Lub Reserve Bank ntawm Is Nrias teb (RBI), lub teb chaws lub tuam txhab nyiaj hauv nruab nrab, tab tom ua tiav qhov kev nthuav tawm ntawm cov khw muag khoom digital rupee pilot, Economic Times of India (ETI) qhia rau Kaum Ib Hlis Ntuj 19.
The RBI pib cov lag luam wholesale central bank digital txiaj (CBDC) pilot rau lub Kaum Ib Hlis 1 los ntsuas nws cov kev siv hauv kev daws teeb meem kev lag luam hauv tsoomfwv kev nyab xeeb. Thaum lub sij hawm, RBI tau hais tias cov khw muag khoom digital rupee pilot yuav pib nyob rau hauv ib hlis.
Raws li ETI daim ntawv tshaj tawm, cov rupee digital yog txhais tau tias yuav ntxiv, tsis yog hloov, txoj kev them nyiaj uas twb muaj lawm. Tsis tas li ntawd, tsab ntawv ceeb toom tau sau tseg tias cov khw muag khoom CBDC tau tsim los ua haujlwm nrog cov kev them nyiaj tam sim no, suav nrog cov peev txheej paub txog qhov teeb meem.
Daim ntawv tshaj tawm tau sau tseg tias CBDC platform yuav tuav los ntawm National Payments Corporation of India (NPCI) thiab yuav zoo ib yam li NPCI's unified Payments interface (UPI) system.
UPI tau tshwm sim raws li txoj kev them nyiaj nrov hauv Is Nrias teb, ua rau cov neeg siv tam sim hloov nyiaj ncaj qha mus rau thiab los ntawm cov txhab nyiaj hauv tuam txhab nyiaj los ntawm UPI chaw nyob. UPI chaw nyob, zoo ib yam li email chaw nyob, txuas nrog rau cov txhab nyiaj hauv tuam txhab nyiaj.
Ib qhov chaw tsis qhia npe nrog kev paub txog qhov project hais rau ETI:
"Ib yam li peb muaj ib lub tsev qiv ntawv zoo sib xws rau UPI, thev naus laus zis rau CBDC zoo ib yam li ntawd thiab nws tau txais los ntawm NPCI, nws yuav cuam tshuam nrog cov kev them nyiaj tam sim no.
Tus e-rupee yuav muab khaws cia rau hauv hnab nyiaj, cov npe yuav muaj raws li tus neeg siv khoom thov, ib yam li koj thov nyiaj ntsuab los ntawm ATM. Cov tsev txhab nyiaj tau tshaj tawm qhov no tsuas yog hauv qee lub nroog. "
RBI xav kom txhua lub txhab nyiaj koom nrog hauv kev sim sim cov khw muag khoom CBDC ntawm 10,000 txog 50,000 tus neeg siv, raws li ETI daim ntawv tshaj tawm. Cov tsev txhab nyiaj koom nrog hauv cov khw muag khoom CBDC pilot suav nrog State Bank of India, Bank of Baroda, ICICI Bank, Union Bank of India, HDFC Bank, Kotak Mahindra Bank, Yes Bank, thiab IDFC First Bank. Raws li tsab ntawv ceeb toom, CBDC qhov project yuav kawg txuas mus rau tag nrho cov tuam txhab nyiaj txiag.
Cov tsev txhab nyiaj koom nrog hauv CBDC sim tau koom tes nrog cov chaw muab kev pab them nqi kawg, suav nrog PayNearby thiab Bankit, kom cov neeg siv them cov tub lag luam nrog rupee digital.
Lub khw muag khoom CBDC yuav muab ua ib qho khoom muag nyob rau hauv thawj theem. Txawm li cas los xij, cov rupee digital thaum kawg yuav koom nrog cov kev pabcuam mobile thiab internet banking uas twb muaj lawm.
Cov tub lag luam thiab cov neeg siv khoom xaiv los koom rau hauv kev tsav tsheb yuav tsum rub tawm daim ntawv thov lub hnab nyiaj, uas yuav siv los khaws cov e-rupee, raws li daim ntawv tshaj tawm. Tsis tas li ntawd, cov neeg siv yuav tsum tau thov cov npe tshwj xeeb ntawm e-rupee los ntawm lawv cov tsev txhab nyiaj, uas yuav raug xa mus rau lawv lub hnab nyiaj CBDC.
Tau qhov twg los: https://cryptoslate.com/indian-central-bank-on-track-to-launch-retail-cbdc-pilot-next-month/