'Lub siab xav tau tig mus tsaus': Xav ua kom muaj kev nce nyiaj nce ntxiv, tib neeg tau hloov pauv loj (thiab yooj yim) rau lawv tus cwj pwm. Koj ua tau thiab.

Peb yeej tsis tau zoo ib yam tom qab lub caij ntuj sov dhau los.

Tus nqi nce siab siab nyob rau lub hlis tsis ntev los no thiab ntau qhov paj laum nce siab los ntawm US Federal Reserve tau cuam tshuam rau cov neeg siv khoom tus cwj pwm. Qhov ntawd yog raws li lub tuam txhab cov ntaub ntawv nyiaj tau los, kev lag luam-cov ntaub ntawv txheeb xyuas thiab kev soj ntsuam cov neeg siv khoom.

nce nqi nce mus txog 8.2% nyob rau lub Cuaj Hli ntawm lub xyoo, Lub Chaw Haujlwm Saib Xyuas Kev Ua Haujlwm tau hais rau hnub Thursday, ua rau muaj plaub caug xyoo siab. Cov kws lag luam feem ntau xav tias lub Cuaj Hli nce nqi ntawm 8.1% xyoo dhau los, tom qab Lub Yim Hli 8.3% nce txhua xyoo.

Tus nqi ntawm kev nyob tau nce 0.4% txij lub Yim Hli mus txog rau lub Cuaj Hli. Tab sis cov lej "core" uas tshem tawm cov khoom noj tsis haum thiab cov nqi hluav taws xob tau nce 0.6% ib hlis rau ib hlis thaum cov kws tshaj lij ntawm Wall Street tau cia siab tias yuav nce 0.4%.

Ua ntej ntawm kev ua lag luam qhib hnub Thursday, yav tom ntej rau Dow Jones Industrial Average
DJIA,
+ 2.73%
,
S&P 500
SPX,
+ 2.39%

thiab Nasdaq Composite
COMP,
+ 1.96%

tag nrho cov plunged tom qab tus lej kub nce nqi.

Rattled los ntawm kev nce nqi ntawm kev ua neej nyob hauv lub hlis tsis ntev los no, ntau lab tus tib neeg twb tau nqis tes los khaws lawv cov nyiaj ntsuab, raws li McKinsey & Co. tsis ntev los no tau tshaj tawm uas tshawb nrhiav txoj hauv kev uas tib neeg ua lag luam poob.

"Seb nws yog ntawm cov twj tso kua mis lossis hauv khw muag khoom noj, cov neeg thoob plaws Tebchaws Meskas tau hnov ​​​​dua rau hauv lawv lub hnab ris lub caij ntuj sov no, "nws hais. "Kev nce nqi yog qhov siab tshaj plaws nws tau nyob hauv ntau xyoo lawm, thiab cov neeg siv khoom txhawj xeeb thiab jittery. "

"'Cov neeg siv khoom kuj nyiam tsis pom zoo rau qhov kev cia siab rau kev nce nqi ntau dua li cov kws tshaj lij, lawv hloov lawv txoj kev xav tsawg dua, thiab lawv feem ntau vam khom qee yam khoom tseem ceeb uas lawv noj tsis tu ncua.'"


- Carlo Pizzinelli, tus kws tshaj lij nyiaj txiag ntawm International Monetary Fund

Nrog kev nce nqi ntawm 40-xyoo siab, McKinsey tau hais tias, "Lub siab tau tig mus tsaus. Peb caug feem pua ​​​​ntawm peb cov neeg teb hais tias lawv xav tsis thoob, thiab tias peb yuav raug coj mus rau ib qho kev poob qis tshaj plaws uas peb tau pom. "

Kev nce nqi tau dhau los ua qhov tsis txaus ntseeg - yog tias bleak - qhov tseeb rau qee tus neeg, tshwj xeeb tshaj yog thaum yuav khoom noj - nyiam tus poj niam California no leej twg hais rau MarketWatch tias nws yuav zaub tsawg dua, lossis khov lawv kom tau ntau dua rau nws cov nyiaj npib.

Thaum cov neeg siv khoom tau tsim lawv lub siab tias kev nce nqi yog ib qho teeb meem, thiab nws nyob ntawm no, lawv tsis tshua zoo dua li cov kws tshawb fawb txog nyiaj txiag los hloov lawv lub siab, hais tias Carlo Pizzinelli, tus kws tshawb fawb nyiaj txiag ntawm International Monetary Fund lub chaw tshawb fawb.

"Cov neeg siv khoom kuj nyiam tsis pom zoo rau qhov kev cia siab ntawm kev nce nyiaj ntau dua li cov kws tshaj lij, lawv hloov lawv txoj kev xav tsawg dua, thiab lawv feem ntau vam khom qee yam khoom tseem ceeb uas lawv haus tsis tu ncua - xws li kas fes thiab roj av - txhawm rau nthuav tawm cov kev hloov pauv hauv tag nrho cov nqi ntawm nyob, ”nws sau hauv daim ntawv tshawb fawb no.

