Txoj Cai Lij Choj Ntawm Daim Npav Tshaj Tawm; Yuav Tam Sim No Them Tom Qab Surging Thaum Hnub So

Cov neeg yuav khoom mus tob rau ntawm BNPL thiab eCommerce raws li Hnub So Cov Khw Muag Khoom

Tsav los ntawm kev nce nqi-kev xav tau rau kev cog lus, cov thawj coj pib lub asthiv ntawm 2022 lub caij yuav khoom tau ua tiav cov xwm txheej ntawm ob lub xyoos dhau los txawm tias muaj kev tsis ncaj ncees tshiab rau ntau qhov kev muag khoom credit thiab nyiaj txiag thiab nce kev cia siab ntawm cov xov xwm digital ntau dua. puas tau ua ntej. PYMNTS 'tsuas yog luam tawm daim ntawv tshawb fawb pom tias 33% ntawm cov neeg yuav khoom uas xav ua kev yuav khoom thaum lub asthiv tau xaiv tawm ntawm kev txhawj xeeb txog nyiaj ntsuab thiab credit. Lwm daim ntawv tshaj tawm pom tias lwm 31% ntawm cov neeg teb uas tau hneev taw hais tias cov khw muag khoom muaj neeg coob heev thaum lub sijhawm Dub Friday lub asthiv, uas qhia txog qhov tsis txaus ntseeg ntawm tus nqi siab yog tsim rau lub caij no. [PYMNTS]

Credit Card Surcharges yog dab tsi thiab lawv nyob qhov twg raws cai?

Raws li lub Kaum Ib Hlis cov ntaub ntawv los ntawm Nilson Report, cov neeg siv khoom thiab kev lag luam credit, debit, thiab prepaid general-purpose cards tsim tau $ 9.7 trillion hauv kev lag luam hauv 2021: nce 22.5% xyoo dhau los. Nrog rau tag nrho cov kev siv credit card ntau ntxiv, tau muaj kev nce ntxiv hauv cov nqi ntxiv, uas yog cov nqi uas cov txheej txheem them nyiaj thiab cov tuam txhab credit card them cov tub lag luam thiab cov khw muag khoom. Rau lub sijhawm ntev cov nqi no tsis xav tau los ntawm cov neeg siv khoom, tab sis nruab nrab ntawm cov neeg siv khoom ntau ntxiv nrog daim npav rho nyiaj thiab kev nce nqi ntawm kev ua lag luam nyob rau xyoo tas los no, cov nqi ntxiv tau dhau los ua ntau qhov chaw los pab cov tub lag luam npog. lawv tus kheej cov nuj nqis. [Fortune]

Deluge of Fraud claims ntxiv rau kev txhawj xeeb txog cov qhab nia credit

Cov neeg siv credit-scoring system tau ntev lawm opaque thiab tsis meej pem. Ib qho kev hloov pauv los pab tib neeg taug kev hauv lub cev tau tsim tag nrho cov teeb meem tshiab. Nyob rau hauv xyoo tas los no, tsoomfwv lub vev xaib tau ua kom yooj yim rau cov neeg ua ntaub ntawv thov ntawm tub sab tub nyiag yog li lawv tuaj yeem tshem tawm cov nyiaj tsis raug cai los ntawm lawv daim ntawv tshabxo nuj nqi. Cov ntawv ceeb toom no yog lub hauv paus ntawm cov qhab nia credit muag los ntawm Equifax, Experian thiab TransUnion rau cov tsev txhab nyiaj thaum lawv txiav txim siab qiv nyiaj. [Cov phab ntsa Street Journal]

