Raws li ib tug paub zoo inflation-proof cuab tam, vaj tse tau nrhiav ntau heev rau feem ntau ntawm ob xyoos dhau los. Tab sis tej yam zoo li yuav hloov.
Raws li tsab ntawv ceeb toom tshiab los ntawm cov tuam txhab lag luam vaj tse Redfin, nyob ib ncig ntawm 63,000 daim ntawv cog lus yuav tsev hauv Asmeskas tau poob mus txog lub hli tas los. Qhov ntawd sib npaug rau 16.1% ntawm tag nrho cov tsev uas tau cog lus rau lub Xya Hli.
Txhawm rau muab cov khoom tso rau hauv kev xav, kev tshem tawm yog 15% thaum Lub Rau Hli 2022 thiab 12.5% thaum Lub Xya Hli 2021.
Qhov tseeb, 16.1% yog qhov kev tshem tawm siab tshaj plaws txij li thaum ntxov 2020, thaum tus kab mob COVID-19 tau ua rau muaj kev hloov pauv vaj tsev mus rau qhov chaw tuag.
Dab tsi yog tom qab qhov hloov pauv tam sim ntawd kev yuav khoom hauv tsev? Cia peb saib.
Tsis nco
Tsawg dua kev sib tw
Tej zaum koj tau hnov txog qee lub tsev hauv koj lub zej zog tau muag kom zoo dua nws cov nqi nug vim muaj ntau qhov kev thov.
Thaum muaj cov kev sib tw sib tw, tib neeg tsis xav kom lawv cov deals ploj mus.
Tab sis thaum tsis muaj kev sib tw, txhua yam tuaj yeem ua haujlwm sib txawv.
Heather Kruayai, Redfin tus neeg saib xyuas vaj tse nyob hauv Jacksonville, Florida hais tias "Lub tsev zaum ntawm lub khw ntev dua, yog li cov neeg yuav khoom paub tias lawv muaj ntau txoj kev xaiv thiab ntau chav sib tham,"
"Lawv tab tom thov kev kho, kev cog lus thiab qhov xwm txheej, thiab yog tias cov neeg muag khoom hais tias tsis yog, lawv tau thim rov qab thiab mus ntxiv vim lawv ntseeg siab tias lawv tuaj yeem nrhiav tau qee yam zoo dua."
Cov paj laum siab dua ua rau vaj tse pheej yig dua
Txhawm rau tiv thaiv kev nce nqi nce ntxiv, Fed yog nruj nruj heev. Nyob rau lub Rau Hli, nws tau nce nws cov txiaj ntsig txiaj ntsig los ntawm 75 lub hauv paus ntsiab lus, cim qhov kev nce qib loj tshaj plaws txij li xyoo 1994.
Thaum Lub Xya Hli, Fed tau tshaj tawm lwm qhov 75-qhov taw qhia tus nqi nce ntxiv, coj tsoomfwv cov nyiaj tau los mus rau thaj tsam ntawm 2.25% mus rau 2.5%.
Txawm hais tias nws tseem tsis tau pom tias qhov kev nce qib tau zoo npaum li cas tuaj yeem txo qis kev nce nqi nce ntxiv, cov paj laum ntau dua txhais tau tias cov nqi qiv nyiaj ntau dua - tsis yog xov xwm zoo yog tias koj muaj qiv nyiaj. Thiab qhov ntawd tuaj yeem hloov qhov kev txiav txim siab ntawm cov neeg yuav khoom hauv tsev ib yam nkaus.
Redfin taw qhia tias ob peb lub hlis dhau los, cov nqi tsev qiv nyiaj nyob ib puag ncig 3%. Niaj hnub no, 30-xyoo ruaj-tus nqi yog nyob zoo tshaj 5%. Thiab qhov ntawd txhais tau hais tias ib tug neeg uas pib mus yuav tsev ntau lub hlis dhau los yuav tsis muaj peev xwm them taus tib yam khoom uas lawv tau saib ua ntej.
Lub sijhawm yuav los yog muag?
Cov vaj tse txav mus rau hauv lub voj voog. Muab qhov kev txhim kho tsis ntev los no, qhov no puas tuaj yeem yog lub sijhawm zoo los coj kom zoo dua ntawm kev ua lag luam tsis muaj zog?
Ib daim ntawv ntsuam xyuas tshiab qhia tias kev xav tsis yog qhov zoo.
Fannie Mae's Home Purchase Sentiment Index tau sau npe qhov kev nyeem ntawv ntawm 62.8 nyob rau lub Rau Hli, cim nws qhov kev nyeem ntawv qis tshaj txij li xyoo 2011. Qhov tseem ceeb, 67% ntawm cov neeg teb xav tias nws yog lub sijhawm zoo muag tsev, thaum tsuas yog 17% ntawm cov neeg teb xav tias nws yog lub sijhawm zoo los yuav. ib tsev.
Unsurprisingly, cov nqi tsev yog ib qho kev txhawj xeeb loj.
"Cov nqi tsev tsis zoo tau nce ntxiv los ntawm cov neeg siv khoom raws li qhov laj thawj tseem ceeb tom qab kev nkag siab tias nws yog lub sijhawm tsis zoo los yuav, nrog rau muag, tsev," hais tias Fannie Mae Tus Lwm Thawj Coj thiab Tus Thawj Saib Xyuas Nyiaj Txiag Doug Duncan.
"Nrog tus nqi hauv tsev loj hlob qeeb, thiab kwv yees yuav qeeb ntxiv, peb ntseeg tias cov neeg siv khoom siv tshuaj tiv thaiv rau cov tsev nyob tam sim no yuav muaj kev sib xyaw ntau ntxiv: Qee cov tswv tsev yuav xaiv los sau lawv lub tsev sai dua kom tau txais txiaj ntsig los ntawm kev pom tus nqi siab, thaum qee tus neeg yuav tsev yuav muaj peev xwm. xaiv ncua lawv qhov kev txiav txim yuav khoom ntseeg tias tus nqi tsev yuav poob. "
Yuav nyeem dab tsi tom ntej
Zwm npe rau peb MoneyWise kev nqis peev tsab ntawv xov xwm kom tau txais kev ntws tsis tu ncua cov tswv yim ua tau los ntawm Wall Street cov tuam txhab saum toj kawg nkaus.
Yog tias koj cov phiaj xwm so haujlwm tau raug pov tseg los ntawm kev nce nqi, ntawm no yog txoj hauv kev tsis muaj kev ntxhov siab rov qab taug kev
'Muaj ib lub khw muag nyuj nyob qhov twg': Jim Cramer cov lus nto moo qhia koj tuaj yeem khwv tau nyiaj txawm tias muaj dab tsi. Nov yog 2 lub zog tailwinds coj kom zoo dua hnub no
Kab lus no muab cov ntaub ntawv nkaus xwb thiab yuav tsum tsis txhob muab txhais ua cov lus qhia. Nws tau muab yam tsis muaj kev lees paub ntawm txhua yam.
Tau qhov twg los: https://finance.yahoo.com/news/seller-beware-us-homebuyers-still-154000703.html