Tsoom Fwv Teb Chaws Reserve txoj kev txav mus rau kev nce nqi paj laum qhia xov xwm zoo rau cov vaj tsev nyob, qee cov kws tshaj lij hais.
Central bank tau txais nws benchmark paj laum rau hnub Wednesday los ntawm ib lub quarter feem pua. Nws kuj tau qhia tias "tsuas yog ob peb ntxiv" kev mus ncig yuav zoo li hauv Fed kev sib ntaus sib tua tiv thaiv kev nce nqi siab.
Cov hikes no tsis cuam tshuam ncaj qha rau cov nqi tsev. Tab sis thaum Fed txav tus nqi, qhov ntawd cuam tshuam rau vaj tsev.
Cov nqi tsev qiv nyiaj hloov pauv yuav txav mus nrog rau 10-xyoo Treasury yield.
"Lub Tsoom Fwv Teb Chaws Reserve tswj cov nqi luv luv, tab sis cov nqi mus sij hawm ntev, suav nrog 30-xyoo cov nqi tsev qiv nyiaj yog lub luag haujlwm ntawm kev cia siab ntawm kev lag luam rau txoj hauv kev ntawm kev lag luam," Mike Fratantoni, tus thawj tswj hwm nyiaj txiag thiab tus lwm thawj coj ntawm Lub Tsev Haujlwm Saib Xyuas Nyiaj Txiag. , tau hais hauv nqe lus.
"Thiab cov tub ua lag luam tau twv tias kev lag luam poob qis thiab Fed qhov kev yeej ntawm kev nce nqi yuav ua rau qis dua lub sijhawm," nws hais ntxiv.
Cov pab pawg kev lag luam tau cia siab tias cov nqi tsev qiv nyiaj yuav poob qis, xaus rau lub xyoo ze rau 5%, es tsis yog 6% - ntau yam uas tam sim no tau hais. Xyoo tas los, 30-xyoo yog qhov nruab nrab ntawm 3.45%
Cov nqi qiv nyiaj nrawm nrawm tau cuam tshuam qhov kev thov rau kev qiv nyiaj, nrog rau cov ntawv thov poob 9% nyob rau lub lim tiam dhau los, MBA tau hais.
Lwm tus tau kwv yees qhov poob ntawm cov nqi tsev vim yog Fed qhov kev txiav txim.
Lawrence Yun, tus thawj tswj hwm kev lag luam thiab tus lwm thawj coj loj ntawm National Association of Realtors tau hais tias "Qhov kev nce nqi qis dua ua rau muaj kev nce ntxiv rau hnub no," said Lawrence Yun.
"Raws li kev nce nqi nce ntxiv ... Fed yuav hloov mus rau qhov tsis muaj tus nqi nce los ntawm ib nrab xyoo thiab txawm tias tus nqi txiav los ntawm Lub Kaum Ob Hlis," nws hais ntxiv. "Qhov ntawd yog xov xwm zoo rau cov nqi tsev qiv nyiaj, uas tej zaum yuav poob mus rau 5.5% thaum lub xyoo kawg."
Qhov nruab nrab daim ntawv cog lus tus nqi rau 30-xyoo tus nqi qiv nyiaj rau tsev yog 6.19% txij li Lub Ib Hlis 27, MBA tau hais rau hnub Wednesday sawv ntxov.
Tab sis tsis yog txhua lub tsev qiv nyiaj nyob hauv tib lub nkoj: Fed tus nqi nce siab yuav cuam tshuam cov nqi qiv nyiaj, txawm li cas los xij, sau tseg Realtor.com's George Ratiu. Qhov ntawd yog vim ARMs, thiab txawm tias cov kab vaj huam sib luag hauv tsev ntawm credit, muaj ntau dua zoo khi rau Fed tus nqi benchmark.
Tus nqi rau adjustable-tus nqi qiv nyiaj nce mus rau 5.38% rau lub lim tiam xaus Lub Ib Hlis 27, raws li MBA.
Tau qhov twg los: https://www.marketwatch.com/story/what-the-feds-interest-rate-hike-means-for-the-housing-market-that-is-good-news-for-mortgage-rates- 11675291402?siteid=yhoof2&yptr=yahoo