Lub teb chaws nruab nrab cov paj laum rau cov nyiaj khaws cia yog paltry 0.11%, raws li Bankrate cov ntaub ntawv los ntawm Lub Xya Hli 27. Cov xov xwm zoo? Ntau lub tsev txhab nyiaj hauv online muab cov nqi siab dua li qhov nruab nrab hauv lub tebchaws - ib yam dab tsi uas koj xav tau los txiav txim siab raws li cov kws tshaj lij hais tias txawm tias muaj kev nce nqi siab, cov neeg Amelikas feem ntau xav tau qhov chaw nruab nrab ntawm 3-12 lub hlis ntawm cov nyiaj tau los hauv qhov chaw nyab xeeb xws li cov nyiaj khaws cia siab. (Nov yog qee qhov zoo tshaj plaws cov nyiaj tau txais txiaj ntsig zoo tam sim no.)
Chanelle Bessette, tus kws tshaj lij hauv tuam txhab nyiaj ntawm NerdWallet hais tias "Ib txoj hauv kev zoo los tawm tsam kev nce nqi yog nrhiav cov paj laum ntau dua ntawm cov nyiaj khaws cia uas ua rau qeeb ntawm kev nce nqi ntawm koj cov nyiaj ntsuab,"
Qhov zoo tshaj plaws-yield nyiaj khaws cia tam sim no
Yog tias koj muaj tsawg kawg yog $ 5,000 los tso rau hauv ib qho nyiaj khaws cia hauv online, Cov pej xeem them 1.75% tsis muaj nqi. LendingClub them 1.52% tsis muaj qhov tsawg kawg nkaus, Synchrony high yield saves them 1.65% uas tsis muaj qhov qhib qhov tsawg kawg nkaus, thiab SoFi them 1.80% tsis muaj qhov tsawg kawg nkaus. CIT Bank them 1.90% nrog $ 100 qhov tsawg kawg nkaus yuav tsum tau, thiab Quontic Bank them 1.85% tsuav koj muaj $ 100 hauv ib tus account.
Yog tias koj muaj peev xwm dhia dhau ntau dua, Varo Bank muab 5.00% APY tsuav yog tias koj tau txais cov nyiaj tso ncaj qha tag nrho $ 1,000 lossis ntau dua thiab koj tsis pub tshaj $ 5,000 qhov nyiaj tshuav thaum kawg ntawm txhua hnub ua haujlwm. Nrog rau 5.00% tus nqi ntawm $ 1,000, koj tuaj yeem khwv tau $ 50 ib xyoos, piv rau $ 12 toj ib xyoo nrog Varo tus qauv 1.20% tus nqi lossis $ 0.80 uas yog lub tebchaws nruab nrab.
Cov nyiaj khaws cia zoo tshaj plaws nrog cov nyiaj ntsuab ntxiv
Tsis tsuas yog ua qee cov nyiaj khaws cia them nyiaj ntau tshaj qhov nruab nrab hauv lub tebchaws, koj tuaj yeem nrhiav tau ib qho uas muaj nyiaj ntxiv. Tshawb nrhiav them 1.30% thiab $ 200 nyiaj ntxiv, tab sis koj yuav tsum tso nyiaj $ 25,000 kom tau txais nws; thiab New Alliant Credit Union cov tswv cuab tuaj yeem thov tau $ 100 nyiaj ntxiv ntxiv rau 1.40% APY thaum qhib qhov Kawg Kev Txuag Nyiaj Txiag los ntawm MyAlliant.com thiab tso nyiaj $ 100 ib hlis rau 12 lub hlis sib law liag, thaum kawg ntawm Alliant yuav tso nyiaj $ 100 rau hauv tus account .
Cov lus qhia, cov lus pom zoo lossis cov qeb uas tau hais hauv tsab xov xwm no yog cov ntawm MarketWatch Picks, thiab tsis tau raug tshuaj xyuas lossis pom zoo los ntawm peb cov koom tes ua lag luam.
Tau qhov twg los: https://www.marketwatch.com/story/this-savings-account-is-now-paying-5-plus-other-accounts-that-offer-100-cash-bonuses-and-more-11659574100? siteid=yhoof2&yptr=yahoo