Cov neeg yuav khoom nqa hnab hauv San Francisco, California, hnub Thursday, Cuaj Hlis 29, 2022.
David Paul Morris | Bloomberg | Getty Images
Cov neeg siv khoom Asmeskas tau pom tias muaj kev txaus siab txuas ntxiv them tus nqi siab dua nyob rau hauv lub ntsej muag ntawm kev lag luam poob qis uas tuaj yeem cuam tshuam rau kev lag luam, raws li credit card loj heev. American Express thiab Nyiaj hauv tuam txhab ntawm America.
American Express rau hnub Friday tau tshaj tawm cov nyiaj tau los thiab cov nyiaj tau los ntawm peb lub hlis twg muaj zog dua, thaum nce nws cov kev kwv yees tag nrho xyoo. Lub tuam txhab tau hais tias tag nrho cov neeg siv khoom siv tau dhia 21% xyoo dhau los, tau tsav los ntawm kev loj hlob ntawm cov khoom thiab cov kev pabcuam nrog rau kev mus ncig thiab kev lom zem.
Qhov kev thov rau kev mus ncig yog qhov tshwj xeeb tshaj yog cov neeg Asmeskas ua rau ncua kev mus ncig vim muaj kev sib kis. Cov neeg tau txais kev pab tseem tab tom tawg tawm ntawm cov khoom noj thiab kev lom zem tom qab kev sib kis kis tau yooj yim.
American Express tau hais tias nws txoj kev mus ncig thiab kev lom zem tau pom kev siv nyiaj nce 57% los ntawm ib xyoo dhau los nrog cov khoom lag luam hauv nws cov kev lag luam thoob ntiaj teb tau dhau los ua ntej kev sib kis thawj zaug hauv peb lub hlis twg.
"Cov tswv cuab siv daim npav tseem nyob ze-cov ntaub ntawv nyob rau hauv peb lub hlis twg," American Express CEO Stephen Squeri tau hais rau hnub Friday ntawm kev hu xov tooj. "Peb cia siab tias qhov kev rov qab los ntawm kev siv nyiaj mus ncig yuav yog qhov kev sib tw rau peb, tab sis lub zog ntawm kev rov qab los tau dhau qhov peb xav tau thoob plaws hauv lub xyoo."
Bank of America tsis muaj kev loj hlob qeeb hauv kev siv nyiaj txawm tias kev nce nqi tau mus txog qhov siab tshaj plaws. CEO Brian Moynihan hais ua ntej lub lim tiam no tias lub tsev txhab nyiaj cov neeg siv khoom txuas ntxiv siv dawb, siv lawv daim npav rho nyiaj thiab lwm txoj hauv kev them nyiaj rau 10% ntau qhov kev hloov pauv hauv lub Cuaj Hli thiab thawj ib nrab ntawm Lub Kaum Hli tshaj li ib xyoo dhau los.
Moynihan tau hais rau hnub Monday tias "Cov kws tshuaj ntsuam xyuas yuav xav paub seb qhov kev sib tham ntawm kev nce nqi, kev lag luam poob qis thiab lwm yam tuaj yeem ua rau muaj kev lag luam qeeb qeeb," Moynihan tau hais rau hnub Monday thaum lub rooj sib tham hu. "Peb tsuas yog tsis pom [uas] ntawm no ntawm Bank of America."
Cov ntaub ntawv nyiaj txiag tsis ntev los no, txawm li cas los xij, tau qhia pom tias muaj kev poob qis hauv cov neeg siv khoom siv. Khw muag khoom thiab kev pabcuam zaub mov hloov me ntsis rau lub Cuaj Hli tom qab nce 0.4% hauv lub Yim Hli, raws li qhov kwv yees ua ntej los ntawm Department of Commerce.
Cov neeg siv khoom yuav tau pib loj hlob tiv thaiv txog splurging raws li cov nqi tau nce siab dua thiab Tsoom Fwv Teb Chaws Reserve tau nce cov paj laum kom qeeb kev lag luam.
- CNBC's Hugh Son thiab Jeff Cox tau pab qhia.
Tau qhov twg los: https://www.cnbc.com/2022/10/21/us-consumer-is-soldiering-on-despite-soaring-inflation-and-recession-risk-credit-card-giants-say.html