Lub txhab nyiaj npaj yuav pib them rov qab qee cov neeg raug tsim txom ntawm Zelle Scams

xya lub tsev txhab nyiaj uas yog tus tswv ntawm kev them nyiaj network Zelle tab tom npaj txoj cai loj hloov pauv thaum ntxov xyoo tom ntej uas yuav xav kom lub tuam txhab cov tswv cuab hauv tuam txhab nyiaj los them nyiaj rau cov neeg siv khoom uas poob rau qee yam kev dag ntxias, raws li ob tus neeg paub txog cov phiaj xwm. Qhov kev hloov pauv yuav thim rov qab lub network txoj cai tam sim no, uas feem ntau cuam tshuam cov neeg siv khoom nrog kev poob ntawm ib qho kev lag luam Zelle uas cov neeg siv khoom tau pib lawv tus kheej, txawm tias lawv raug dag kom xa lawv cov nyiaj ntsuab mus rau tub sab. Ntau qhov kev dag ntxias siv Zelle tau npau taws rau cov neeg tsim cai lij choj thiab cov neeg tswj hwm, uas tau yuam cov tsev txhab nyiaj kom tiv thaiv zoo dua, lossis them nyiaj rau lawv cov neeg siv khoom. [Lub New York Times]

Kev Sib Koom Tes Lub Hom Phiaj Rau Push Virtual Credit Card Siv Hauv Tsev So

Saber Corporation thiab Conferma Them tau koom tes nrog Mastercard txhawm rau txhawm rau siv daim npav virtual rau kev them nyiaj rau kev lag luam mus rau kev lag luam. Qhov no ua rau Sabre lub Yim Hli tau txais Conferma Them. Digitization ntawm kev them nyiaj mus txawv tebchaws nrog daim npav virtual pab daws cov teeb meem cuam tshuam nrog B2B kev lom zem thiab koom nrog kev them nyiaj mus ncig. Cov lej siv ib zaug muab ib qho kev sib txuas ntawm kev booking thiab kev them nyiaj cuam tshuam rau cov neeg muag khoom thib peb, thiab cov neeg yuav khoom mus ncig thiab cov neeg muag khoom tuaj yeem taug qab thiab rov qab them nyiaj. [Kev tswj tsev so]

Thov Saib Kuv Metal Credit Card

Hlau credit cards tau dhau los ua tsis tau tsuas yog qhov tseeb, tab sis muaj ntau yam. Ib zaug txwv rau cov khoom xws li Centurion uas xav tau cov ntaub ntawv pov thawj ntawm cov txiaj ntsig siab thiab keeb kwm ntawm kev siv nyiaj lavish, daim npav tam sim no muaj rau txhua tus neeg uas muaj credit. Txawm tias Venmo, lub app sib pauv nyiaj ntsuab, tab tom ntxias tib neeg siv lawv cov nyiaj tshuav zoo li lub txhab nyiaj hauv txhab nyiaj nrog daim npav rho nyiaj hlau hauv liab lossis dub. Raws li kev lag luam ua si, daim npav yog ci ntsa iab. Tab sis lawv kuj yog ib zaj lus qhia nyob rau hauv lub neej voj voog ntawm cov neeg siv khoom raws li lub cim. Thaum sawv daws tshwj xeeb, tsis muaj leej twg. Hlau credit cards tej zaum yuav tau pib ua cov cim ntawm kev nplua nuj heev, tab sis lawv tau spawned los ntawm ib yam dab tsi ntau dua cov neeg taug kev: cov neeg siv khoom-kev ntseeg siab. [lub Atlantic]

Tau qhab nia dawb, Shipping ceev nrog daim npav Amex Qhov txiaj ntsig no

Yog tias koj muaj daim npav rho nyiaj American Express, koj yuav ploj mus ntawm qhov muaj txiaj ntsig zoo uas tuaj yeem ua rau koj qhov kev txiav txim online tom ntej pheej yig dua. Koj tuaj yeem tau txais kev xa khoom dawb nrog kev ua tswv cuab ShopRunner pub dawb. ShopRunner feem ntau raug nqi $ 79 txhua xyoo, yog li qhov no yog qhov muaj txiaj ntsig zoo. ShopRunner koom tes nrog ntau tshaj 100 lub khw. Hom xws li Allbirds, Under Armour, American Eagle Outfitters, NARS Cosmetics, Proflowers, bareMinerals, thiab NFLShop koom. Thaum koj tso npe rau hauv qhov kev pabcuam no, koj tuaj yeem txaus siab rau kev xa khoom dawb hauv tsawg li ob hnub thaum ua kev yuav khoom tsim nyog. Koj tseem tuaj yeem coj kom zoo dua ntawm kev xa khoom dawb ntawm kev xa rov qab. [Cov Motley ruam]

