Yog tias koj tab tom txiav txim siab qhib tus account brokerage los yuav thiab muag cov khoom lag luam, muaj feem yuav yog koj tau hla TD Ameritrade, Fidelity lossis Vanguard hauv koj qhov kev tshawb nrhiav. Peb lub tuam txhab yog cov npe loj tshaj plaws hauv kev lag luam kev pabcuam nyiaj txiag, thiab qhov laj thawj yog vim li cas tsis yog qhov tsis paub. Txhua lub tuam txhab muaj nws tus kheej lub zog thiab qhov tsis muaj zog uas yuav ua rau lawv nyiam ntau dua los yog tsawg dua rau ntau hom tub ua lag luam. Yog tias cov kev xaiv xav tias nyuaj, xav txog kev ua haujlwm nrog a tus kws pab tswv yim nyiaj txiag leej twg tuaj yeem pab koj nrog kev faib khoom vaj khoom tsev thiab kev tswj xyuas cov ntaub ntawv rau koj.
Txheej txheem cej luam ntawm TD Ameritrade vs. Fidelity vs. Vanguard
Ib yam dab tsi uas TD Ameritrade, Fidelity thiab Vanguard muaj sib xws yog tias txhua tus muaj ntau yam cuab yeej nyiaj txiag thiab cov khoom lag luam peev. Txawm koj xaiv qhov twg ntawm peb, koj yuav muaj peev xwm nrhiav tau qhov sib xyaw ua ke khoom uas haum koj xav tau.
Fidelity thawj zaug qhib khw hauv Boston hauv 1946, pab cov neeg siv khoom nrog lawv cov peev txheej tom qab Tsov Rog Ntiaj Teb Zaum II. Tus account brokerage yog arguably lub tuam txhab cov khoom lag luam, tab sis Fidelity kuj paub zoo rau cov khoom xws li nyiaj laus account thiab nws cov peev txheej kev kawm
Tej zaum koj yuav tau hnov txog Vanguard thawj zaug hauv cov ntsiab lus ntawm ib qho ntawm nws cov nyiaj sib koom lossis Performance index cov nyiaj, uas muaj dav rau kev yuav khoom txawm tias tsis yog-Vanguard brokerage accounts. Txawm li cas los xij, lub tuam txhab tseem muaj lwm yam kev xaiv xws li daim ntawv cog lus thiab CDs uas ua rau nws txaus nyiam rau cov neeg ua lag luam tsis muaj zog.
TD Ameritrade tau nyob ib ncig ntawm qee daim ntawv txij li xyoo 1975, txawm hais tias rov qab los nws tau hu ua First Omaha Securities. Txij li thaum Lub Kaum Hli 2020, lub tuam txhab tau ua haujlwm raws li lub koom haum ntawm Charles Schwab, thiab TD tam sim no nyob rau hauv cov txheej txheem ntawm kev sib koom ua ke ntau ntxiv rau hauv cov kev pabcuam nyiaj txiag, nrog rau hnub xav ua tiav qee lub sijhawm hauv 2023. TD Ameritrade yog lub tuam txhab ua haujlwm puv ntoob, muab brokerage accounts zoo li a robo-kws pab tswv yim kev.
TD Ameritrade vs. Fidelity vs. Vanguard: Nqi
Cov neeg lag luam tab tom nrhiav kev paub txog tus nqi qis yuav tsum tsis txhob muaj teeb meem nrhiav ib qho ntawm peb lub tuam txhab uas tau hais hauv tsab xov xwm no, yog tias lawv lo rau txhua lub tuam txhab lub zog, raws li peb yuav tshawb xyuas ntxiv.
Piv txwv li, investor nrog a cov nyiaj pab koom tuam txhab nyiaj ntawm Vanguard tuaj yeem pauv cov nyiaj Vanguard kev sib koom ua ke lossis ETF (nrog rau ntau txhiab nyiaj uas tsis yog Vanguard) nyiaj ua haujlwm pub dawb, muab koj tso kev lag luam online. Txawm li cas los xij, yog tias koj xav pauv tus kheej cov khoom lag luam, koj yuav ntsib tus nqi $ 7 ib qho kev lag luam, thiab tus nqi ntawd yuav nce ntxiv yog tias koj ua lag luam txaus rau tus kheej hauv ib xyoos. Ib tus account brokerage ntawm Vanguard kuj tuaj nrog $ 20 tus nqi pabcuam txhua xyoo, tab sis qhov no tuaj yeem zam tau yooj yim los ntawm kev ua tiav ib qho ntawm ob peb yam xwm txheej, xws li xaiv cov nqe lus hluav taws xob.
