5 lub tswv yim rau caij tawm kev lag luam downbeat lub caij so hnub so

Cov kev kwv yees no tau tsav los ntawm kev puas tsuaj ntawm cov qauv tsim. Piv txwv li, credit card nuj nqis tau nce dhau los txawm tias 2020 qib, nrog rau cov paj laum them los ntawm cov tsev txhab nyiaj uas tsuas yog siab dua me ntsis dua li cov tau pom ua rau tom qab 2000 dot-com poob. Txawm li cas los xij, kev koom tes hauv kev ua haujlwm ntawm cov neeg ua haujlwm - lossis qhov feem pua ​​​​ntawm cov pej xeem uas muaj peev xwm ua haujlwm thiab ua haujlwm tau - tseem tsis tau zoo rov qab mus rau theem ua ntej muaj kev sib kis. Tsis tas li ntawd, kev nce nqi - raws li ntsuas los ntawm cov neeg siv khoom lag luam ntsuas - tau nce ntau xyoo dhau los.

Kev kwv yees nyiaj txiag qhia tias peb nyob rau hauv kev lag luam loj dua. Lub tebchaws United States tau nyob rau hauv ib qho kev poob nyiaj txiag thiab qhov kev lag luam yuav tsum txuas ntxiv mus, nrog Pawg Neeg Saib Xyuas Kev Sib Tham kev twv saib xyuas Kev poob qis ntxiv hauv cov khoom lag luam hauv tebchaws (GDP) los ntawm 0.5% hauv Q4 ntawm lub xyoo no. Nws kuj tseem cia siab tias qhov kev lag luam poob qis yuav txuas ntxiv mus rau tsawg kawg Q2 ntawm 2023. Qhov ntawd yog ua ntej lub cev qhuav dej ntawm crypto trading platform FTX, uas tau muaj kev cuam tshuam loj heev ntawm cov peev nyiaj lag luam thiab cov tuam txhab tsis-crypto. Lwm qhov kev cia siab zoo dua, xws li Tsoom Fwv Tebchaws Reserve Bank of Philadelphia thiab S&P Global, tsuas yog qhov zoo rau 2023 ntawm 0.7% thiab 0.2%, feem.

Consumer Debt & Interest rates in United States, 1995-2020. Qhov chaw: St. Louis Federal Reserve
Kev Koom Tes Ua Haujlwm Hauv Tebchaws Meskas, 1950-2020. Source: US Bureau of Labor Statistics
Consumer Price Index, 2011-2022. Qhov chaw: St. Louis Federal Reserve

Cov ntsuas macroeconomic no muaj nyob sab nraud ntawm Asmeskas ib yam nkaus. Ntau - txawm tias International Monetary Fund - muaj taw qhia tawm qhov nce hauv kev nce nyiaj txiag los ntawm cov nqi hluav taws xob ntau dua hauv Tebchaws Europe, uas yog ib qho tseem ceeb, ntawm lwm tus, uas ua rau cov European Union tsis ntev los no. forecast ntawm zero GDP kev loj hlob rau tag nrho ntawm 2023. Qhov ntawd yog nyob rau sab saum toj ntawm nws cov neeg ua haujlwm ntev lawm kev sib tw tias muaj coob tus neeg laus tawm ntawm lub zog ua haujlwm thiab tsis txaus cov neeg tuaj tshiab, uas muaj qhov txaus ntshai qhov cuam tshuam rau GDP kev loj hlob.

Related: Kev ua lag luam tsis nce sai sai - yog li siv sijhawm tsaus ntuj

Txawm hais tias cov ntsiab lus macroeconomic no nyob sab nraum koj qhov kev tswj hwm, tseem muaj ntau yam hauv koj qhov kev tswj hwm. Peb yuav tsum nco ntsoov tias peb muaj lub luag haujlwm tseem ceeb hauv peb lub neej thiab tsis tas yuav raug rub mus rau hauv kev lag luam tailspin vim tias qhov ntawd yuav tshwm sim rau kev lag luam tag nrho - peb tseem tuaj yeem muaj kev vam meej thaum muaj kev tshaib kev nqhis.

Nov yog tsib lub tswv yim los ua qhov ntawd.

Txhim kho qhov tos. Ua kom zoo tshaj plaws ntawm koj lub sijhawm txhua hnub, uas yuav txhais tau tias khaws cov txuj ci tshiab lossis ua haujlwm ywj pheej uas siv koj cov txuj ci dav dav. Tshwj xeeb tshaj yog nrog qhov tshwm sim ntawm kev txawj ntse thiab kev siv tshuab hluav taws xob, qee yam haujlwm tau dhau los ua tsis tiav thiab lwm yam kev muaj tswv yim tshiab tau tshwm sim - thiab koj tuaj yeem siv cov qauv no los ntawm kev tau txais cov txuj ci los ua cov haujlwm no. Muaj ntau qhov tsis sib haum xeeb hauv qhov kev thov thiab kev xa khoom hauv qee qhov chaw ntawm kev ua lag luam, xws li kev txawj ntse thiab kev ua haujlwm cybersecurity, yog li xav txog kev xaiv cov txuj ci tshiab uas koj tuaj yeem ua haujlwm.

