TechStars CEO Nyob rau yav tom ntej ntawm FinTech

Ntsiab Cai

• Thaum cryptocurrency tseem muaj lus nug, cov ntawv thov blockchain thiab Web3 muaj peev xwm ua lag luam ntau.
• Tus thawj coj incubator zoo siab rau kev txhim kho hauv Africa, tshwj xeeb hauv Kenya thiab Nigeria.
• AgriTech thiab FinTech yog nyob rau ntawm qhov tseem ceeb ntawm leaps thiab txhim kho thiab tseem yog ib qho chaw tseem ceeb rau kev nqis peev ntiag tug.

Zaum saum toj ntawm txhua qhov kev lag luam ua rau koj pom qhov tshwj xeeb ntawm kev lag luam thiab kev lag luam tawm tshiab. Qhov no yog qhov tseeb dua rau Maëlle Gavet, Tus Thawj Saib Xyuas Haujlwm ntawm TechStars. Raws li tus thawj coj ntawm lub ntiaj teb kev lag luam accelerator nrog ntau tshaj 1,000 tuam txhab lag luam portfolio thiab ze li ntawm 400 qhov kev ua tiav, Gavet muaj nws tus ntiv tes rau ntawm lub plawv ntawm qhov loj tom ntej uas tshwm sim hauv thev naus laus zis thoob plaws ntau qhov chaw thiab cov qauv kev lag luam.

Ib tug tswv cuab ntawm pab pawg Q.ai muaj hmoo tau zaum nrog Gavet ntawm lub rooj sib tham tsis ntev los no hauv Toronto. Nov yog cov kev nkag siab tseem ceeb uas nws tau qhia txog kev lag luam loj tom ntej no yuav xav paub txog.

Cryptocurrency tsis yog Blockchain

Raws li lub ntsiab lus kub ntawm lub rooj sib tham ntawm tus Tsov tus tw kawg ntawm ob peb lub siab cryptocurrency ua tsis tiav, peb cov lus nug thawj zaug rau Gavet tsom rau yav tom ntej ntawm cryptocurrency. Gavet tsis ntseeg txog kev pom zoo cryptocurrencies tab sis pom tus nqi hauv kev lag luam blockchain loj hlob, uas yog cov cuab yeej siv hluav taws xob cryptocurrencies, NFTs, thiab lwm yam haujlwm.

"Lub blockchain daim ntawv thov hu ua "crypto" tseem tshuav rau kuv cov lus nug txog qhov no yuav hloov mus li cas," Gavet qhia. "Kuv xav tias muaj ib qho kev xav zoo heev rau nws, uas peb tau pom thawj zaug tam sim no."

Txawm li cas los xij, kev sib tsoo hauv tus nqi crypto tsis tau txhais hais tias blockchain tsis tsim nyog. "Nws tsis hloov tus nqi tseem ceeb ntawm blockchain thev naus laus zis thiab kev faib tawm mus kom ze ntawm Web3." Thaum TechStars Nws tsis tau nqis peev ntau hauv cryptocurrency, nws teev Chainalysis, lub tuam txhab blockchain cov ntaub ntawv txheeb xyuas, ntawm cov tuam txhab lag luam.

"Qhov no tseem ntxov ntxov," nws hais ntxiv. 'Yog tias koj xav txog "Web1" thiab nce thiab nqis mus rau 'Web2,' yeej ib txwm muaj kev sib tsoo hauv txoj kev thaum kev tsim kho tshiab tuaj. Kuv nyob twj ywm bullish ntawm… blockchain thiab Web3. "

Gavet tau piav qhia tias thaum cov xov xwm tau tsom mus rau kev siv ncaj qha-rau-cov neeg siv khoom siv blockchain, "feem ntau qhov cuam tshuam yuav los ntawm cov khoom uas pob tshab tag nrho rau cov neeg siv khoom." Kev lag luam-rau-kev lag luam thiab kev txhim kho kev lag luam hauv kev lag luam tawm ntau qhov chaw los tshawb nrhiav, txhim kho, thiab paub tab xyoo tom ntej.

Teb chaws Africa yog qhov kub siab ntawm kev tsim kho tshiab thiab lub sijhawm

Tsuas yog ua ntej peb lub rooj sib tham, Gavet tau koom noj hmo rau cov neeg tsim lag luam Dub. Nws tau sau tseg ntau lub lag luam pib sawv cev los ntawm Kenya thiab Nigeria. Cov pejxeem ntawm Africa yog kwv yees li 1.4 billion. Nrog ntau dua 200 lab tus neeg nyob hauv, Nigeria yog ib lub tebchaws loj tshaj plaws hauv ntiaj teb.

