Lub xeev Iowa tau hais kom BlockFi Lending LLC them tus nqi nplua thiab tso tseg cov lus tsis raug hais txog kev nyab xeeb uas nws muaj.
Crypto qiv BlockFi yog nyob rau hauv cov dej kub nrog lub xeev regulators nyob rau hauv Iowa tom qab ua cov ntaub ntawv tsis tseeb hais txog lub collateralization txheej xwm ntawm cov nyiaj txais nws muaj.
Iowa Insurance Division's Securities and Regulated Industries Bureau tau tswj hwm qhov teeb meem no raws li Iowa Code 502.604, Uniform Securities Act, uas tso cai rau lub cev lub zog "tso tawm ib qho kev txiav txim coj tus neeg mus tso tseg thiab tso tseg" los ntawm kev koom nrog "kev ua, kev coj ua lossis kev ua lag luam" ua txhaum cai. tshooj 502 ntawm Uniform Securities Act.
"Txawm hais tias kev tsim kho tshiab, zoo li cryptocurrencies, tuaj yeem muab kev loj hlob thiab kev hloov pauv hauv kev lag luam nyiaj txiag, nws yog ib qho tseem ceeb uas cov neeg tswj xyuas kom ntseeg tau tias qhov no tshwm sim nyob rau hauv ib qho kev tsim nyog uas tiv thaiv cov tub ua lag luam thaum tseem pab txhawb kev tsim peev," hais tias Iowa Insurance Commission Doug Ommen, uas tau tshaj tawm tsab ntawv pom zoo rau lub tuam txhab.
Ntxiv rau qhov kev txiav txim siab ntawm $ 50 lab muab faib sib npaug ntawm 53 lub tebchaws, suav nrog 50 US lub xeev thiab Cheeb Tsam ntawm Columbia, Peurto Rico, thiab US Virgin Islands, BlockFi tau raug yuam kom them tus nqi tswj hwm ntawm $ 943,000 rau Lub Xeev Iowa hauv tsib nqi ntawm kwv yees li $188,000.
BlockFi ntsib cov nkauj
Qhov kev txiav txim no yog qhov kawg ntawm kev sib koom ua ke 53-xeev kev tshawb nrhiav los ntawm North American Securities Administrators Association rau hauv BlockFi cov haujlwm qiv nyiaj. Ib tug ntawm lub koom haum cov tswv cuab, lub xeev New Jersey, ua ntaub ntawv Kev txiav txim tsis raug cai thiab txiav tawm thaum Lub Xya Hli 19, 2021, liam tias BlockFi, nws lub tuam txhab tuav BlockFi Inc., thiab nws cov koom tes nrog BlockFi Trading LLC tau muab thiab muag cov khoom lag luam tsis tau sau npe.
Cov xeev ntawm Alabama thiab Vermont Tom qab ntawv tau txiav txim los qhia ua rau muaj kev iab liam BlockFi, nws cov koom tes, thiab cov tuam txhab tuav tau thawb cov ntawv pov thawj tsis tau sau npe rau cov neeg nyob hauv.
BlockFi tau thov rau ntawm nws lub vev xaib tias nws cov nyiaj qiv yog "feem ntau" overcollateralized (cov khoom ntiag tug tshaj tawm tshaj cov nyiaj qiv) yam tsis muaj pov thawj. Raws li kev tshawb nrhiav, Iowa cov kws tswj xyuas pom tau tias tsuas yog 17% ntawm cov nyiaj qiv uas tau muab rau xyoo 2021, 16% hauv 2020, thiab 24% hauv 2019 yog overcollateralized. Lub xeev cov neeg saib xyuas tau liam tias cov tub ua lag luam tau ua yuam kev rau hauv kev xav tias muaj kev tiv thaiv ntau dua li muaj.
"Iowans yuav tsum paub tseeb tias lawv tsuas yog nqis peev rau qhov lawv yuav tsum txaus siab poob," Ommen xaus lus.
Hauv kev daws teeb meem, lub tuam txhab tsis lees txais lossis tsis lees txais cov lus xaus hauv daim ntawv tso cai. BlockFi tsis ntev los no them $ 100 lab rau Securities thiab Exchange Commission rau muab cov ntawv pov thawj tsis tau sau npe.
Lwm cov tuam txhab crypto loj nrhiav kev tswj xyuas kom meej txog cov khoom lag luam txaus siab
Thaum lub Plaub Hlis 2022, Be[In]Crypto qhia qhov loj tuam txhab crypto Kraken, Bitstamp, thiab Vajvoog tau mob siab rau muab cov khoom lag luam muaj txiaj ntsig thiab tsis xav mus rau tib txoj kev xws li BlockFi thiab Celsius tab sis tab tom nrhiav kev cai kom meej.
"Qee tus neeg ua si crypto hauv Asmeskas tau ntsib teeb meem loj nrog lawv li cas lawv tau tswj kev qiv nyiaj thiab qiv nyiaj qiv nyiaj. Peb tsis xav mus qhov ntawd, yog li peb yuav mob siab rau, ”tus CEO ntawm BitStamp USA, Bobby Zagotta, thaum lub sijhawm.
Thaum lub Cuaj Hlis xyoo tas los, Texas cov tswj hwm txib Celsius, uas muab cov txiaj ntsig txog li 17% ntawm cov khoom lag luam sib tw, kom tshwm sim ntawm lub rooj sib hais, ua pov thawj tias vim li cas nws yuav tsum tau tso cai ua haujlwm txuas ntxiv hauv lub xeev.
Disclaimer
Txhua yam ntaub ntawv muaj nyob hauv peb lub vev xaib raug tshaj tawm hauv kev ntseeg zoo thiab rau cov ncauj lus dav dav xwb. Txhua yam kev ua txhaum ntawm tus nyeem ntawv yuav siv raws li cov xov xwm pom ntawm peb lub vev xaib yog nruj ntawm lawv tus kheej txoj kev pheej hmoo.
Tau qhov twg los: https://beincrypto.com/iowa-state-fines-blockfi-overstatements-collateralization/