog 54, thiab tsuas yog 8 feem pua ntawm cov 55 thiab laus dua. Tshaj li ib nrab ntawm cov tub ua lag luam hauv qab 35 siv YouTube (56 feem pua), thiab 41 feem pua siv Reddit. YouTube kuj yog ib qho ntawm feem nrov social media channel rau cov ntaub ntawv peev rau txhua lub hnub nyoog tag nrho (28 feem pua).
- Nqi tsis meej pem. Ntau tus tub ua lag luam tsis paub lossis tsis meej pem txog ntau yam nqi uas lawv yuav them rau kev nqis peev. Tshaj ib ntawm tsib tus neeg ua lag luam (21 feem pua) tsis xav tias lawv them ib yam nqi rau kev nqis peev, thiab 17 feem pua hais tias lawv tsis paub tias lawv them ntau npaum li cas. Ntawm cov tswv cuab sib koom tes, ze li ob ntawm tsib (38 feem pua) ntseeg tias lawv tsis them cov nqi sib koom lossis cov nuj nqis.
- Kev nthuav qhia kev xa khoom nyiam. Email (38 feem pua) tau dhau lub cev xa ntawv (30 feem pua) yog txoj kev nyiam tshaj plaws rau kev txais kev tshaj tawm. Kev nyiam rau email tau nce txij li xyoo 2015, thaum nyiam kev xa ntawv lub cev tau qis dua.
- Kev paub txog tus neeg ua lag luam tsawg. Qhov nruab nrab tus naj npawb ntawm cov lus teb raug rau ntawm 10-cov lus nug Investor Knowledge Quiz yog 4.7. Ntau tshaj li ob ntawm tsib tus neeg teb (44 feem pua) xav tias yav dhau los kev ua tau zoo ntawm kev nqis peev yog qhov qhia tau zoo ntawm cov txiaj ntsig yav tom ntej. Tsawg tshaj li ib feem peb (29 feem pua) nkag siab tias qhov txiaj ntsig tseem ceeb ntawm cov nyiaj tau los ntawm cov nyiaj tau los ntawm kev tswj hwm feem ntau yog cov nqi qis thiab cov nuj nqis.
Hais txog FINRA Investor Education Foundation
FINRA Investor Education Foundation txhawb cov kev tshawb fawb tshiab thiab kev kawm txuj ci uas ua rau cov neeg Asmeskas tsis tau txais kev paub, kev txawj ntse thiab cov cuab yeej los txiav txim siab txog nyiaj txiag thoob plaws lub neej. Yog xav paub ntxiv txog FINRA Foundation teg num, mus saib www.finrafoundation.org.
Hais txog FINRA
FINRA yog ib lub koom haum tsis-rau-profit uas mob siab rau kev tiv thaiv cov tub lag luam thiab kev ua lag luam ncaj ncees. Nws tswj hwm ib feem tseem ceeb ntawm kev lag luam kev nyab xeeb - cov tuam txhab ua lag luam ua lag luam nrog cov pej xeem hauv Tebchaws Meskas. FINRA, saib xyuas los ntawm SEC, sau cov cai, tshuaj xyuas thiab tswj xyuas kev ua raws li FINRA cov cai thiab tsoomfwv txoj cai lij choj, sau npe cov neeg ua haujlwm ntawm tus neeg muag khoom thiab muab kev kawm thiab kev cob qhia rau lawv, thiab qhia rau pej xeem cov peev txheej. Tsis tas li ntawd, FINRA muab kev soj ntsuam thiab lwm yam kev tswj xyuas kev lag luam rau cov khoom lag luam thiab kev xaiv, nrog rau kev tshaj tawm kev lag luam thiab lwm yam kev lag luam. FINRA tseem tswj hwm lub rooj sib tham daws teeb meem rau cov tub ua lag luam thiab cov tuam txhab lag luam thiab lawv cov neeg ua haujlwm sau npe. Yog xav paub ntxiv, mus saib www.finra.org.
Muaj mob
Rita De Ramos (646) 315-7255
Tau qhov twg los: https://thenewscrypto.com/new-finra-foundation-research-examines-changing-investor-demographics-preferences-and-attitudes/