TD Ameritrade kuj ua rau nws ua tau rau cov tub ua lag luam ua lag luam hauv siab tsis tau ntsib ntau tus nqi. Lub tuam txhab muab $0 nqe rau cov khoom lag luam online, ETF, kev sib koom ua ke thiab kev xaiv. Kev lag luam nyiaj txiag muaj tus nqi $ 1 kev lag luam, thiab cov khoom lag luam txawv teb chaws tuaj yeem hloov pauv rau tus nqi $ 15.
Fidelity ua haujlwm nrog cov qauv zoo sib xws, tso cai rau kev lag luam tsis muaj nqi rau tag nrho US sib npaug, qhov teeb meem tshiab bonds, ETFs, kev xaiv thiab Fidelity mutual funds. Yog tias koj xav yuav lossis muag cov nyiaj tsis yog Fidelity (tej zaum los ntawm Vanguard), koj yuav ntsib tus nqi $ 49.95.
TD Ameritrade vs. Fidelity vs. Vanguard: Kev Pabcuam thiab Nta
TD Ameritrade, Fidelity thiab Vanguard muaj ntau yam sib xws thaum nws los txog rau cov hom nyiaj thiab lwm yam khoom uas lawv muab rau lawv cov neeg siv khoom. Cov tub ua lag luam yav tom ntej, ntxiv rau tus qauv brokerage tus account, tseem tuaj yeem nrhiav cov nyiaj laus rau tus kheej, 529 cov phiaj xwm thiab cov peev txheej kev kawm ntawm txhua lub tuam txhab. Qhov ntawd tsis yog hais, txawm li cas los xij, tias cov khoom hauv txhua lub tuam txhab zoo ib yam.
Thaum nws los txog rau Vanguard, nws yuav muaj txiaj ntsig los kos qhov sib txawv ntawm qhov ua tau thiab qhov uas muab kev paub zoo tshaj plaws. Piv txwv li, cov tub ua lag luam nrog Vanguard brokerage account yeej muaj peev xwm los pauv cov khoom lag luam ntawm lawv cov nyiaj. Txawm li cas los xij, vim yog cov nqi uas qhov kev txiav txim siab yuav ua rau, Vanguard brokerage account yog qhov zoo dua rau kev nqis peev tsis zoo ntawm cov khoom xws li cov nyiaj sib koom.
Tsis tas li ntawd, yog tias koj txaus siab rau qhov kev nqis peev ntau dua, Vanguard tseem muaj cov kev pabcuam robo-advisor hu ua vanguard tus kws pab tswv yim tus kheej. Qhov kev pabcuam no them tus nqi tswj hwm 0.3%, thiab nws tseem yuav tsum tau nqis peev tsawg kawg nkaus ntawm $ 50,000.
Yog tias koj tab tom nrhiav kom muaj lub luag haujlwm tseem ceeb hauv kev cob qhia txhua hnub uas tshwm sim hauv koj tus account brokerage, ob qho tib si Fidelity thiab TD Ameritrade muaj cov qauv uas yuav zoo nkauj dua. Kev ncaj ncees, ntxiv rau qhov kev lag luam tsis muaj nqi uas tuaj yeem tshwm sim hauv tus account brokerage, kuj muaj kev pabcuam robo-tus kws pab tswv yim hu ua Fidelity Go. Tsis muaj qhov yuav tsum tau tshuav tsawg kawg nkaus, tab sis yog tias qhov nyiaj tshuav hauv koj tus as khauj nyob nruab nrab ntawm 10,000 thiab $ 50,000, koj yuav ntsib tus nqi them txhua hli ntawm $ 3. Yog tias koj qhov nyiaj tshuav tshaj $ 50,000, tus nqi them txhua xyoo ntawm 0.35% ntawm koj tus lej nyiaj tshuav yuav raug siv.
TD Ameritrade vs. Fidelity vs. Vanguard: Online thiab Mobile Experience
Rau tag nrho peb lub tuam txhab tau hais hauv tsab xov xwm no, cov tub ua lag luam yuav tsum tsis muaj teeb meem nkag mus thiab tswj lawv cov nyiaj los ntawm txhua lub platform yog qhov zoo tshaj plaws rau lawv, tsis yog mobile, desktop lossis lwm yam. Tag nrho peb muaj mobile apps uas muaj nyob rau ntawm Apple App Store thiab Google Play Store.
