Yog tias nyiaj tsis yog khoom, koj yuav tsav tsheb dab tsi? Mercedes, Bentley, los yog tej zaum tus prancing nees los ntawm Maranello?
Cov no yog qhov peb xav tias yog "cov neeg nplua nuj tsheb." Tab sis kev muaj tiag yog txawv me ntsis.
Tsis nco
Tus kheej nyiaj txiag tus kheej Suze Orman muaj qee cov lus qhia ncaj nraim rau txhua tus neeg tab tom nrhiav yuav tsheb tam sim no.
"Thov tsis txhob them rau lub tswb thiab xuav."
Nov yog vim li cas nws tsis nyob ib leeg hauv qhov kev xav ntawd.
Toyotas, Hondas thiab Fords?
Raws li kev tshawb fawb xyoo 2022 los ntawm Experian Automotive, ntau tus neeg nplua nuj tsuas yog tsis tsav tsheb zoo nkauj.
Txoj kev tshawb nrhiav pom tias rau cov neeg uas tsev neeg cov nyiaj tau los ntau dua $ 250,000, 61% tsis tsav cov khoom kim heev. Lawv tsav Toyotas, Fords thiab Hondas zoo li lwm tus ntawm peb.
Lwm cov kev tshawb fawb qhia tau zoo sib xws.
Cov neeg siv khoom thiab kev lag luam tshawb fawb lub tuam txhab MaritzCX pom tias Ford F-150 lub tsheb thauj khoom yog lub tsheb nrov tshaj plaws hauv Asmeskas rau cov neeg khwv tau nyiaj ntau dua $ 200,000 ib xyoos.
Qhov tseeb, txawm tias cov nplua nuj ultra-nplua nuj yuav tsis splurging ntawm cov tsheb sib txawv.
Mark Zuckerberg, uas koom ua ke tsim Meta (yav tas los Facebook) thiab muaj nuj nqis ntawm $ 49.5 nphom raws li Bloomberg, feem ntau pom tsav tsheb Honda Fit hatchback. Amazon tus tsim Jeff Bezos nws tseem tsav tsheb Honda Accord zoo tom qab nws tau los ua ib tug billionaire.
Legendary investor Warren Buffett yog frugal nrog tsheb, ib yam nkaus thiab.
"Koj yuav tsum nkag siab, nws khaws tsheb mus txog thaum kuv hais rau nws, 'Qhov no ua rau txaj muag - lub sijhawm rau lub tsheb tshiab," nws tus ntxhais hais hauv daim ntawv sau cia.
Tsis tas yuav qhia tawm
Peb feem ntau koom nrog cov neeg nplua nuj nrog lub neej lavish - lossis tsawg kawg yog qhov kev xav peb tau txais los ntawm kev tshaj xov xwm.
Tab sis nyob rau hauv lub neej tiag tiag, qhov ntawd tsis yog ib txwm muaj.
Nyeem ntxiv: Cov tub ntxhais hluas Asmeskas nplua nuj tau poob kev ntseeg siab hauv kev lag luam Tshuag - thiab yog betting rau 3 cov cuab tam no xwb. Nkag mus rau tam sim no kom muaj zog tailwinds ntev
Tus kws tshaj lij nyiaj txiag ntawm tus kheej Dave Ramsey taw qhia tias rau cov neeg uas tau tsim lawv thawj theem ntawm kev muaj nyiaj txiag - nws txhais tau tias muaj nuj nqis ntawm $ 1 lab thiab $ 10 lab - cov tsheb uas lawv tsav yog "tsis txaus" thiab tias "lub valet tsis tshua muaj. txaus siab.”
"Nws feem ntau yog siv Camry lossis siv Honda zoo lossis lub tsheb thauj khoom qub zoo ntawm qee yam," nws hais thaum lub sijhawm ntawm Ramsey Show.
"Cov neeg uas ua tiav cov txheej txheem ntawm kev nplua nuj, uas $ 1 txog $ 10 lab nyiaj, qhov uas lawv tau ua yog, lawv tsis ua rau koj. Lawv tsis chim rau koj, tab sis lawv tsis quav ntsej qhov koj xav. Lawv tsis tau ua lawv lub neej kom qhuas lwm tus. "
Qhov yooj yim hais, lawv tsis sim ua raws li Joneses.
Tshwj xeeb tshaj yog muab rau nce nqi ntawm cov tswv tsheb, Suze Orman hais tias koj lub hom phiaj thaum yuav tsheb tam sim no yuav tsum yog qhov yooj yim.
“Koj lub hom phiaj yuav tsum yog yuav lub tsheb uas kim tshaj plaws. Lub sijhawm. Qhov ntawd yuav tsum coj koj mus rau lub tsheb siv dua li lub tsheb tshiab, ”nws sau tau lub limtiam tag los.
Cov tsheb pheej yig puas yuav ua rau koj nplua nuj?
Muaj ob peb lub laj thawj vim li cas koj yuav xav xav ob zaug ua ntej yuav khoom kim heev.
Thawj qhov yog depreciation. Cov tsheb pib poob lawv cov nqi thaum lub sijhawm koj tsav tsheb tawm ntawm tus neeg muag khoom ntau. Raws li Asmeskas Xov Xwm, qhov kev poob qis nruab nrab rau txhua lub tsheb hauv thawj tsib xyoos yog 49.1%, thaum cov khoom kim heev tuaj yeem poob ntau dua li ntawd. Qhov nruab nrab tsib xyoos kev poob qis rau Mercedes S-Class yog 67.1%. Rau BMW 7 Series, nws yog 72.6%.
Ntxiv mus, cov tsheb nplua nuj tuaj yeem raug nqi ntau dua los tswj thiab pov hwm tshaj li kev lag luam tsheb. Yog li dab tsi koj yuav tsum fork up xaus yog ntau tshaj li tus nqi yuav khoom. Thiab thaum lub tsheb khoom kim heev khiav tawm ntawm kev tiv thaiv, lawv tuaj yeem kho tau kim dua.
Tsis txhob hnov qab, muaj lub sijhawm tus nqi thiab. Cov nyiaj ntau dua koj siv rau lub tsheb kim, tsawg dua koj yuav tsum tau muab tso rau hauv koj cov peev txheej. Qhov muaj peev xwm rov qab los - uas tuaj yeem tau txais kev sib xyaw ua ke raws li lub sijhawm dhau mus - yog koj tus nqi sijhawm.
Qhov no tej zaum yuav yog ib qho kev sib cav tsawg dua thaum koj yuav xav tau ntau pua txhiab nyiaj los lav tus thawj tswj hwm nyiaj txiag los nqis peev koj cov nyiaj. Tab sis hnub no, nws yooj yim los pib nqis peev. Koj tseem tuaj yeem tsim kom muaj peev txheej ua lag luam ntse los ntawm siv koj cov khoom seem hloov.
Yuav nyeem dab tsi tom ntej
Kab lus no muab cov ntaub ntawv nkaus xwb thiab yuav tsum tsis txhob muab txhais ua cov lus qhia. Nws tau muab yam tsis muaj kev lees paub ntawm txhua yam.
Tau qhov twg los: https://finance.yahoo.com/news/not-living-life-impress-others-140000227.html