Xav book ib lub davhlau tab sis them rau nws xyoo tom ntej? Nov yog qhov nws ua haujlwm li cas

Kev thov mus ncig tseem tab tom tuaj tos, thiab yog li cov nqi ntawm daim pib davhlau. 

Kev nce nqi tau ua rau qee qhov txo qis ntawm kev siv nyiaj, tab sis lwm tus tab tom nrhiav txoj hauv kev tshiab los them rau lawv cov phiaj xwm hnub so.

Ntau lub dav hlau tau koom tes nrog "yuav tam sim no, them tom qab" cov tuam txhab muab kev xaiv rau cov neeg siv khoom them rau lawv cov kev ya davhlau hauv kev them nqi, tsis yog cov nyiaj them poob haujlwm. Qee lub dav hlau tseem tso cai rau cov neeg taug kev ya mus ua ntej lub dav hlau them tag nrho.

Tom Botts, tus thawj coj ua lag luam ntawm BNPL lub tuam txhab Uplift tau hais tias "Cov neeg siv khoom tau loj hlob los siv 'yuav tam sim no, them nyiaj tom qab' hauv khw muag khoom, thiab tam sim no zoo siab heev kom siv tau hauv kev mus ncig," said Tom Botts, tus thawj coj ua lag luam ntawm BNPL tuam txhab Uplift.  

Tab sis "qhov no tsis yog hais txog kev muab cov neeg siv khoom mus ncig uas lawv tsis tuaj yeem them taus lossis txhawb nqa lawv mus ncig lawv tsis tsim nyog," nws hais. "Qhov no yog hais txog kev pab cov neeg siv khoom siv nyiaj tiag tiag thiab them nyiaj rau cov kev npau suav no."

Uplift tau koom tes nrog ntau dua 30 lub dav hlau, suav nrog United Airlines, Lufthansa, Air Canada thiab AeroMexico.

Daniel Vega, tus thawj coj ntawm AeroMexico tau hais tias "Ua tiav BNPL yog ib feem ntawm AeroMexico kev hloov pauv hloov pauv kom muab peb cov neeg siv khoom ntau dua kev xaiv them nyiaj," said Daniel Vega, tus thawj coj ntawm AeroMexico.

"Cov neeg siv khoom yuav yeej yuav lawv cov hnub so airfare yog tias lawv muaj nqi pheej yig nrog rau ib qho kev them nyiaj loj ua ntej," nws hais rau CNBC ntawm email.

Uplift yog "100% tsom rau kev mus ncig ua si," Botts hais. Nws hais ntxiv tias cov neeg tau txais kev pabcuam uas siv nws cov kev pabcuam yuav ua rau lawv tus kheej tsis zoo thaum lawv tuaj yeem them nyiaj hauv ib hlis. 

"Peb pom lawv yuav cov kev lag luam zoo lossis txawm tias thawj chav kawm [pib] thaum feem ntau lawv yuav tsis tau yuav qhov ntawd ... Cov neeg siv khoom tsis tau yuav cov rooj zaum pheej yig tshaj plaws ntawm lub dav hlau lawm," nws hais. 

“Muaj cov kev pab cuam ntawm ntau yam flavors hauv kev mus ncig ntev. Tab sis lawv ib txwm kwv yees rau cov neeg siv khoom yuav tsum tau them nyiaj ua ntej lawv mus ncig, "Botts hais. "Qee tus neeg tsis tas yuav nkag siab tias lawv tsis tas yuav them tag nrho ua ntej lawv mus ncig." 

Cov tuam txhab no ua haujlwm ntau txoj hauv kev.

Qee qhov, xws li Uplift, khiav daim tshev nyiaj ceev ceev ntawm cov neeg taug kev, uas lawv siv los txiav txim siab cov paj laum thiab cov sijhawm them nyiaj. Cov no yog cov qiv nyiaj luv luv tau txais txiaj ntsig zoo, uas tau txiav txim siab hauv "qhov tseeb ntawm tus ntiv tes," Botts hais.

Botts hais tias feem ntau ntawm Uplift cov koom tes muab 0% nyiaj txiag. Nws tau hais tias "Ntau zaus, tsis muaj nqi rau cov neeg siv khoom mus tom ntej thiab caij nkoj xya hnub thiab them rau nws dhau sijhawm," nws hais.

Txawm li cas los xij, tus nqi sib txawv raws li tus neeg taug kev kev noj qab haus huv nyiaj txiag. Uplift qhov feem pua ​​​​ntawm txhua xyoo yog li ntawm 0% mus rau 36%, raws li nws lub vev xaib.

Thaum nug txog cov neeg taug kev uas tuaj yeem thim lawv daim npav rho nyiaj ua ntej cov nyiaj qiv rov qab, Botts tau hais tias "hu ua kev dag ntxias, thiab muaj qhov tshwm sim."

