Tshwj xeeb raws li kev txhawj xeeb ntawm kev lag luam kev lag luam, cov kws tshaj lij hais tias kev txuag nyiaj yog qhov tseem ceeb - txawm tias koj tsis muaj ntau lab.
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Thaum muaj hnub nyoog 26 xyoo, Norwegian heiress Alexandra Andresen muaj nqis kwv yees li $ 1.2 nphom nyiaj, ua rau nws yog ib tus neeg yau tshaj plaws hauv ntiaj teb. Tab sis txawm hais tias nws txoj kev nplua nuj los ntawm kev muab khoom plig 42% ntawm nws txiv lub tuam txhab peev Ferd, tus yeej equestrian paub yuav ua li cas txuag nyiaj. (Saib kom txuag nyiaj ib yam nkaus? koj tuaj yeem pom qee qhov nyiaj khaws cia zoo tshaj plaws muaj tam sim no ntawm no.)
"Kuv txuag thaum kuv tau txais kuv cov nyiaj pub dawb txhua lub lim tiam, thiab kuv khaws cov khoom plig nyiaj ntsuab uas kuv yeej hauv kev sib tw lossis yog tias kuv tau nyiaj los ua khoom plig rau kuv lub hnub yug. Nws txhais tau tias kuv tuaj yeem yuav kuv tus kheej yam kuv xav tau, xws li lub hnab lossis nkawm khau, tsis tas yuav thov niam lossis txiv rau nyiaj, "Andresen hais rau Kev ywj pheej hauv 2016. Thiab ob xyoos ua ntej, nws hais tias, "Kuv yeej cawm tau txhua lub sijhawm, kuv ib txwm ua [qhov no]."
Tshwj xeeb raws li kev txhawj xeeb ntawm kev lag luam kev lag luam, cov kws tshaj lij hais tias kev txuag nyiaj yog qhov tseem ceeb, txawm tias koj tsis muaj ntau lab. Tseeb tiag, muab qhov kev nyab xeeb kev lag luam no, Suze Orman tsis ntev los no tau hloov kho nws cov lus qhia txog kev txuag nyiaj rau 12 lub hlis ntawm cov nuj nqis nyob rau hauv ib qho xwm txheej ceev, nce los ntawm nws cov lus qhia qub ntawm yim lub hlis. “Kev nce nqi yog pem hauv ntej thiab nruab nrab qhov twg peb tig. Tus nqi ntawm cov khoom noj, sau cov roj tank, thiab them cov nqi hluav taws xob yog tag nrho cov nqi kim tshaj li ib xyoos dhau los. Cov ntawm koj cov neeg xauj tsev zoo li yuav ntsib tus nqi rov qab ntau dua.Kuv thov txim hais tias tag nrho cov ntawd yuav txhais tau tias koj yuav tsum xav txog kev txhawb nqa koj cov nyiaj khaws cia thaum muaj xwm txheej ceev ib yam, "Orman tau sau rau hauv nws qhov blog. Koj tuaj yeem pom qee qhov nyiaj khaws cia zoo tshaj plaws muaj tam sim no ntawm no.
Thiab rau nws ib feem, Dave Ramsey pom zoo kwv yees li 3-6 lub hlis ntawm cov nuj nqis hauv cov nyiaj thaum muaj xwm txheej ceev. “Tus lej no yuav saib txawv rau txhua tus. Qhov yooj yim tshaj plaws los txiav txim siab yog nug koj tus kheej li no: Yog tias kuv tawm haujlwm, nws yuav siv nyiaj ntau npaum li cas kom tau kuv mus txog peb mus rau rau lub hlis? Xav txog tej yam uas tsim nyog, cov nuj nqis uas koj muaj (khoom noj, vaj tse, khoom siv hluav taws xob, tsheb thauj mus los, thiab lwm yam) thiab tsis $ 400 koj xav siv dawb-rau-txhua lub khw muag khoom - uas tsis suav, "nws sau.
Yog li cas koj txuag "txhua lub sijhawm" zoo li Andresen ua li cas? Ib lub tswv yim yooj yim: Ua kom nws tsis siv neeg. Muab qee feem ntawm koj daim tshev nyiaj tau txais mus rau hauv cov nyiaj khaws cia kom txog thaum koj tau ntaus koj lub hom phiaj nyiaj kub kub, cov kws tshaj lij hais.
"Yuav muaj qee lub sijhawm thaum nws zoo li tsis muaj peev xwm txuag tau, yog li los ntawm kev teeb tsa lub tshuab tsis siv neeg zoo li muaj feem pua ntawm txhua daim tshev nyiaj ncaj qha mus rau hauv cov nyiaj khaws cia txhua lub hlis, qhov no yuav ua rau qee yam txuag thiab nqis peev tsawg lub sijhawm los tsim cov peev txheej xwm txheej ceev thiab teem ib sab nyiaj rau hnub los nag lossis lub hom phiaj nyiaj txiag, "hais tias Bobbi Rebell, tus sau phau ntawv niam txiv thiab nyiaj txiag Launching Financial Grownups thiab tus kws tshaj lij nyiaj txiag ntawm Tally.
Cov lus qhia, cov lus pom zoo lossis cov qeb uas tau hais hauv tsab xov xwm no yog cov ntawm MarketWatch Picks, thiab tsis tau raug tshuaj xyuas lossis pom zoo los ntawm peb cov koom tes ua lag luam.
Tau qhov twg los: https://www.marketwatch.com/picks/though-shes-one-of-the-youngest-billionaires-in-the-world-with-an-estimated-net-worth-of-1-2- billion-she-practices-this-thrifty-money-move-all-the-time-and-so-should-you-01663173884?siteid=yhoof2&yptr=yahoo