Lub xeev kim tshaj plaws rau kev tuav pov hwm tsheb - ntxiv rau qhov nws raug nqi hauv txhua lub xeev

Tab sis tus nqi siab ntawm kev tuav pov hwm tsheb tuaj yeem nyob ntawm lub xeev koj nyob hauv (saib daim ntawv qhia hauv qab no rau cov nqi nruab nrab ntawm lub xeev), nrog Maine feem ntau pheej yig tshaj thiab Louisiana kim tshaj plaws. Louisiana cov nqi siab yog feem ntau vim nws qhov kev ua txhaum cai ntau dua, huab cua huab cua ntau zaus thiab kev tsheb khiav ceev zuj zus, thaum Maine, lub xeev uas muaj cov neeg tsawg, muaj cov neeg tsav tsheb qis tshaj plaws thiab muaj kev pheej hmoo tsawg dua, hais tias Andrew Hurst, auto insurance tus kws tshaj lij ntawm Policygenius.

Feem ntau, cov xeev uas pheej yig dua kev tuav pov hwm tsheb yuav muaj qis dua ntawm kev tuav pov hwm tsheb, kev sib tw tuam txhab pov hwm ntau dua, kev ua txhaum cai qis dua, qis dua tus neeg tsav tsheb tsis muaj kev pov hwm, tsawg dua tag nrho cov neeg tsav tsheb, cov neeg tsav tsheb uas tag nrho tsav tsheb tsawg dua mais thiab/lossis huab cua tsis zoo. . "Lub xeev nyob deb nroog uas muaj kev ua txhaum me me, ntau lub tsheb pov hwm tsheb thiab tsis muaj huab cua huab cua ntau yuav zoo li them tsawg dua li lub xeev hauv nroog loj nrog ntau daim ntawv pov hwm tsheb, ob peb tus neeg tuav pov hwm thiab ntau qhov kev foob huab cua rau dej nyab thiab hawb pob," hais tias Les Masterson, kev tuav pov hwm kws tshuaj ntsuam nrog Carinsurance.com. (Saib cov nqi pov hwm tsheb qis tshaj plaws uas koj tuaj yeem tsim nyog rau ntawm no.)

Nws tseem ceeb heev uas yuav tau txiav txim siab seb koj puas nyob hauv lub xeev tsis muaj kev txhaum: "Tsis muaj kev txhaum cai (muaj 12) - [qhov no] txhais tau hais tias cov tuam txhab pov hwm them rau lawv cov tswv cuab raug mob thiab kev puas tsuaj es tsis txhob muaj tus neeg tsav tsheb qhov kev pab them nqi kho mob. - feem ntau ua rau tus nqi siab dua, "Masterson hais. Cov no suav nrog Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kentucky, Massachusetts, Minnesota, North Dakota thiab Utah. Cov xeev Litigious kuj tau txais cov nqi siab dua, raws li tus nqi tuav pov hwm tiv thaiv kev foob. “Yog tias tus tuav pov hwm txoj cai thov thiab tsis txaus siab rau nws, lawv tuaj yeem coj lawv lub tuam txhab pov hwm mus rau lub tsev hais plaub. Cov txheej txheem no tuaj yeem kim, tsim kom muaj peev xwm rau cov nqi ntau dua thiab poob rau cov tuam txhab pov hwm, "hais Hurst. Nyob rau hauv cov chaw uas tus nqi ntsuas tau txiav txim rau cov pej xeem kom muaj teeb meem ntau dua, cov nqi yuav siab dua.

Tus naj npawb ntawm cov neeg tsav tsheb tsis muaj ntawv pov hwm kuj tuaj yeem ua tus tsav tsheb loj hauv cov nqi, cov kws tshaj lij hais. Tseeb tiag, Louisiana thiab Florida, uas nquag tsaws ze rau saum cov npe ntawm cov xeev kim tshaj plaws los tiv thaiv koj lub tsheb, muaj ntau tus neeg tsav tsheb tsis muaj kev pov hwm, uas tsim cov lus tawm tswv yim: thaum muaj ntau tus neeg tsav tsheb tsis muaj kev pov hwm, lwm tus tsav tsheb muaj ntau dua. Hurst piav qhia tias: "Qhov no yuav ua rau muaj kev pheej hmoo ntawm ib tus neeg tuav pov hwm them nyiaj ntau dua, txhais tau tias tus neeg tuav pov hwm yuav ua rau cov nqi siab dua los them cov kev poob qis," Hurst hais. Cov tuam txhab tuav pov hwm kuj them nqi tiv thaiv kev sib hais plaub thiab yog tias tus tuav ntaub ntawv tau thov thiab tsis txaus siab rau nws, lawv tuaj yeem coj lawv lub tuam txhab pov hwm mus rau lub tsev hais plaub. "Cov txheej txheem no tuaj yeem kim, tsim kom muaj peev xwm rau kev siv nyiaj ntau dua thiab poob rau cov tuam txhab pov hwm. Hauv qhov chaw uas tus neeg ntsuas tus nqi tau txiav txim rau cov pej xeem kom muaj kev foob ntau dua, tus nqi yuav siab dua, "hais Hurst. Michigan, lwm lub xeev uas muaj tus nqi siab, kuj tseem ntsib qhov teeb meem no, Hurst hais tias, thiab nws "yuav tsum muaj kev tiv thaiv tus kheej raug mob siab uas feem ntau ua rau muaj kev sib haum xeeb rau cov neeg muab kev pov hwm," nws hais ntxiv, thaum piav qhia nws cov nqi siab. (Saib cov nqi pov hwm tsheb qis tshaj plaws uas koj tuaj yeem tsim nyog rau ntawm no.)

Qhov nruab nrab cov nyiaj tuav pov hwm tsheb, los ntawm lub xeev

1	Louisiana	$2,839
2	Michigan	$2,112
3	Florida	$2,082
4	California	$1,966
5	Missouri	$1,895
6	DC	$1,881
7	Rhode Island	$1,801
8	Wyoming	$1,768
9	Texas	$1,710
10	Georgia	$1,705
11	Montana	$1,627
12	Connecticut	$1,580
13	South Dakota	$1,575
14	Colorado	$1,574
15	Arkansas	$1,462
16	Kansas	$1,454
17	Delaware	$1,443
18	Arizona	$1,417
19	Maryland	$1,410
20	South Carolina	$1,409
21	Minnesota	$1,407
22	Oklahoma	$1,393
23	Tshiab Mexico	$1,391
24	Nebraska	$1,383
25	Nevada	$1,380
26	Mississippi	$1,378
27	Alabama	$1,358
28	North Carolina	$1,326
29	Kentucky	$1,321
30	Tshiab Jersey	$1,319
31	Massachusetts	$1,314
32	West Virginia	$1,299
33	Washington	$1,298
34	Hawaii	$1,254
35	Utah	$1,250
36	North Dakota	$1,234
37	Oregon	$1,229
38	Tennessee	$1,206
39	Illinois	$1,205
40	Indiana	$1,189
41	Alaska	$1,175
42	New York	$1,163
43	Vermont	$1,151
44	Virginia	$1,033
45	Iowa	$1,032
46	Pennsylvania	$1,028
47	Ohio	$992
48	Idaho	$985
49	Wisconsin	$938
50	New Hampshire	$885
51	Maine	$858

Tau qhov twg los: Insure.com, 2021