Kev tshawb fawb los ntawm United Kingdom's Financial Services Compensation Scheme (FSCS) thiab Lub Tuam Txhab Tswj Nyiaj Txiag (FCA) tau nthuav tawm qhov kev txhawj xeeb loj txog kev lag luam tus cwj pwm ntawm cov neeg lag luam muag khoom.
Ib tsab xov xwm tshaj tawm rau hnub Wednesday tau hais tias 42 feem pua ntawm cov neeg Askiv ua lag luam nruab nrab ntawm hnub nyoog 18 thiab 24 xyoo casually txiav txim siab peev yam tsis muaj kev tshawb fawb. Lawv nqis peev thaum zaum hauv txaj, saib TV / Netflix, ntawm pub, lossis rov qab los ntawm hmo ntuj, cov ntaub ntawv qhia.
Cov koom haum tau piav qhia ntxiv tias ntawm 37 feem pua ntawm UK cov neeg laus uas tuav kev nqis peev ntawm £ 100 thiab £ 50,000, yuav luag 44 feem pua xav tias lawv tau tshawb fawb ntau ntxiv ua ntej nqis peev. Tab sis lawv pom kev tshawb fawb txog kev nqis peev yog "siv sij hawm" lossis " nyuaj dhau."
Lila Pleban, tus kws tshaj lij FSCS tau hais tias "Nrog yuav luag ob ntawm tsib tus neeg laus tuav kev nqis peev hauv tebchaws Askiv, nws pom tseeb tias muaj kev noj qab haus huv zuj zus los pib nqis peev raws li cov vev xaib online tau ua kom yooj yim thiab siv tau rau txhua tus," Lila Pleban, tus kws tshaj lij FSCS tau hais.
"Tab sis raws li peb qhov kev tshawb pom pom, kev tshawb nrhiav lub sijhawm los tshawb fawb thiab saib rau hauv kev nqis peev tsis yog ib txwm nyob rau saum cov neeg cov npe yuav tsum tau ua thiab hmoov tsis zoo, ua rau lawv muaj kev pheej hmoo siab dua los ntawm kev dag lossis muab lawv cov nyiaj nrog lub platform tsis muaj kev tiv thaiv lossis tus muab kev pabcuam. ”
Ntau dhau Ignorance?
Qhov tseeb, 22 feem pua ntawm cov neeg ua lag luam tshawb fawb tseem tsis tau tshawb xyuas lossis paub tias lawv cov peev nyiaj puas yog FSCS tiv thaiv. Nws yog qhov ceeb vim nws ua rau lawv cov peev nyiaj txaus ntshai.
Tsis tas li ntawd, ntau tshaj li ib feem peb ntawm cov neeg teb tau hais tias lawv nyiam lub sijhawm ua lag luam ua lag luam. Nws kuj ua rau lawv muaj kev pheej hmoo ntawm kev dag ntxias.
FCA Tus Thawj Saib Xyuas Tub Ceev Xwm, Mark Steward tau hais tias: "Cov neeg dag ntxias yuav ib txwm nrhiav txoj hauv kev tshiab los tsom rau cov neeg siv khoom, yog li xyuas kom koj ua koj cov ntawv ua tom tsev thiab siv sijhawm los tshawb fawb. Tsuas yog ob peb feeb tuaj yeem ua qhov sib txawv loj rau koj cov kev xaiv peev. "
Lub caij no, FCA tseem tab tom saib xyuas cov peev txheej hauv tebchaws Askiv thiab tau tshaj tawm cov haujlwm dag. Nws nyuam qhuav hais kom cov tub ua lag luam paub txog tshuaj ntsuam-tshaj tawm kev dag ntxias, uas cov neeg raug tsim txom poob ntau dua £ 25 lab thaum Lub Ib Hlis 2021 thiab Lub Peb Hlis 2022.