Max Levchin's War ntawm Credit Cards

Nyob rau hauv 2012, Max Levchin nrhiav tau Affirm, uas coj nyob rau hauv ib tug tshiab hom ntawm cov neeg siv khoom qiv. Tseeb, PayPal coj tus nqi rau kev ntxias cov neeg coob coob mus yuav khoom hauv online, tab sis ntau tus neeg tseem them nyiaj rau kev yuav khoom online nrog cov khoom lag luam hauv internet: qub-fashioned credit cards. Muaj 191 lab tus neeg Asmeskas nrog credit card account. Niaj hnub no, cov tib neeg sib sau ua ke tshuav $ 925 txhiab daus las, ib daim duab uas tau coj nws cov leap loj tshaj plaws hauv 20 xyoo hauv peb lub hlis twg ntawm lub xyoo no. Pom zoo muab cov qauv sib txawv hu ua yuav tam sim no, them nyiaj tom qab: Tus neeg yuav khoom hauv online tau muab xoom-feem pua ​​​​ntawm cov phiaj xwm luv luv lossis qiv nyiaj rau lawv qhov kev yuav khoom ntawm virtual checkout. Txoj kev cov tuam txhab nyiaj txiag tshiab no tau txais nyiaj: Lawv tau them tus nqi ua lag luam los ntawm cov tub lag luam, uas koom tes nrog cov qiv nyiaj los txhawb kev muag khoom. Lawv kuj sau cov paj laum lossis cov nqi lig los ntawm cov neeg siv khoom uas tsis tau them nyiaj, lossis paj paj rau cov nyiaj qiv mus ntev. [Wired]

Mastercard poob kev sib tw kom tsis suav nrog 3 lab tus neeg thov tuag hauv UK foob

Mastercard poob qhov kev sib tw kom nqaim qhov luaj li cas ntawm UK qhov loj tshaj plaws hauv chav kawm ntawv thov tshaj nws cov nqi them tom qab cov kws txiav txim plaub ntug tsis lees txais nws qhov kev sim tshem tawm qee tus 3 lab tus tib neeg uas tuag txij li qhov kev thov thawj zaug. Tus neeg muab credit card tau ntsib qhov kev thov uas tsawg kawg yog $ 12 nphom los ntawm Walter Merricks, tus qub thawj coj ntawm UK Cov Nyiaj Txiag Ombudsman Service sawv cev rau ntau dua 46 lab tus neeg siv khoom. Cov tsev hais plaub hauv tebchaws Askiv tau muab lub teeb ntsuab rau kev foob xyoo tas los hauv thawj qhov kev txiav txim plaub ntug pov thawj ntawm nws hom. Mastercard, uas tau sim txo qhov luaj li cas ntawm tej yam kev puas tsuaj, tau sib cav tias 3 lab tus tib neeg uas tau tuag txij li qhov kev thov thawj zaug yuav tsum raug tshem tawm. [Bloomberg]

Crypto Txauv Kraken nteg tawm 1,100 tus neeg ua haujlwm

Kraken, ib qho ntawm lub ntiaj teb kev sib pauv crypto loj tshaj plaws, tab tom tso tawm txog 30% ntawm nws lub taub hau, lossis 1,100 tus neeg, "kom yoog raws li kev lag luam tam sim no," co-founder thiab CEO Jesse Powell tau hais. Powell tau sau tias kev lag luam qeeb qeeb, tshwm sim los ntawm "macroeconomic thiab geopolitical yam," tau cuam tshuam cov neeg siv khoom xav tau, txo qis kev lag luam thiab txiav kev sau npe. [CNBC]