Thaum cov khoom lag luam peev nws muab cov khoom sib tw zoo ib yam li ob lub tuam txhab, ib yam uas tau teeb tsa TD Ameritrade sib nrug yog nws qhov khoom plig tau txais txiaj ntsig peev, txoj kev xav. Muaj raws li lub desktop app, mobile app thiab web application, lub platform no ua rau hnub ua lag luam thiab kev ua lag luam nyuaj ua npau suav rau cov tub ua lag luam siab heev nrhiav cov cuab yeej uas yuav pab lawv kho qhov kev tshawb pom thiab ua tiav ntawm kev tswj hwm lawv cov ntaub ntawv.
Leej twg Yuav Tsum Siv TD Ameritrade vs. Fidelity vs. Vanguard?
Yog tias koj tab tom nrhiav kom koom nrog kev lag luam zoo thiab koj tau tso koj beginner xwm txheej nyob rau hauv daim iav rearview, Fidelity yuav yog qhov chaw rau koj. Nws cov qauv nqi yog qhov zoo rau cov tub lag luam nquag, thiab nws qhov dav ntawm cov xov xwm, cov cuab yeej tshuaj ntsuam xyuas thiab cov peev txheej kev kawm yuav ua kom koj ib txwm muaj cov ncauj lus tshiab ntawm koj lub ntsis ntiv tes.
TD Ameritrade, ua tsaug rau nws cov qauv nqi txaus nyiam thiab cov kev pabcuam dav dav, yog ib yam ntawm txhua tus jack. lag luam rau cov tub ua lag luam. Txawm hais tias koj xav pauv los ntawm koj lub xov tooj lossis muaj kev sib raug zoo nrog tus kws pab tswv yim, nws yuav muaj txoj hauv kev rau koj.
Yog tias koj tab tom nrhiav ib tus account brokerage los pab koj hauv qee qhov kev nqis peev uas tsis muaj nqis, koj yuav tsis raug cuam tshuam los ntawm qhov teeb meem loj tshaj plaws ntawm Vanguard, vim tias koj yuav tsis ua lag luam ntau tus neeg sib npaug. Qhov no yuav tso cai rau koj kom tau txais txiaj ntsig zoo ntawm Vanguard cov nyiaj txiag saum toj kawg nkaus.
Cov kab hauv qab
Txawm hais tias muaj cov ntsiab lus sib txawv ntawm cov tuam txhab no, tag nrho peb tau dhau los ua neeg paub zoo hauv kev lag luam kev pabcuam nyiaj txiag rau kev muab cov khoom zoo rau lawv cov neeg siv khoom. Cov tub lag luam ntawm txhua lub tuam txhab muaj peev xwm tswj hwm lawv cov ntaub ntawv sau tseg nyob rau hauv ib yam uas haum rau lawv lub neej thiab tsis muaj nqi ntau dhau. Yog tias koj tab tom nrhiav kom koom nrog tus account brokerage rau hauv koj lub neej nyiaj txiag, nws nyuaj rau ua yuam kev nrog txhua lub tuam txhab.
Cov Lus Qhia rau Kev Ua Lag Luam
Txawm hais tias nrog ib qho ntawm cov kev nqis peev zoo tshaj plaws no, koj tseem yuav tau ua txhua yam kev xaiv ntawm qhov koj tab tom nqis peev hauv. Yog tias koj, hloov pauv, tab tom nrhiav automate koj cov peev txheej ces koj yuav xav ua haujlwm nrog tus kws pab tswv yim nyiaj txiag. . Nrhiav ib tug tsis tas yuav nyuaj. SmartAsset lub cuab yeej pub dawb phim koj nrog txog peb tus kws pab tswv yim nyiaj txiag uas ua haujlwm rau koj cheeb tsam, thiab koj tuaj yeem xam phaj koj tus kws pab tswv yim sib tw yam tsis tau them nqi los txiav txim seb qhov twg yog qhov zoo rau koj. Yog tias koj npaj mus nrhiav tus kws pab tswv yim uas tuaj yeem pab koj ua tiav koj cov hom phiaj nyiaj txiag, tau pib tam sim no.
Yog tias koj tab tom sim ua haujlwm nrog ib qho ntawm cov tuam txhab saum toj no thiab txiav txim siab seb koj cov khoom vaj khoom tsev yuav zoo li cas thiab koj tuaj yeem muaj li cas hauv ob peb xyoos, siv peb free peev tshuab xam zauv.
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Tus ncej TD Ameritrade vs. Fidelity vs. Vanguard tshwm sim thawj zaug SmartAsset Blog.
Tau qhov twg los: https://finance.yahoo.com/news/td-ameritrade-vs-fidelity-vs-130034443.html