Wells Fargo, BofA CEOs hais tias cov neeg siv khoom xav tau txias, kev lag luam poob qis

Ntau tus neeg yuav khoom hais tias lawv npaj yuav siv sijhawm tsawg dua rau hnub Friday Dub no raws li tus nqi ntawm kev nyob nyab xeeb tom.

Richard Baker | Hauv Duab | Cov duab Getty

Cov neeg tau txais kev pabcuam Asmeskas tab tom tsoo lub brakes ntawm kev siv nyiaj raws li Tsoom Fwv Teb Chaws Reserve's tus paj laum nce reverberate thoob plaws hauv kev lag luam, raws li CEOs ntawm ob lub tsev txhab nyiaj loj tshaj plaws hauv Asmeskas.

Tom qab ob xyoos ntawm kev kis thoob qhov txhia chaw, kev loj hlob ob tus lej hauv Bank of America daim npav ntim, "tus nqi ntawm kev loj hlob qeeb," CEO Brian Moynihan tau hais rau hnub Tuesday ntawm lub rooj sib tham txog nyiaj txiag. Thaum lub khw muag khoom them nyiaj tau nce 11% txog rau lub xyoo no mus txog ze li $ 4 trillion, uas nce qhov kev poob qis uas tau pib nyob rau lub asthiv tsis ntev los no: kev siv nyiaj Kaum Ib Hlis nce tsuas yog 5%, nws hais.

Nws yog ib zaj dab neeg zoo sib xws ntawm kev sib tw Wells Fargo, raws li CEO Charlie Scharf, leej twg hais txog kev loj hlob zuj zus ntawm kev siv credit-card thiab kwv yees li cov debit daim npav rho nyiaj.

Cov thawj coj hauv txhab nyiaj, nrog lawv cov noog qhov muag pom ntawm Asmeskas kev lag luam, tau muab pov thawj tias Fed txoj kev sib tw los txo qis kev nce nqi los ntawm kev nce nqi qiv yog pib cuam tshuam rau cov neeg siv khoom. Ua kom muaj zog los ntawm kev kuaj mob kis thoob qhov txhia chaw, nyiaj tau los thiab kev poob haujlwm tsawg, cov neeg siv khoom Asmeskas muaj txhawb kev lag luam, tab sis qhov ntawd zoo li hloov. Qhov ntawd yuav muaj qhov cuam tshuam rau cov tuam txhab cov txiaj ntsig raws li kev lag luam taw qhia 2023.

Scharf tau hais tias "Muaj kev qeeb qeeb, tsis muaj lus nug txog nws. "Peb tab tom cia siab tias yuav muaj kev lag luam tsis muaj zog thoob plaws hauv lub xyoo, thiab cia siab tias nws yuav yog me ntsis cuam tshuam rau qhov nws tuaj yeem ua tau."

Ob tus CEOs tau hais tias lawv xav tias yuav muaj kev lag luam poob qis hauv 2023. Bank of America's Moynihan tau hais tias nws xav tias peb lub hlis twg ntawm kev loj hlob tsis zoo rau xyoo tom ntej tom qab los ntawm kev nce siab me ntsis hauv lub quarter thib plaub.

Charles Scharf, CEO ntawm Wells Fargo, Brian Moynihan, CEO ntawm Bank of America, thiab Jamie Dimon, CEO ntawm JPMorgan Chase, tau cog lus nyob rau hauv Senate Banking, Housing, thiab Urban Affairs Committee lub rooj sib hais lub npe Kev Saib Xyuas Txhua Xyoo ntawm Cov Nyiaj Txiag Loj Tshaj Plaws, hauv Hart Building hnub Thursday, Cuaj Hlis 22, 2022.

Tom Williams | Cq-roll Hu, Inc. | Cov duab Getty

Tab sis, nyob rau hauv ib qho kev sib txawv uas muaj feem cuam tshuam rau lub hlis tom ntej, kev poob qis tsis tau muaj kev sib npaug ntawm cov neeg muag khoom thiab cov lag luam kom deb li deb, raws li Wells Fargo CEO.

Scharf tau hais tias "Peb tau pom muaj kev ntxhov siab ntau dua ntawm cov neeg siv khoom qis dua li ntawm qhov kawg," Scharf tau hais. Hais txog cov tuam txhab ua haujlwm los ntawm Wells Fargo, "muaj qee qhov ua tau zoo heev thiab muaj qee qhov kev tawm tsam."

AirlinesNws tau hais tias, cov chaw pabcuam caij nkoj thiab lwm yam kev paub lossis kev lom zem hauv kev lag luam tau zoo dua li cov neeg koom nrog cov khoom siv ruaj khov, nws hais. Qhov kev xav ntawd tau hnov ​​​​los ntawm Moynihan, uas hais txog kev siv nyiaj mus ncig zoo.

Scharf tau hais tias "Cov neeg yuav khoom ntau, siv ntau txoj kev ywj pheej uas lawv muaj nyob rau hauv kev txiav txim siab siv ob peb xyoos dhau los, thiab cov kev yuav khoom tau qeeb," Scharf tau hais. "Koj pom kev hloov pauv tseem ceeb rau tej yam xws li mus ncig thiab khw noj mov thiab kev lom zem thiab qee yam uas tib neeg xav ua."

Qhov kev poob qis yog "qhov kev xav tau" uas xav tau los ntawm Fed raws li nws nrhiav kev txhim kho kev nce nqi, Moynihan tau sau tseg.

Tab sis lub tuam txhab nyiaj hauv nruab nrab muaj qhov ua kom yuam kev kom rub tawm: nce tus nqi txaus kom ua rau kev lag luam qeeb, thaum cia siab tias yuav zam dhau qhov kev poob qis. Ntau tus kws tshaj lij kev lag luam cia siab tias Fed tus nqi ntsuas yuav nce txog 5% xyoo tom ntej, txawm tias qee tus xav tias yuav xav tau tus nqi siab dua.

Moynihan tau hais tias "Koj tab tom pib pom tias [slowdown] tuav," Moynihan hais. “Cov lus nug tiag tiag yuav yog sai npaum li cas lawv yuav tsum ua kom ruaj khov kom tsis txhob muaj kev puas tsuaj ntxiv; uas yog lo lus nug uas nyob rau ntawm lub rooj. "

Tau qhov twg los: https://www.cnbc.com/2022/12/07/wells-fargo-bofa-ceos-say-consumer-demand-is-cooling-recession-looms.html