Cov neeg siv khoom hloov pauv lawv tus cwj pwm

• Peb lub hlis twg ntawm cov neeg tau txais kev pab tau hais tias lawv tau koom nrog qee yam kev sib tham-nrhiav: 60% yog kho qhov ntau ntawm qhov lawv tau yuav. Qhov ntawd txhais tau hais tias yog xaiv qhov loj ntawm cov nqi qis dua lossis tsawg dua.

Qee cov khw muag khoom zoo li tau sau cov txiaj ntsig: Costco Lag luam wholesale
PHEM,
-0.02%

- uas tuaj yeem muag khoom noj khoom haus ntau ntxiv rau a $1.50 kub dog thiab dej qab zib combo - nyuam qhuav muaj lub Cuaj Hlis muaj zog, nrog kev muag khoom sib piv tau nce 8.5% los ntawm tib lub ntsiab lus xyoo tas los.

• 44% ntawm cov neeg hais rau McKinsey lawv tau ncua kev yuav khoom ntawm cov khoom tsis tseem ceeb. Cov neeg lag luam tau nyiaj tsawg tau nyiam ib qho khoom noj khoom haus, txhim kho tsev, khau thiab khaub ncaws raws li cov khoom khi rau ib ntus.

"Cov neeg siv khoom tab tom nrhiav kev lag luam hauv cov khaub ncaws thiab khau, yuav ntau rau kev lag luam ntawm cov nplai, ncua kev yuav khoom ntawm cov khoom tsis tseem ceeb, thiab hloov mus rau cov khw muag khoom qis."


- Kev tshawb fawb McKinsey & Co

• Ntau tshaj li ib feem peb (37%) ntawm McKinsey cov neeg teb tau hais lawv tau hloov cov khw muag khoom rau tus nqi qis lossis luv nqi. Lawv kuj eyeing tus nqi qis los ntawm cov khoom lag luam thiab siv 'yuav tam sim no them tom qab' cov kev pab cuam, McKinsey sau tseg.

Qee cov khw muag khoom twb tau dov tawm cov khoom lag luam. Thaum lub Cuaj Hlis lig, Nike
TSWV,
+ 0.67%

tshaj tawm cov nqi txiav nyiaj los pab tshem tawm cov khaub ncaws tawm ntawm lub caij ntuj sov, thiab cov thawj coj ntawm cov kis las ncaws pob loj heev xav kom cov neeg sib tw ua ib yam.

Thaum lub Yim Hli Ntuj hu xov tooj, Dollar General
DG,
+ 2.67%

CEO Todd Vasos tau hais tias muaj ntau haiv neeg ntawm cov neeg siv khoom los ntawm cov nyiaj tau los ntawm $ 100,000 thiab siab dua. Nws tau hais tias "Peb yeej txhawb kom pom, tus neeg siv khoom qis dua, me ntsis ntau dua," nws hais.

"Ntau tus neeg tab tom npaj txiav rov qab rau kev noj mov, mus ncig, khoom siv hluav taws xob, ntxiv rau cov khoom ua si thiab kev ua si, vim lawv tab tom kawm ua neej nyob nrog kev xav tsis zoo uas nce nqi coj mus. "

• Peb lub hlis twg ntawm cov neeg tau txais kev pab tab tom saib qhov tsis txaus ntseeg ntawm kev siv nyiaj, raws li kev tshawb fawb cais ua lub Cuaj Hlis dhau los los ntawm Neej Neeg, tus neeg siv khoom lag luam thiab cov tuam txhab tshuaj ntsuam xyuas.

Ntau tus neeg twb paub qhov twg lawv npaj yuav txiav rov qab - pib nrog kev noj mov, mus ncig, khoom siv hluav taws xob, ntxiv rau cov khoom ua si thiab kev ua si - raws li lawv tab tom kawm ua neej nyob nrog kev xav tsis zoo uas nce nqi nce.

Lub caij khwv tau nyiaj yuav ua rau cov kws lag luam pom zoo dua cov kev xav. Cov txiaj ntsig ntawm peb lub hlis twg cov nyiaj tau los kuj tau teem caij pib tawm Hnub Friday, muab lwm qhov saib ntawm cov neeg siv khoom siv - thiab seb cov tuam txhab puas tswj hwm lawv cov nyiaj tau los.

Tau qhov twg los: https://www.marketwatch.com/story/the-mood-has-turned-darker-desperate-to-outrun-inflation-people-are-making-big-and-easy-changes-to-their- cwj pwm-you-can-too-11665666332?siteid=yhoof2&yptr=yahoo