Warren Buffett tej zaum yuav muaj ntau lab nyiaj daus las rau nws lub npe, tab sis tsis zoo li lwm tus neeg muaj koob npe thiab nyiaj txiag gurus, nws nyiam ua lub neej yooj yim.
Lub cim nqis peev ua raws li nws tshaj tawm thaum nws los txog rau kev qhuab qhia nyiaj txiag, txuag thiab them nuj nqis.
Qhov ntawd them tawm thaum lub sijhawm muaj teeb meem nyiaj txiag zoo li no. Xav txog dab tsi Buffett tau hais thaum lub sijhawm Berkshire Hathaway lub rooj sib tham txhua xyoo ntawm cov tswv cuab hauv lub Tsib Hlis, thaum nws lees paub tias kev nce nqi yog ib qho teeb meem loj tshaj plaws ntawm kev lag luam.
Nug seb qhov nyiaj txiag "swindles equity investor," nws teb tias: "Inflation swindles the bond investor, too. Nws swindles tus neeg uas khaws lawv cov nyiaj hauv qab lawv lub txaj. Nws swindles yuav luag txhua tus. "
Thaum ib tus neeg ua lag luam ua tau zoo tshaj plaws hauv ntiaj teb hais tias nws nyuaj los tawm hauv qhov chaw zoo li no, nws yog lub sijhawm zoo los siv qee cov tswv yim zoo los ntsuas koj txoj siv sia. Nov yog 10 txoj hauv kev Buffett's frugality tuaj yeem pab koj txuag thiab siv tau zoo.
Tsis nco
1. Nws nyob hauv tib lub tsev uas nws yuav rov qab rau xyoo 1958
Thaum muaj ntau billionaires bulk up ntawm kim vaj tseBuffett thawj zaug them $ 31,500 rau nws Omaha, Nebraska, tsev - uas yog kwv yees li $ 318,600 hauv cov nyiaj niaj hnub no - thiab nws tau nyob ntawd rau dhau 60 xyoos.
Nws lub tsev tsis yog me me, txawm li cas los xij. Lub tsev 6,570-square-foot, tsib-chav pw tau muaj kev kho dua tshiab thiab ntxiv rau ntau xyoo lawm thiab muaj nqis txog $ 1 lab niaj hnub no. Nws tseem muaj kev tiv thaiv los ntawm laj kab thiab lub koob yees duab kev ruaj ntseg.
Buffett tsis muaj kev npaj tawm mus, hu lub tsev "qhov kev nqis peev zoo thib peb uas kuv tau ua" hauv tsab ntawv xyoo 2010 rau Berkshire Hathaway cov tswv lag luam.
2. Nws tsis tshua siv cov nyiaj qiv
Buffett lub tsev qiv nyiaj ib leeg nkaus xwb yog nyob rau lub tsev so hauv Laguna Beach, California, uas nws tau yuav xyoo 1971, txawm tias nws yeej muaj nyiaj txaus los them $ 150,000-cov npe hauv hiav txwv.
Nws hais rau CNBC tias nws tau rho tawm 30-xyoo qiv qiv nyiaj vim tias "Kuv xav tias tej zaum kuv tuaj yeem ua tau zoo dua nrog cov nyiaj ntau dua li qhov nws yuav yog kev yuav tsev tag nrho."
Nws tau txiav txim siab siv nyiaj ntxiv ntawm tes rau kev koom nrog hauv Berkshire Hathaway - lub tuam txhab uas coj nws ntau lab nyiaj.
3. Nws yuav tshais pheej yig
Thaum Buffett tsuas tuaj yeem muaj tus kws ua zaub mov noj rau nws noj tshais, nws feem ntau rub Mickey D's ntawm nws txoj kev mus ua haujlwm. Nws hais tias nws tsis nyiam siv nyiaj ntau dua $ 3.17 rau nws pluas tshais.
"Thaum kuv tsis muaj kev vam meej heev, kuv yuav mus nrog $ 2.61, uas yog ob qho hnyuv ntxwm patties, thiab tom qab ntawd kuv muab lawv tso ua ke thiab nchuav kuv tus kheej ib lub Coke," nws hais hauv HBO's 2017 documentary. Ua Warren Buffett.
Nws hais ntxiv tias: "$ 3.17 yog nqaij npuas kib, qe thiab cheese biscuit, tab sis kev lag luam poob tag kis no, yog li kuv yuav dhau $ 3.17 thiab mus nrog $ 2.95."
4. Nws tsis nrog xaiv hom khoom
Buffett tsis tu ntau rau tus tsim suits lossis tus qauv iPhone tshiab.
Nws tso siab rau nws lub xov tooj $ 20 flip rau xyoo ua ntej hloov nws tawm rau Apple smartphone hauv 2020.
Lub Oracle ntawm Omaha zam kev siv nyiaj tsis tsim nyog thiab ib zaug hais tias, "Tsis txhob khaws cov khoom seem tom qab siv, tab sis siv cov khoom seem tom qab txuag."