Kev tshawb fawb los ntawm United Kingdom's Financial Services Compensation Scheme (FSCS) thiab Lub Tuam Txhab Tswj Nyiaj Txiag (FCA) tau nthuav tawm qhov kev txhawj xeeb loj txog kev lag luam tus cwj pwm ntawm cov neeg lag luam muag khoom.
Ib tsab xov xwm tshaj tawm rau hnub Wednesday tau hais tias 42 feem pua ntawm cov neeg Askiv ua lag luam nruab nrab ntawm hnub nyoog 18 thiab 24 xyoo casually txiav txim siab peev yam tsis muaj kev tshawb fawb. Lawv nqis peev thaum zaum hauv txaj, saib TV / Netflix, ntawm pub, lossis rov qab los ntawm hmo ntuj, cov ntaub ntawv qhia.
Cov koom haum tau piav qhia ntxiv tias ntawm 37 feem pua ntawm UK cov neeg laus uas tuav kev nqis peev ntawm £ 100 thiab £ 50,000, yuav luag 44 feem pua xav tias lawv tau tshawb fawb ntau ntxiv ua ntej nqis peev. Tab sis lawv pom kev tshawb fawb txog kev nqis peev yog "siv sij hawm" lossis " nyuaj dhau."
Lila Pleban, tus kws tshaj lij FSCS tau hais tias "Nrog yuav luag ob ntawm tsib tus neeg laus tuav kev nqis peev hauv tebchaws Askiv, nws pom tseeb tias muaj kev noj qab haus huv zuj zus los pib nqis peev raws li cov vev xaib online tau ua kom yooj yim thiab siv tau rau txhua tus," Lila Pleban, tus kws tshaj lij FSCS tau hais.
"Tab sis raws li peb qhov kev tshawb pom pom, kev tshawb nrhiav lub sijhawm los tshawb fawb thiab saib rau hauv kev nqis peev tsis yog ib txwm nyob rau saum cov neeg cov npe yuav tsum tau ua thiab hmoov tsis zoo, ua rau lawv muaj kev pheej hmoo siab dua los ntawm kev dag lossis muab lawv cov nyiaj nrog lub platform tsis muaj kev tiv thaiv lossis tus muab kev pabcuam. ”
Ntau dhau Ignorance?
Qhov tseeb, 22 feem pua ntawm cov neeg ua lag luam tshawb fawb tseem tsis tau tshawb xyuas lossis paub tias lawv cov peev nyiaj puas yog FSCS tiv thaiv. Nws yog qhov ceeb vim nws ua rau lawv cov peev nyiaj txaus ntshai.
Tsis tas li ntawd, ntau tshaj li ib feem peb ntawm cov neeg teb tau hais tias lawv nyiam lub sijhawm ua lag luam ua lag luam. Nws kuj ua rau lawv muaj kev pheej hmoo ntawm kev dag ntxias.
FCA Tus Thawj Saib Xyuas Tub Ceev Xwm, Mark Steward tau hais tias: "Cov neeg dag ntxias yuav ib txwm nrhiav txoj hauv kev tshiab los tsom rau cov neeg siv khoom, yog li xyuas kom koj ua koj cov ntawv ua tom tsev thiab siv sijhawm los tshawb fawb. Tsuas yog ob peb feeb tuaj yeem ua qhov sib txawv loj rau koj cov kev xaiv peev. "
Lub caij no, FCA tseem tab tom saib xyuas cov peev txheej hauv tebchaws Askiv thiab tau tshaj tawm cov haujlwm dag. Nws nyuam qhuav hais kom cov tub ua lag luam paub txog tshuaj ntsuam-tshaj tawm kev dag ntxias, uas cov neeg raug tsim txom poob ntau dua £ 25 lab thaum Lub Ib Hlis 2021 thiab Lub Peb Hlis 2022.
Tau qhov twg los: https://www.financemagnates.com/forex/uk-regulators-reveal-retail-investors-find-research-too-complicated/