Lagos, Nigeria lub peev, muaj thaj tsam metro pej xeem ntawm 21 lab. Raws li qhov kub ntxhov ntawm kev tsim kho tshiab, TechStars tau xaiv Lagos ua qhov chaw ntawm nws thawj tus neeg ua haujlwm nrawm hauv Africa. Lwm tus pom feem ntau dotting Tebchaws Meskas thiab Europe. Gavet thiab nws pab neeg muaj kev cia siab rau lawv thawj zaug tsiv mus rau Africa, "Peb xav tias muaj ntau ntxiv los ntawm qhov ntawd."

Kev nqis peev hauv Africa nthuav tawm los ntawm kev siv nyiaj txiag mus rau kev sib txuas lus mus rau kev ua liaj ua teb. Txoj hauv kev loj hlob muaj ntau hauv cov cheeb tsam loj hlob sai thiab loj hlob. Txawm hais tias kev siv nyiaj txiag hauv teb chaws Africa tsis tau ua haujlwm zoo rau cov neeg African, kev kawm, thev naus laus zis, thiab kev siv internet thiab xov tooj ntawm tes tau nthuav dav rau thaj av no muaj lub neej yav tom ntej.

Kev siv nyiaj txiag thiab kev ua liaj ua teb thev naus laus zis muaj peev xwm ua tau zoo

Tsov rog hauv Ukraine muab lub ntiaj teb no saib rau "breadbasket ntawm Europe." Raws li cov khoom xa tawm sab saum toj, cov kab mob ntawm cov khoom siv ntawm no ripple thoob ntiaj teb, vim tias ntau lub tebchaws United Nations thiab cov neeg ua mov ci txawv teb chaws vam khom rau Ukrainian xa tawm. Tib lub sijhawm, "cov tib neeg tab tom tshuaj xyuas qhov cuam tshuam ib puag ncig ntawm kev noj nqaij thiab nuv ntses ntau dua."

Thaum muaj kev lag luam tawm tsam pej xeem tawm tsam ESG (ib puag ncig, kev sib raug zoo, kev tswj hwm) cov tswv yim peev, Gavet tseem pom cov kev nqis peev uas cuam tshuam txog kev ruaj ntseg ib puag ncig ib qho chaw ntse saib.

"Kuv xav tias ESG daim ntawv lo tau siv thiab ua phem rau ntau tus neeg," Gavet piav qhia. "Thiab tsis tau, koj kuj pom qhov zoo kawg nkaus ntws ntawm cov lag luam hauv cheeb tsam no. Rau cov tub ua lag luam zoo li peb, muaj kev nqis peev zoo tshaj plaws los ua hauv cheeb tsam no. "

Yog tias koj nyiam lub tswv yim ntawm kev muaj peev txheej ntawm cov khoom lag luam nyob ib puag ncig thev naus laus zis, kev ua liaj ua teb, cryptocurrency, thiab lwm yam ntsiab lus, kos tawm Q.ai cov khoom siv cuab yeej cuab tam tawm tshiab. Q.ai muaj qhov tshwj xeeb, AI-tsav mus kom ze rau kev nqis peev hauv kev lag luam uas koj xav pom qhov ua tau zoo tshaj plaws.

Kev nqis peev zoo tseem tuaj yeem them tawm

Nrog rau qhov mob hauv kev lag luam Tshuag, muaj "yeej muaj kev poob qis [hauv kev nqis peev], tsis muaj qhov tsis ntseeg." Nws tau qhia tias tseem muaj peev txheej peev ntau los siv, tab sis cov tub ua lag luam txhawj xeeb tias kev lag luam kev lag luam muaj txiaj ntsig siab dhau. "Qhov ntawd txhais tau tias, hauv kev lag luam ntiag tug, koj pom cov tuam txhab yuav tsis mus rau pej xeem ntawm qhov tseem ceeb uas peb xav tau."

Gavet pom ntau tus neeg ua lag luam ntiag tug tuav txoj hauv kev tos-thiab-pom ua ntej ua kev nqis peev loj. Thaum cov lag luam lag luam poob qis, cov tub ua lag luam thiab tuam txhab lag luam tau ceev faj heev ntawm kev poob qis. Yog tias cov tuam txhab tuaj yeem tuav kev nrhiav nyiaj txiag kom txog thaum 2024, Gavet qhia, lawv tuaj yeem nrhiav nyiaj tau los ntawm ntau qhov txiaj ntsig zoo.

Lub sijhawm no, cov tuam txhab tab tom nrhiav kev cuam tshuam txog kev cuam tshuam ntau npaum li ib txwm muaj. Los ntawm qhov kev pabcuam 911 tshiab hauv tebchaws Africa kom thim rov qab rau cov nqi txhab nyiaj hauv kev lag luam tsim kho, lub ntiaj teb kev lag luam tseem tsis khoom txawm tias muaj kev pheej hmoo ntawm kev lag luam qeeb.

Download Q.ai hnub no rau kev nkag mus rau AI-powered peev tswv yim. Thaum koj tso nyiaj $100, peb mam li ntxiv $100 ntxiv rau koj tus account.