5. Nws tsis nqis peev nrog qiv nyiaj (ntxiv mus)
“Kuv tsis tau qev nyiaj qhov tseem ceeb hauv kuv lub neej. Yeej Tsis. Tsis tau ib zaug. Kuv tsis muaj kev txaus siab rau nws, ”nws hais rau cov tub ntxhais kawm ntawm Notre Dame xyoo 1991.
Txawm hais tias tus tub ntxhais hluas Buffett ib zaug qiv 25% ntawm nws cov peev txheej los yuav cov khoom lag luam, nws ceeb toom cov tub ua lag luam kom tsis txhob rov ua yuam kev qub.
Txawm tias cov tub lag luam txawj ntse yuav qhia koj qiv los ua lag luam tuaj yeem pheej hmoo.
6. Nws yuav cov tsheb cab hauv qab cov tsheb
Ntau tus billionaires thiab millionaires khaws ib phau ntawm flashy kis las tsheb thiab vintage qauv nyob rau hauv lawv lub garages, tab sis Buffett liam hais tias nws nyiam taag-up tsheb nws yuav tau ntawm tus nqi txo.
Nws hloov kho los ntawm nws 2006 Cadillac DTS rau Cadillac XTS rau tsuas yog $ 45,000 hauv 2014.
"Qhov tseeb yog, kuv tsuas yog tsav tsheb txog 3,500 mais hauv ib xyoos, yog li kuv yuav yuav lub tsheb tshiab tsis tshua muaj," nws hais rau Forbes.
7. Nws pom txoj hauv kev los cawm
Thaum Buffett thawj tus menyuam yug los, nws hloov lub tub rau khoom coj mus rau hauv chav ua noj. Rau nws thib ob, nws tau qiv lub txaj.
"Yog tias koj yuav yam koj tsis xav tau, koj yuav sai sai muag yam koj xav tau," tus billionaire hais.
Ua tib zoo saib xyuas koj qhov kev yuav khoom thiab txheeb xyuas qhov twg koj tuaj yeem txiav.
8. Nws ua yam nws nyiam
Buffett muab qee yam ntawm nws txoj kev vam meej rau nws txoj kev mob siab rau kev nqis peev.
Nws hais tias, "Koj yuav tsum hlub ib yam dab tsi kom ua tau zoo," nws hais kom cov neeg ua haujlwm lawv nyiam tsis yog cov haujlwm uas zoo rau koj qhov kev xav tau.
Txawm hais tias koj tsis tuaj yeem tawm ntawm koj txoj haujlwm puv sijhawm los tsom rau yam koj nyiam tiag tiag, koj tuaj yeem tsom mus rau cov nyiam nyiam. Buffett nws tus kheej nyiam daim npav ua si thiab ua si ukulele.
9. Nws siv nyiaj ntsuab, tsis yog qiv nyiaj
Thaum peb feem ntau nyiam qhov yooj yim ntawm daim npav rho nyiaj rau peb kev yuav khoom txhua hnub, Buffett siv nyiaj nyuaj.
He hais rau Yahoo Nyiaj Txiag hauv 2019 uas nws siv nyiaj ntsuab "98% ntawm lub sijhawm. Yog tias kuv nyob hauv tsev noj mov, kuv yuav them nyiaj ib txwm. Nws tsuas yog yooj yim dua. "
Txawm hais tias txoj kev yuav zoo li qub tsev kawm ntawv me ntsis, kev cia siab tsawg dua ntawm koj daim npav rho nyiaj tuaj yeem tiv thaiv koj ntawm kev siv nyiaj uas koj tsis muaj.
Siv feem ntau ntawm koj cov credit muaj - lossis phem dua, poob qab ntawm koj cov nyiaj them txhua hli - kev puas tsuaj koj cov qhab nia credit.
Yog tias koj tab tom tawm tsam kom them koj cov nuj nqis credit card, koj tuaj yeem txiav txim siab muab nws mus rau hauv cov nuj nqis qiv nyiaj nrog ib qho qis dua tus paj laum.
10. Nws tseem tseem xa daim coupon
Buffett yog ib tus neeg zoo tshaj plaws thiab ib zaug kho cov phooj ywg thiab cov phooj ywg billionaire Bill Gates mus noj mov ntawm nws lub tsev noj mov uas nyiam noj mov nrog - yog - daim coupon.
"Nco ntsoov qhov luag peb muaj thaum peb mus ua ke rau Hong Kong thiab txiav txim siab mus noj su ntawm McDonald's? Koj tau them nyiaj, khawb rau hauv koj lub hnab ris, thiab rub tawm ... daim coupon!” Gates tau sau ib tsab ntawv xyoo 2017.
"Melinda nyuam qhuav pom daim duab no ntawm kuv thiab 'tus neeg siv nyiaj loj.' Nws ua rau peb nco ntsoov tias koj muaj nuj nqis npaum li cas rau qhov zoo. "
Yuav nyeem dab tsi tom ntej
Kab lus no muab cov ntaub ntawv nkaus xwb thiab yuav tsum tsis txhob muab txhais ua cov lus qhia. Nws tau muab yam tsis muaj kev lees paub ntawm txhua yam.
Tau qhov twg los: https://finance.yahoo.com/news/warren-buffett-says-inflation-swindles-183000406.html