SAN FRANCISCO– (LAG LUAM HLA) -Tom qab them nyiaj, tus thawj coj hauv "Yuav Tam Sim No, Them Tom Qab" kev them nyiaj, hnub no tau qhia txog kev them nyiaj tshiab uas muab cov neeg siv khoom xaiv ntau dua, hloov pauv thiab sijhawm them, nrog cov ntsiab lus pob tshab los txhawb kev siv lub luag haujlwm - tsuas yog nyob rau lub sijhawm rau lub caij so khoom noj khoom haus.
Cov neeg siv khoom uas xaiv Afterpay qhov kev xaiv them nyiaj txhua hli tuaj yeem siv lawv cov nyiaj ntau tshaj rau lossis kaum ob lub hlis rau kev yuav khoom ntawm $ 400 thiab $ 4,000 nrog rau cov neeg siv khoom nyiam cov nqe lus them nqi1 xws li:
- Tsis muaj nqi lig
- Tsis muaj cov paj laum sib xyaw nrog lub cap ntawm tag nrho cov paj laum tshuav
- Ib qho kev pom meej ntawm qhov tshuav ntawm lub sijhawm ntawm kev yuav khoom uas yuav tsis nce ntxiv thaum lub sijhawm them nyiaj
Tsim los rau kev yuav khoom ntawm $ 400 thiab $ 4,000, tam sim no cov tub lag luam tuaj yeem muab Afterpay rau ntau yam khoom hauv ntau pawg yam tsis tau them tus nqi ntxiv lossis cov nqi sib koom ua ke - thaum tau txais txiaj ntsig los ntawm cov neeg siv khoom tshiab, kev muag khoom ntxiv, thiab cov nqi txiav txim siab dua. Thaum xub thawj muab rau cov neeg siv khoom uas twb muaj lawm ua kev yuav khoom hauv online, cov kev daws teeb meem them nyiaj txhua hli yuav muaj rau cov neeg yuav khoom hauv xyoo 2023.
Lee Hatton, tus thawj coj ntawm Cash App Asia Pacific tau hais tias "Peb qhov kev thov tshiab yog qhov txuas ntxiv ntawm kev paub tom qab them nyiaj - muab cov neeg siv khoom siv txoj hauv kev tshiab los tswj ntau dua thiab muaj kev xaiv ntau dua hauv lawv txoj kev them nyiaj," said Lee Hatton, tus thawj coj ntawm Cash App Asia Pacific. "Peb cia siab tias yuav txhawb nqa cov neeg siv khoom nrog lwm cov cuab yeej siv nyiaj ntse."
Pib hnub no cov neeg siv khoom tuaj yeem siv Afterpay qhov kev xaiv them nyiaj txhua hli ntawm Asmeskas cov lag luam cov vev xaib suav nrog Bellacor.com, EyeBuyDirect, FWRD, thiab Koj Tus Kws Kho Mob ntawm lwm tus, nrog rau cov tub lag luam ntxiv tuaj sai sai. Lub tuam txhab npaj yuav txuas ntxiv qhov muab rau cov tub lag luam sab nraud Asmeskas hauv 2023.
Afterpay muab cov neeg siv khoom muaj peev xwm siv lawv tus kheej cov nyiaj thiab them nyiaj dhau sij hawm yam tsis tas yuav tig mus rau cov npav rho nyiaj kim uas tuaj yeem ua rau muaj kev hloov pauv thiab sib txuas cov nuj nqis. Tsim los ntawm hauv av los pab cov neeg siv khoom them lub luag haujlwm, ntau dua 98% ntawm Afterpay pauv tsis tau them tus nqi lig thiab ntau dua 90% ntawm Afterpay muas tau them nrog daim debit card.2
Txij li xyoo 2020, Asmeskas kev siv nyiaj ntawm BNPL tau nce 660 feem pua3. Qhov no yog ntau tshaj li tsib npaug ntawm qhov kev loj hlob rau kev siv daim npav rho nyiaj (43 feem pua) thiab credit card siv (8 feem pua).4
Afterpay qhov kev xaiv them nyiaj txhua hli yog muab rau cov neeg siv khoom uas twb muaj lawm hauv kev koom tes nrog First Electronic Bank, Tus Tswv Cuab FDIC. Cov tub lag luam thiab cov neeg yuav khoom tuaj yeem nrhiav cov ntaub ntawv ntxiv txog kev xaiv them nyiaj txhua hli no.
Hais txog Afterpay
Afterpay yog hloov pauv txoj kev peb them los ntawm kev tso cai rau leej twg yuav khoom tam sim ntawd thiab them nyiaj dhau sijhawm - ua kom yooj yim, pob tshab thiab muaj lub luag haujlwm siv nyiaj. Peb tab tom ua lub luag haujlwm los txhawb kev lag luam uas txhua tus yeej.
Afterpay yog muab los ntawm ntau txhiab tus neeg muag khoom hauv ntiaj teb nyiam thiab siv los ntawm ntau lab tus neeg siv khoom thoob ntiaj teb5. Tom qab them nyiaj tam sim no muaj nyob rau hauv Australia, Canada, New Zealand, Tebchaws Meskas thiab United Kingdom, Fabkis, Ltalis thiab Spain, qhov twg nws hu ua Clearpay. Afterpay yog ib lub tuam txhab ua lag luam tag nrho ntawm Block, Inc. (NYSE: SQ).
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1 Koj yuav tsum muaj hnub nyoog tshaj 18 xyoo, yog neeg nyob hauv Teb Chaws Asmeskas thiab ua tau raws li kev tsim nyog ntxiv kom tsim nyog. Cov nyiaj qiv los ntawm Afterpay Them txhua hli yog underwritten thiab muab los ntawm First Electronic Bank, Member FDIC. Tej zaum yuav tsum tau them nyiaj poob qis. APRs muaj li ntawm 0% mus rau 35.99%, nyob ntawm kev tsim nyog. Piv txwv li, 12 lub hlis $ 1,000 qiv nrog 21% APR yuav muaj 11 cov nyiaj them txhua hli ntawm $ 93.11 thiab 1 them ntawm $ 93.19 rau tag nrho cov nyiaj them ntawm $ 1,117.40. Cov nyiaj qiv yuav raug kuaj xyuas thiab pom zoo thiab tsis muaj rau cov neeg nyob hauv Hawaii, West Virginia, New Mexico thiab Nevada. Daim npav rho nyiaj siv tau, daim ntawv tshaj tawm siv tau thiab lees txais cov nqe lus kawg uas yuav tsum tau ua. Kwv yees cov nyiaj them poob haujlwm uas qhia hauv nplooj ntawv cov khoom tsis suav cov se thiab cov nqi xa khoom, uas tau ntxiv rau ntawm kev xa tawm. Nyem no kom tiav cov ntsiab lus.
no Txuas mus rau: Consumer Lending (Pay Monthly) Loan Agreement (*not* Installment Agreement for Afterpay pay-in-4)
2 Cov duab los ntawm Lub Rau Hli 30, 2022
3Tau qhov twg los: The Next Generation Index, Lub Ob Hlis 2022
4Tau qhov twg los: The Next Generation Index, Lub Ob Hlis 2022
5 Cov duab raws li lub Rau Hli 30
Muaj mob
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Tau qhov twg los: https://thenewscrypto.com/afterpays-new-monthly-payment-solution-gives-consumers-more-ways-to-pay/