Cov Ntsiab Lus Tseem Ceeb:
- Thaum kawg ntawm lub hlis no, Indian lub tuam txhab nyiaj hauv nruab nrab cia siab tias yuav muaj ib lab tus neeg siv khoom CBDC.
- Lub tuam txhab nyiaj hauv tuam txhab npaj siab ua kom CBDC QR cov lej sib haum nrog UPI siv dav.
- Tsis tas li ntawd, cov tuam txhab them nyiaj uas tsis yog lub txhab nyiaj them ua ntej (PPI) tau tso cai muab e-RUPI vouchers.
Tom qab cov lus tshaj tawm txog nyiaj txiag rau hnub Thursday, T Ravi Shankar, tus lwm thawj tswj hwm ntawm Reserve Bank of India (RBI), tau hais tias Indian lub tuam txhab nyiaj hauv tuam txhab xav kom ncav cuag ib lab tus neeg siv lub sijhawm tseem ceeb rau lub tuam txhab nyiaj hauv tuam txhab digital digital, lossis Digital Rupee.
Nws yuav tsum raug sau tseg tias RBI tam sim no tab tom ua qhov kev sim Digital Rupee thiab tsis muaj hnub kawg rau thaum twg CBDC siv yuav muaj thoob plaws Is Nrias teb. Shankar tau hais tias qhov no yuav yog "kev hloov pauv hloov maj mam thiab ntsuas" uas feem ntau yuav tsom mus rau kev kawm sab hauv raws li kev siv CBDCs loj hlob.
Lub Kaum Ib Hlis 1 ntawm xyoo tas los, RBI tau tshaj tawm digital rupee rau cov lag luam wholesale. Thaum Lub Kaum Ob Hlis 1, thawj lub khw muag khoom digital rupee sim tau pib.
Qhov kev sim tau pib hauv plaub lub nroog (Mumbai, New Delhi, Bangalore, thiab Bhubaneswar) nrog rau cov neeg siv tsawg ntawm cov neeg siv khoom thiab cov tub lag luam. Tom qab ntawd, nws tau nthuav dav mus rau cov nroog xws li Ahmedabad, Chandigarh, Gangtok, Guwahati, Hyderabad, Indore, Kochi, Lucknow, Patna, thiab Shimla. Thaum pib, CBDC tsuas yog suav nrog State Bank of India, ICICI Bank, YES Bank, thiab IDFC First Bank. Cov tsev txhab nyiaj xws li Bank of Baroda, Union Bank of India, HDFC Bank, thiab Kotak Mahindra Bank thaum kawg tau koom nrog pab koomtes.
Raws li RBI tus thawj tswj hwm tus thawj tswj hwm, Mint Road npaj siab ua kom CBDC QR cov lej sib haum nrog Is Nrias teb qhov kev vam meej Universal Payments Interface (UPI).
UPI tso cai rau kev lag luam nyiaj txiag lossis kev lag luam digital uas tus neeg tau txais txiaj ntsig tuaj yeem them nrog daim debit lossis credit cards, online banking, lossis mobile wallets. Hauv Is Nrias teb, UPI tau loj hlob hauv kev muaj koob npe, nrog QR code scanning ntawm cov tub lag luam lossis cov phooj ywg ua haujlwm nrov tshaj plaws.
Lub tuam txhab nyiaj hauv tuam txhab tso cai rau cov tuam txhab tsis them nyiaj ua ntej them nyiaj (PPI) cov ntawv tshaj tawm e-RUPI vouchers thiab tseem tso cai rau kev tshaj tawm e-RUPI vouchers sawv cev ntawm tib neeg txhawm rau txhawm rau nthuav dav thiab ncav cuag e-RUPI vouchers.
Raws li Rajsri Rengan, Is Nrias teb Tus Thawj Saib Xyuas Kev Txhim Kho, Kev Lag Luam, thiab Kev Them Nyiaj ntawm FIS, kev txuas ntxiv ntawm e-RUPI vouchers, uas suav nrog cov neeg tsis nyob hauv tuam txhab nyiaj PPI thiab tus neeg xa tawm, yog ib kauj ruam tseem ceeb rau kev txhim kho nyiaj txiag thiab kev nkag tau yooj yim.
Lub Tuam Txhab Nyiaj Txiag Nyiaj Txiag ntawm Is Nrias teb tau tshaj tawm cov kev tswj hwm kev qiv nyiaj digital xyoo tas los. Tam sim no nws tau pom zoo muab cov lus qhia ntawm Default Loss Guarantee npaj hauv kev qiv nyiaj digital. Nrog rau qhov tsis txaus ntseeg tau lees paub hauv kev qiv nyiaj digital, tam sim no nws yuav yooj yim dua los nthuav cov kev qiv nyiaj digital ecosystem kom zoo thiab nce credit nkag mus rau hauv kev lag luam.
DISCLAIMER: Cov ntaub ntawv ntawm lub vev xaib no yog muab raws li kev lag luam tawm tswv yim dav dav thiab tsis yog cov lus qhia peev. Peb txhawb kom koj ua koj tus kheej kev tshawb fawb ua ntej kev nqis peev.
Koom nrog peb kom taug qab cov xov xwm: https://linktr.ee/coincu
Harold
Coincu Xov Xwm
Tau qhov twg los: https://news.coincu.com/193592-indian-central-bank-set-a-bold-goal/