Ntau tus neeg Asmeskas yuav xav txog lawv lub hom phiaj xyoo 2023, thiab rau ntau tus uas yuav suav nrog kev yuav tsev tshiab.
Kev sib tw hauv kev lag luam vaj tsev nyob tsis zoo li yuav mob siab rau xyoo tom ntej raws li nws yog xyoo 2022, cov kws tshaj lij tau hais rau CBS MoneyWatch, raws li cov nce nqi tsev thiab cov tsev qiv nyiaj yuav khaws ntau tus neeg yuav khoom nyob rau sab nraud.
Nov yog qee cov kauj ruam kws tshaj lij hais tias cov neeg tua tsiaj hauv tsev tuaj yeem ua tam sim no yog tias lawv npaj yuav tsev hauv 2023.
Txhim kho koj cov qhab nia credit
Tau txais qhov txiaj ntsig zoo tshaj plaws ntawm kev qiv tsev feem ntau yuav tsum tau txhawb koj cov qhab nia credit, hais tias Gary J. Reggish, tus lwm thawj hauv cheeb tsam ntawm National Association of Realtors.
Qhov qhab nia nruab nrab rau tus neeg yuav khoom hauv tsev thawj zaug yog 746, raws li 2022 Fannie Mae txoj kev tshawb no. Qhov qhab nia nruab nrab rau txhua tus neeg yuav tsev - thawj zaug lossis lwm yam - yog 754, txoj kev tshawb fawb pom.
Qhov qhab nia "zoo" yog nyob ib ncig ntawm 670-739. Yog tias koj txhim kho koj cov qhab nia credit los ntawm kev ncaj ncees mus rau qhov zoo - lossis zoo dua, "zoo heev" (800 thiab siab dua) - koj nyob hauv txoj haujlwm zoo dua kom tau txais kev pom zoo rau qiv nyiaj nrog cov paj laum zoo dua, uas tuaj yeem muaj peev xwm cawm tau koj ntau txhiab leej ntawm cov nyiaj hauv lub sijhawm.
Ib tug neeg uas tau qhab nia qis vim tsis muaj keeb kwm qiv nyiaj yuav tsum xav txog kom tau txais daim npav rho nyiaj, Reggish tau hais. Los ntawm qhov sib txawv, cov neeg uas muaj ntau daim npav rho nyiaj thiab cov qhab nias qis yuav tsum tsom mus rau kev tshem tawm qhov nyiaj tshuav ntawm ob lossis peb daim npav thiab kaw cov nyiaj no, nws hais. Cov no yog txoj hauv kev yooj yim tshaj plaws kom nce koj cov qhab nia sai, Reggish ntxiv.
Ua cov kev hloov pauv sai li sai tau vim tias "nws tuaj yeem siv sijhawm 30-rau-60 hnub rau cov koomhaum qiv nyiaj los hloov koj cov qhab-nees," nws hais.
Pib siv cov cuab yeej online
Taug mus yog cov hnub ntawm kev tsav tsheb ncig lub nroog los qhib tsev txhua lub lis piam, Zillow tus kws tshaj lij nyiaj txiag laus Jeff Tucker hais.
Txhua tus neeg tab tom nrhiav yuav tsev nyob rau xyoo tom ntej tuaj yeem mus online hloov pauv thiab coj mus ncig 3D virtual ntawm ib lub cuab yeej, Tucker tau hais. Kev ncig xyuas virtual tau nyob ib puag ncig rau xyoo, tab sis lawv cov koob meej tau tawg thaum lub sijhawm khaus laus nas vais lav kis mus thoob, nws hais tias.
Cov kws tshaj lij kuj hais kom siv lub laij lej qiv nyiaj hauv online los kwv yees tus nqi tsev koj tuaj yeem them taus. Tom qab koj tau ua haujlwm txog qhov kwv yees, sau npe rau email ceeb toom los ntawm cov vev xaib xws li Redfin lossis Zillow yog li koj yuav paub tam sim ntawd thaum lub tsev tshiab nyob rau hauv koj tus nqi ntau ntaus lub khw.
Nrhiav tus neeg sawv cev zoo thiab qiv nyiaj
Pib hu rau cov neeg sawv cev muaj peev xwm thiab cov qiv nyiaj qiv nyiaj thaum ntxov hauv lub xyoo vim tias nws tuaj yeem siv sij hawm los nrhiav ib tus neeg thiab tuam txhab uas koj nyiam, cov kws tshaj lij tau hais. Lub hom phiaj yog kom muaj daim ntawv qiv nyiaj ua ntej kev pom zoo thiab tus neeg sawv cev nyob rau hauv qhov chaw thaum lub caij nplooj ntoos hlav.
"Lub Plaub Hlis thiab Tsib Hlis yog qhov chaw uas koj yuav pom ntau lub tsev ntaus lub khw," said Taylor Marr, tus kws tshaj lij nyiaj txiag ntawm Redfin. "Qhov ntawd yog qhov uas koj yuav xav tsom koj cov phiaj xwm kev yuav khoom."
Lub Ib Hlis yog lub sijhawm qeeb rau cov neeg muag vaj tsev nyob hauv ntau lub khw, yog li tam sim no yog lub sijhawm zoo los nrhiav ib tus los zaum thiab sib tham seb hom tsev twg koj xav tau, Tucker tau hais.
Kev xaiv ib tus neeg yuav tsum yog koj thawj kauj ruam yog li koj tuaj yeem zam "sib cav nrhiav tus neeg sawv cev thaum koj pom lub tsev koj xav yuav," nws sau tseg.
Pounce rau cov khoom uas xav tau
Thaum lub lag luam vaj tsev txias, qhov ntawd tsis txhais hais tias nws tsis muaj kev sib tw ntxiv lawm. Yog tias koj lub hom phiaj yog yuav tsev nyob rau xyoo 2023, nws tuaj yeem ua tau zoo los muab qhov kev pom zoo ntawm cov khoom koj nyiam tam sim ntawd, cov kws tshaj lij qhia.
Qee tus neeg yuav khoom hauv tsev yuav xav tias lawv tuaj yeem tos ob peb lub lis piam rau tus nqi ntawm lub tsev kom poob lossis nqi tsev qiv nyiaj poob. Tab sis kev tsis txaus siab tuaj yeem yog qhov yuam kev kim, Reggish tau hais.
"Txhua yam lawv ua yog nce qhov tshwm sim uas lwm tus neeg yuav khoom yuav mus nrhiav tib lub tsev thiab muab tso rau hauv qhov kev thov," nws hais.
Tau qhov twg los: https://finance.yahoo.com/news/want-buy-home-2023-tips-223100080.html