Xav txog thiab muab cov khoom muag. Nws yog qhov yooj yim heev los saib cov xwm txheej uas peb tus kheej lossis ib lub zej zog nyob hauv thiab txhawj xeeb, tab sis khaws cov khoom zoo thiab qhov koj ua tsaug rau. Hnub so yog lub sijhawm zoo tshwj xeeb los ua li ntawd. Los ntawm kev tso koj qhov xwm txheej hauv qhov kev xav, koj zam ntau lub siab luav qhov uas tuaj yeem ua rau koj ntxhov siab thiab poob siab, uas hmoov tsis tsuas yog ntxiv dag zog rau cov xwm txheej nyuaj. Txawm tias muaj xwm txheej zoo li tsis zoo, nco ntsoov tias koj muaj dab tsi thiab koj tau dhau los - nws yuav txhawb koj mus ntxiv.

Loj hlob koj lub network. Kev tsim kev sib raug zoo yog ib feem ntawm kev taug txuj kev nyuaj uas peb nyob. Tsom ntsoov rau tib neeg li tib neeg tiag tiag, tsis yog lub qhov rooj muaj peev xwm ntawm lub sijhawm. Tib neeg yog qhov rooj tiag tiag, tab sis kev kho tib neeg hauv txoj kev hloov pauv hloov pauv koj txoj kev xav ntawm lub neej thiab xaus rau kaw cov qhov rooj, vim tib neeg tsis nyiam raug kho raws li lub tshuab muag khoom. (Koj puas xav tau yog tias tib neeg tsuas tham nrog koj raws li qhov koj tuaj yeem muab rau lawv?)

Related: 5 yog vim li cas 2023 yuav yog xyoo nyuaj rau kev lag luam thoob ntiaj teb

Cherish me yeej. Peb feem ntau tsom mus rau lub hom phiaj loj thiab flashy lossis kev cia siab, tab sis saib tsis dhau qhov tam sim ntawd ntawm peb. Peb muaj ntau lub koom haum ntau dua li peb muab peb tus kheej credit rau! Txawm hais tias koj tab tom saib xyuas koj cov cuab yeej lossis sau cov ntawv tshaj tawm zoo hauv kev ua haujlwm, ua kom pom kev ua tau zoo hauv txhua yam uas koj ua tsim muaj ntau yam kev xaiv nyob rau lub sijhawm ntev uas ua rau muaj txiaj ntsig zoo thiab muaj txiaj ntsig kev ua haujlwm.

Ib txwm kos tawm ib feem ntawm koj cov nyiaj tau los rau kev khaws cia. Xav txog kev nqis peev nws hauv cov khoom muaj txiaj ntsig zoo digital. Tsis muaj qhov hloov pauv rau kev tso cov peev txheej txhua lub hlis, txawm tias crypto lossis fiat, uas koj tuaj yeem kos rau thaum koj xav tau tshaj plaws. Yuav muaj ib qho tseem ceeb ntawm kev tsis tuaj yeem nyob hauv lub ntiaj teb, yog li saib cov nyiaj khaws cia no raws li koj txoj cai pov hwm kev lag luam poob qis. Txawm hais tias crypto tau nyob rau lub caij ntuj no, tag nrho cov cuab tam tau tawm tsam vim tias tag nrho cov lag luam tau poob qis. Tab sis lub neej yav tom ntej ntawm cov tokens loj, xws li Bitcoin (BTC) thiab Ether (ETH), tseem muaj kev cia siab, thiab nws tsuas yog lub sijhawm ua ntej lawv rov qab los. Tsis tas li ntawd, raws li tsoomfwv tau hloov pauv ntau dua thiab kev nce nyiaj nce ntxiv, crypto tuaj yeem yog qhov muaj txiaj ntsig zoo thiab muaj txiaj ntsig zoo.

Tsis txhob poob siab txawm tias thaum kev lag luam poob qis. Koj thiab koj tsev neeg tseem tuaj yeem vam meej!

Christos A. Makridis yog ib lub koom haum tshawb fawb ntawm Stanford University thiab Columbia Business School thiab tus thawj coj ntawm technology thiab co-founder ntawm Living Opera, multimedia art-tech Web3 startup. Nws tuav cov kws kho mob qib siab hauv kev lag luam thiab kev tswj hwm kev tshawb fawb thiab engineering los ntawm Stanford University.

Kab lus no yog rau cov ntaub ntawv xov xwm dav dav thiab tsis yog tsim los thiab yuav tsum tsis txhob coj raws li kev cai lij choj lossis cov lus qhia txog peev. Cov kev xav, kev xav thiab kev xav tau hais tawm ntawm no yog tus sau ib leeg thiab tsis tas yuav cuam tshuam lossis sawv cev rau cov kev xav thiab kev xav ntawm Cointelegraph.

Tau qhov twg los: https://cointelegraph.com/news/5-tips-for-riding-out-a-downbeat-market-this-holiday-season