Teb Chaws Asmeskas cov paj paj paj tau txais 5%, xov xwm zoo rau kev lag luam vaj tsev - Quartz

Tom qab poob rau hauv keeb kwm qis xyoo tas los, cov nqi tsev qiv nyiaj tau nce siab heev. Thaum Lub Plaub Hlis 5, lawv tau ntaus lawv qhov siab tshaj plaws hauv ntau tshaj kaum xyoo nrog qhov nruab nrab ntawm Teb Chaws Asmeskas cov paj laum rau 30-xyoo tus nqi qiv nyiaj. topping 5%, nce los ntawm qis dua 3% tsuas yog ib xyoos dhau los.

Cov kws tshaj lij kev lag luam vaj tse sib cav tias nws yog qhov zoo rau lub khw muag khoom hauv Asmeskas liab. Tom qab ib tug ob peb xyoos kim heev, tshwj xeeb ceev-tsav kev lag luam, cov kws tshuaj ntsuam hais tias cov nqi tsev qiv nyiaj ntau dua tsuas yog qhov xav tau los ua kom txias. Cov nqi siab dua no tau xav tias yuav ua rau qeeb qeeb thiab tus nqi tsev.

Yuav ua li cas cov nqi tsev qiv nyiaj cuam tshuam rau kev lag luam vaj tsev

Cov nqi tsev qiv nyiaj yuav hloov nrog cov paj laum teeb tsa los ntawm Tsoom Fwv Teb Chaws Reserve, uas tau taw qhia tias nws yuav nce tus nqi tag nrho ntawm xya lub sijhawm xyoo no mus rau 1.9% nyob rau xyoo kawg rau kev nce nqi nce nqi. Logan Mohtashami, tus thawj kws tshuaj ntsuam xyuas ntawm HousingWire, hais tias qhov kev xav tau ntawm cov nyiaj qiv nyiaj ntau dua yog qhov kawg xav tias yuav ua rau tus nqi vaj tsev loj hlob qeeb, hais tias Logan Mohtashami, tus thawj coj kws tshuaj ntsuam ntawm HousingWire, cov xov xwm tshaj tawm rau cov xov xwm kev lag luam vaj tsev.

Txawm hais tias tus nqi tsev yuav tsis poob ntau (lossis tag nrho), txawm tias tus nqi qis dua yuav yog qhov kev pab rau cov neeg yuav khoom tom qab nruab nrab nqi tsev dhia 20% xyoo dhau los. Cov neeg muag khoom tsawg dua yuav nug tus nqi qis dua yog tias cov neeg yuav khoom yuav ntsib ntau dua cov nqi tsev qiv nyiaj txhua hli. Mohtashami hais tias "cov neeg muag khoom hauv tsev, cov neeg tsim, thiab cov tub ua lag luam muaj hwj chim ntau dhau," Mohtashami hais. "Ib txoj hauv kev los tuav lawv hauv yog kom tau txais cov nqi siab dua."

Cov nqi tsev qiv nyiaj siab dua kuj ua rau qeeb qeeb ntawm cov tsev tau muag, txhais tau tias ntau lub tsev nyob hauv khw ntev dua. Thaum qee tus neeg yuav khoom tso tawm ntawm lub khw muag khoom hauv tsev, muab tawm los ntawm tus nqi siab dua, nws yooj yim rau kev thov thiab ua rau muaj kev sib tw tsawg dua. Hauv 2019, lub tsev ib txwm nyob hauv Asmeskas tau siv qhov nruab nrab ntawm 66 hnub ntawm kev muag khoom. Los ntawm 2021, nws tau nqis mus rau tsuas yog 43. Qhov ntawd tau tsim ib puag ncig uas 70% ntawm cov neeg yuav khoom tau ntsib kev sib tw ua tsov rog. Tag nrho cov nyiaj ntsuab ntawm cov tsev muag rau ntau dua $ 1 lab tau dhau los ua ntau hauv qee lub khw.

Cov nqi tsev siab dua txhais tau tias kev lag luam vaj tsev sib npaug

Mohtashami lees paub tias nce nqi tsev yuav yuam qee cov neeg, tshwj xeeb tshaj yog cov neeg yuav tsev thawj zaug uas tsis muaj kev ncaj ncees, rub tawm ntawm lub tsev lag luam tag nrho rau ib ntus. (Ntau tus neeg ntawd yuav nyob twj ywm, ntxiv rau twb-nce thov hauv lub khw).

Tab sis nyob rau hauv tag nrho, nws hais txog cov nqi siab dua yuav rov qab sib npaug rau kev lag luam vaj tsev tsis muaj kev ruaj ntseg nrog cov khoom muag nyias thiab nce nqi. Mohtashami hais tias "Dab tsi tau tshwm sim rau thaum xaus ntawm xyoo tas los thiab thaum ntxov xyoo no ua rau muaj kev cuam tshuam rau kev ruaj ntseg ntawm lub tsev lag luam," Mohtashami hais. "Ib qho uas kuv tuaj yeem xav txog tam sim no [kho nws] yog tus nqi siab dua kom muab txhua tus neeg ua pa."

Tau qhov twg los: https://qz.com/2151065/us-mortgage-interest-rates-hit-5-percent-good-news-for-housing-market/?utm_source=YPL&yptr=yahoo