Cov neeg siv Robinhood hais tias Trading App yuav tsis nyiaj hauv lawv cov txiaj ntsig kev twv txiaj tawm tsam Silicon Valley Bank

If koj muaj "Robinhood controversy" ntawm koj 2023 banking crisis bingo card, koj muaj hmoo. Lub square nyuam qhuav hu. Tsis zoo li cov khoom lag luam meme zoo tshaj plaws ntawm xyoo 2021, qhov brouhaha no tig los ntawm kev xaiv thiab yuav ua li cas cov neeg siv ntawm tus broker lub app tsis tuaj yeem them nyiaj rau lub cev qhuav dej ntawm Silicon Valley Bank thiab Kos Npe Lub Tuam Txhab txawm tias lawv cov thawj koom ruam nyob hauv cov nyiaj.

Muab cov kev xaiv yog ib txoj hauv kev rau cov tub ua lag luam los twv seb tus nqi ntawm cov khoom lag luam yuav poob qis. Yog tias cov khoom lag luam poob qis, tus tub luam tuaj yeem muag cov khoom ntawm tus nqi siab dua li tus nqi lag luam, ua kom tau nyiaj. Los yog lawv tuaj yeem muag daim ntawv cog lus rau lwm tus neeg uas xav tias cov shares yuav poob ntxiv. Yog hais tias nws ua hauj lwm, nws zoo li yeej lub rho npe nrog ntxiv lawm ntawm kuj tau txais mus rau revel nyob rau hauv lwm tus neeg tsis ua hauj lwm.

Nyob rau hauv rooj plaub ntawm Silicon Valley Bank thiab Signature Bank, qee cov neeg siv Robinhood pom cov ntawv sau rau ntawm phab ntsa thiab yuav muab cov kev xaiv ntawm cov khoom lag luam ua ntej lawv tawg. Tau kawg, cov tsev txhab nyiaj tau tawg. Nws yuav tsum tau ua cua daj cua dub rau cov neeg uas pom teeb meem brewing.

Qhov teeb meem yog, raws li cov neeg siv ntawm kev lag luam app, Robinhood tsis tso cai rau lawv muag lawv cov ntawv cog lus lossis tau them nyiaj. Ib qho ntawm cov ntawv cog lus tau teem tseg rau hnub Friday. Uas tau txais ib co ntawm lawv miffed.

Robinhood, uas tsis tau teb tam sim ntawd rau kev thov tawm tswv yim, muaj nws cov laj thawj rau tsis cia cov neeg siv siv lawv cov kev xaiv. Cov shares tsis trading lawm, yog li nws yog me ntsis ntawm kev npau suav phem logistical los yuav cov shares yog tias koj tsis tau muaj lawv kom txaus siab rau daim ntawv cog lus. Tsis muaj ntau tus neeg tab tom nrhiav yuav cov ntawv cog lus tam sim no tau muab tias cov khoom lag luam twb nyob rau ntawm lub rooj ua haujlwm thiab tsis muaj ntau, yog tias muaj, downside sab laug rau peev nyiaj rau.

Robinhood tsis yog tib qho kev pauv uas tsis ua raws li, raws li cov khw muag khoom xaiv cov tub luam. Kev ncaj ncees, uas tsis tau rov qab thov kev tawm tswv yim tam sim ntawd, kuj tau ua rau kev tawm tsam kev sib raug zoo rau nws tsis them nyiaj. Tsis xav tsis thoob, muab nws cov keeb kwm, Robinhood zoo li yog lub hnab xuas nrig xaiv.

Qhov ntawd tsis txwv cov neeg siv los ntawm kev nug tag nrho cov lus nug tseem ceeb: vim li cas lawv thiaj li tau tso cai yuav muab cov ntawv cog lus ntawm cov khoom lag luam uas lawv tsis muaj nyob rau hauv thawj qhov chaw yog tias qhov no yog ib qho xwm txheej rau kev them nyiaj yog tias muaj xwm txheej zoo li qhov no tshwm sim?

Robinhood mobile trading app tau tsim los rau kev ywj pheej nyiaj txiag, coj lub zog ntawm kev lag luam rau tib neeg, cuam tshuam rau cov tub ntxhais hluas lub club ntawm Wall Street. Txawm li cas los xij, thaum lub rooj sib tham meme zoo tshaj plaws ntawm 2021 tau tshwm sim, Robinhood pom nws tus kheej khov, zoo li tus menyuam dev ntshai, raws li qhov kev thov nce ntxiv rau GameStop thiab lwm yam khoom kub tau hem kom dhau lub platform cov txheej txheem. Lub tuam txhab phau ntawv hnab tshos, nws tig tawm, tsis sib sib zog nqus txaus los daws qhov kev sib tw sai sai hauv kev lag luam, tawm hauv Robinhood ntawm tus nuv rau ntau tshaj li qhov nws muaj peev xwm them taus. Qhov tshwm sim yog qhov kev tuag nyob ze tom qab los ntawm Congressional lub rooj sib hais uas muaj ciam teb ntawm yuav tsum-saib TV thiab kev tshawb xyuas ib xyoos ib zaug los ntawm Pawg Neeg Saib Xyuas Nyiaj Txiag Hauv Tsev uas tau txiav txim siab tias lub app tau ze rau flatlining dua li nws tau tso rau lub sijhawm.

Ib yam li cov meme Tshuag rov, lub lim tiam no simmering tso-xaiv scandal mus qhia tias txawm qhov zoo tshaj plaws bets tuaj yeem xaus tsis muaj nqis.

Muaj qhov kov ntawm irony rau qhov xwm txheej. Xyoo 2021, WallStreetBets cov neeg siv yws yws tias Gabe Plotkin's Melvin Capital, ntawm lwm tus, tau tuav lub luag haujlwm luv luv tiv thaiv GameStop - txhais tau tias lawv tsis muaj GameStop shares xa tawm ntawm lawv cov thawj koom ruam tawm tsam cov Tshuag. Tam sim no, Robinhood thiab lwm tus neeg ua haujlwm tau hais tias muab cov ntawv cog lus, uas yuav tsum paub meej tsis zoo ib yam li liab qab luv, tsis tuaj yeem raug tua vim tias cov shares tsis tuaj yeem yuav. Nws tag nrho me ntsis dhau ntawm lub qhov ntswg.

Raws li Twitter teeb nrog kev tsis txaus siab los ntawm cov neeg siv Robinhood, tus neeg muag khoom luv luv Marc Cohodes muaj lus qhia me ntsis: hu rau tus kws lij choj. Nws kuj tau cog lus tias yuav muaj "ntuj raug txim them" yog Robinhood lossis lwm tus broker saib "ntsia hlau Joe Six-Pack." Nyob twj ywm.