"Los ntawm rub tawm cov ntaub ntawv qiv nyiaj, peb tuaj yeem nkag siab thiab xyuas kom meej tias cov neeg siv khoom muaj nyiaj txiag uas yuav them rov qab rau peb."

Lwm tus, xws li lub tuam txhab hu ua Them Tom Qab Mus Ncig, ua haujlwm ntau dua li cov phiaj xwm classic layway. Tsis muaj daim tshev credit thiab tsis muaj nqe lus them nyiaj, tab sis cov neeg taug kev yuav tsum ruaj ntseg lub davhlau nrog kev tso nyiaj thiab them tus nqi tag nrho ua ntej ya.

Tseem muaj ntau dua, xws li BNPL lub tuam txhab Splitit, tso cai rau tag nrho cov nqi dav hlau ntawm tus neeg taug kev daim npav rho nyiaj, tab sis faib cov nyiaj them nruab nrab ntawm peb thiab 24 lub hlis twg. Nrog rau txhua qhov kev them nyiaj uas tau them, lub tuam txhab txo qhov tuav ntawm cov nyiaj qiv los ntawm tib tus nqi, raws li nws lub vev xaib.

Australia lub dav hlau loj tshaj plaws Qantas tau tshaj tawm BNPL cov kev pabcuam hauv lub Tsib Hlis 2022, uas tso cai rau cov neeg caij tsheb thoob ntiaj teb xaiv cov kev xaiv los npaj lub davhlau tab sis them tus nqi tom qab. Txawm li cas los xij, tus nqi tsis raug kaw hauv - nws tuaj yeem nce ntxiv, nrog rau kev hloov pauv ntawm cov se thiab nqi, raws li lub vev xaib.

Qantas tseem them tus nqi tuav lub rooj zaum, uas tau them rov qab yog tias lub davhlau tau yuav lossis raug tshem tawm, raws li nws lub vev xaib.

Lub koom haum ncig tebchaws online Booking.com ua haujlwm nrog BNPL lub tuam txhab Zip, uas tso cai rau cov neeg taug kev them nyiaj rau tsev so, caij nkoj, tsheb thiab kev mus ncig hauv kev ua haujlwm.

"Txoj kev xaiv yooj yim yog qhov tseem ceeb rau cov neeg taug kev ... tshwj xeeb nrog txhua qhov tsis paub tseeb ntawm ob peb xyoos dhau los thiab txuas ntxiv tsis paub tseeb uas peb pom thoob ntiaj teb," Booking.com tus thawj coj ntawm Asia-Pacific, Laura Houldsworth tau hais. 

Feem ntau cov tuam txhab BNPL ua haujlwm los ntawm kev tso nyiaj qiv.

Txawm li cas los xij, nrog kev nce nqi siab thiab nce cov paj laum, "tsawg dua thiab qiv nyiaj tsawg," tshwj xeeb tshaj yog rau cov nyiaj loj, tau txais kev pom zoo, hais tias Nandan Sheth, Splitit tus CEO.

Uplift's Botts hais rau CNBC nws tsis pom zoo.

"Lub tuam txhab kev pom zoo algorithm muaj peev xwm nkag siab txog cov neeg siv khoom lub peev xwm los them rau cov khoom loj thiab pom zoo raws li lawv," nws hais. "Peb muaj lub luag haujlwm los ua lub luag haujlwm qiv thiab yuav tsum tau ua kom cov neeg siv khoom tuaj yeem them cov nyiaj qiv uas peb muab."

Splitit tsis tso nyiaj qiv lossis txheeb xyuas cov qhab nia credit, Sheth hais. Txhua tus neeg siv khoom xav tau yog txaus muaj credit rau lawv daim npav rho nyiaj los them tus nqi ntawm kev yuav khoom, raws li lub vev xaib.

Nws tau hais tias "Peb tsis ua cov ntaub ntawv sau txog cov neeg siv khoom 'kev yuav khoom keeb kwm ... peb tsis nyiag tus neeg siv khoom, thiab peb tsis muag cov neeg siv khoom siv lwm txoj kev," nws hais.

Tab sis Botts tau hais tias daim npav rho nyiaj yog "txoj kev txaus ntshai" rau kev them nyiaj huab cua, muab qhov sib xyaw ua ke ntawm credit card paj.

Tsis tas li ntawd, tsis muaj kev nkag siab yog tias tus neeg siv khoom tuaj yeem them taus qhov nyiaj qiv, nws hais.

"Qhov no tsuas yog hloov qhov kev pheej hmoo ntawm kev them rov qab rau cov tuam txhab credit card. Nws yog qhov tsis zoo rau cov neeg siv khoom, "Botts ntxiv.

- CNBC's Monica Pitrelli tau pab txhawb rau tsab ntawv ceeb toom no.