'Lub sijhawm tsis zoo rau kev lag luam vaj tsev': Cov nqi tsev qiv nyiaj tam sim no yog ob npaug ntawm lawv ib xyoos dhau los, thiab yuav hnyav rau cov nqi tsev

30-xyoo-laus tus nqi qiv nyiaj nruab nrab yog 5.66% raws li lub Cuaj Hlis 1, raws li cov ntaub ntawv tso tawm Hnub Thursday los ntawm Freddie Mac. Qhov ntawd yog nce 11 lub hauv paus ntsiab lus los ntawm lub lim tiam dhau los - ib lub hauv paus ntsiab lus yog sib npaug rau ib puas feem pua ​​​​ntawm cov ntsiab lus, lossis 1% ntawm 1%.

Lub 30-xyoo yog nyob rau theem siab tshaj txij thaum Lub Rau Hli, thaum tus nqi ntaus 5.81% lub lim tiam ntawm Lub Rau Hli 23.

Qhov nruab nrab tus nqi ntawm 15-xyoo tus nqi qiv nyiaj tau nce 13 lub hauv paus ntsiab lus nyob rau lub lim tiam dhau los rau 4.98%. Qhov kho tau-tus nqi tsev qiv nyiaj nruab nrab yog 4.51%, nce 15 lub hauv paus ntsiab lus los ntawm lub lim tiam ua ntej.

Sam Khater, tus kws tshaj lij nyiaj txiag ntawm Freddie Mac tau hais hauv tsab ntawv tshaj tawm tias "Kev ua lag luam qhov kev nkag siab tshiab ntawm txoj cai tswjfwm kev lag luam muaj kev kub ntxhov ntau dua tau ua rau cov nqi tsev qiv nyiaj nce mus txog yuav luag ob npaug ntawm lawv ib xyoos dhau los,"

"Cov neeg muag khoom tau rov txheeb xyuas lawv cov nqi vim qhov xav tau qis dua, yuav ua rau muaj kev nce nqi txuas ntxiv.'"


- Sam Khater, tus kws tshaj lij nyiaj txiag ntawm Freddie Mac

Thiab qhov nce ntawm cov nqi los ntawm "tshwj xeeb tshaj yog lub sijhawm tsis zoo rau kev lag luam vaj tsev," nws hais ntxiv, "raws li cov neeg muag khoom tau rov qab kho lawv cov nqi vim qhov xav tau qis dua, yuav ua rau muaj kev nce nqi txuas ntxiv."

Txog tam sim no, cov neeg yuav khoom - txaus siab los ntawm cov nqi siab dua thiab kev lag luam tsis paub tseeb - txuas ntxiv rub rov qab, raws li daim ntawv thov qiv nyiaj.

Lub caij no, cov neeg muag khoom muaj lub sijhawm nyuaj dua. Raws li Realtor.com's Lub yim hli ntuj qhia, cov npe tau siv ntau hnub nyob rau hauv kev ua lag luam, thiab tseem tab tom txo nqi. Tus naj npawb ntawm cov tsev muag khoom kuj nce ntxiv.

National Association of Realtors xav tau Kev nce nqi hauv tsev kom qeeb mus rau 5% thaum kawg ntawm lub xyoo no thiab rau xyoo 2023, nqis los ntawm 14.2% hauv lub quarter thib ob.

Lwm qhov, Bank of America
BAC,
-0.12%

tab tom sim ua kom muaj tswv yim pheej yig dua rau cov neeg yuav khoom hauv tsev thawj zaug hauv cov Dub, Neeg Asmeskas-Asmeskas thiab Mev-Latino neighorboods los ntawm offering ib qho tshiab xoom-down them, xoom-kaw cov nqi tsev qiv nyiaj.

Cov no suav nrog cov zej zog hauv Charlotte, Dallas, Detroit, Los Angeles, thiab Miami.

Tau txais kev xav ntawm kev lag luam vaj tsev? Sau rau MarketWatch reporter Aarthi Swaminathan ntawm [email tiv thaiv].

Tau qhov twg los: https://www.marketwatch.com/story/mortgage-rates-rise-to-5-66-highest-level-since-june-likely-to-slow-price-appreciation-11662041878?siteid=yhoof2&yptr= yahoo