'Txo kev sib tw.' 5 qhov kev kwv yees rau kev lag luam vaj tsev nyob rau xyoo 2022, los ntawm cov kws lag luam thiab cov vaj tsev zoo

Peb twb tau pom cov nqi nce nyob rau lub hli thaum ntxov ntawm 2022, thiab qee tus neeg hais tias yuav txuas ntxiv mus.


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Aspiring cov neeg yuav khoom hauv tsev yuav tau saib raws li cov nqi tsev qiv nyiaj hauv lub hlis tsis ntev los no tau nce siab (txawm tias yuav tsum ncaj ncees lawv tseem nyob ze rau keeb kwm qis - saib cov nqi qis tshaj plaws uas koj tuaj yeem tsim nyog rau ntawm no), raws li tus nqi tsev. Thiab nws txhua tus tau nug cov lus nug: Yuav ua li cas rau kev lag luam vaj tsev nyob rau xyoo 2022? MarketWatch Picks khawb rau hauv qhov kev kwv yees zaum kawg thiab nug cov kws tshaj lij los qhia lawv cov kev xav.

Kev twv ua ntej 1: Cov paj laum yuav nce

Peb twb tau pom cov nqi nce nyob rau lub hli thaum ntxov ntawm 2022, thiab qee tus neeg hais tias yuav txuas ntxiv mus. Lub Tsev Haujlwm Saib Xyuas Nyiaj Txiag Nyiaj Txiag tau kwv yees tias tus nqi nruab nrab ntawm 30-xyoo tus nqi qiv nyiaj yuav raug ntaus 4.5% thaum kawg ntawm 2022, uas yog nce los ntawm lawv qhov kwv yees 4.3% ib hlis ua ntej, raws li cov Daim Ntawv Qhia Txog Nyiaj Txiag. Holden Lewis, tus kws tshaj lij hauv tsev thiab qiv nyiaj ntawm Nerdwallet hais tias "Tus nqi tsev qiv nyiaj yuav muaj qhov nce thiab nqis hauv 2022 thiab kuv yuav tsis xav tsis thoob yog tias lawv xaus lub xyoo ntawm 4.5% lossis siab dua," Thiab Dr. Lawrence Yun, tus kws tshaj lij nyiaj txiag ntawm National Association of Realtors, cia siab tias cov nqi yuav nce mus txog 4% rau feem ntau ntawm lub xyoo.

Kev twv twv 2: Cia siab tias kev sib tw tsis tshua muaj zog

Yog tias koj nyob hauv kev ua lag luam rau lub tsev, nco ntsoov: Qee tus kws tshaj lij MarketWatch Picks tau hais rau xyoo no yuav txhais tau tias kev sib tw tsawg dua. Tseeb tiag, Yun kwv yees qhov kev sib tw qis dua hauv kev lag luam vaj tsev nyob rau xyoo 2022. Thiab Lewis hais tias: "Kev sib xyaw ua ke ntawm kev nce nqi paj thiab nce nqi tsev yuav thawb qee tus neeg yuav khoom tawm ntawm kev ua lag luam, uas yuav ua rau txo qis kev sib tw tom qab lub caij ntuj sov. lub caij yuav khoom tas lawm. "

Kev twv twv 3: Kev nce nqi hauv tsev yuav qeeb

Tab sis tsuas yog ntau npaum li cas nws yuav qeeb yog rau kev sib cav (thiab kom ncaj ncees, feem ntau cov kws tshaj lij xav tias yuav nce). Tsis ntev los no tau tshaj tawm kev tshawb fawb los ntawm Zillow qhia tau hais tias txhua xyoo kev loj hlob ntawm cov nqi tsev yuav tsum tau nce mus txog lub caij nplooj ntoo hlav, nce siab ntawm 21.6% hauv lub Tsib Hlis ua ntej yuav qeeb mus rau 17.3% thaum Lub Ib Hlis 2023. Fannie Mae hais tias cov nqi tsev yuav nce 11.2% thoob plaws hauv lub xyoo no, ua raws li ntau ntxiv. Kev nce siab me ntsis hauv xyoo 2023. Tab sis Lub Koom Haum Hauv Tebchaws Hauv Tebchaws, uas tau soj ntsuam ntau dua 20 tus kws tshaj lij kev lag luam thiab vaj tse, kwv yees tus nqi vaj tsev yuav tsum nce 5.7% txog rau thaum xaus ntawm 2022.

Bill Dallas, tus thawj tswj hwm ntawm Nyiaj Txiag ntawm Asmeskas Cov Nyiaj Them Nqi, hais tias nws ntseeg tias peb yuav txuas ntxiv mus pom cov qib siab tshaj plaws ntawm cov nqi tsev txaus siab nyob rau hauv kev lag luam nyob deb nroog thiab suburban uas cov tib neeg tuaj yeem tau txais txiaj ntsig los ntawm kev muaj zog, kev lag luam rov qab los. "Raws li qee qhov kev lag luam uas peb pom nyob rau lub qab ntug, Kuv ntseeg tias kev nce nqi hauv tsev yuav zoo li qub hauv 2022 thiab kev loj hlob ntawm tus nqi hauv tsev yuav pib ua kom muaj txiaj ntsig zoo dua," Dallas hais.

Lwm yam uas yuav tsum tau xav txog: Cov paj laum siab dua yuav yuam cov neeg yuav khoom mus yuav khoom ntawm tus nqi qis kom lawv tuaj yeem them nyiaj txhua hli. Lewis hais tias "cov teeb meem kev them taus yuav qeeb tus nqi hauv tsev kom tsawg dua 10% xyoo no," Lewis hais. "Nrog Fed siv nws txoj cai levers los thawb cov nqi tsev qiv nyiaj ntau dua, nrhiav cov nqi tsev kom nce qeeb dua vim tias cov neeg yuav khoom raug yuam kom khw ntawm tus nqi qis," Lewis hais. 

Kev twv twv 4: Cov tsev Pricier yuav yooj yim dua

Raws li Yun thiab cov ntaub ntawv los ntawm National Association of Realtors, cov tsev raug nqi ntawm $ 500,000 thiab hauv qab no tau ploj mus sai, thaum muab khoom ntawm tus nqi siab dua tau nce. "Muaj ntau cov npe nyob rau sab saud, cov tsev raug nqi siab dua $ 500,000, piv rau ib xyoos dhau los, uas yuav tsum ua rau muaj kev txiav txim siab sai dua los ntawm qee tus neeg yuav khoom," Yun hais.

Kev twv twv 5: Foreclosures yuav nce

Nrog rau cov kev pab cuam qiv nyiaj qiv nyiaj yuav los xaus, cov kws tshaj lij hais tias qhov tseeb yog qee tus neeg yuav tsis tuaj yeem them lawv cov nyiaj them poob haujlwm, tshwj xeeb yog lawv tsis ua haujlwm. Yun hais tias, "Yog li ntawd, yuav muaj qee qhov uptick hauv kev kaw," Yun hais. 

Ntau lab tus tib neeg tau txais kev them nqi tsev nyob rau lub sijhawm muaj kev sib kis thoob ntiaj teb thiab cov uas tseem nyob hauv kev ua siab ntev rau xyoo 2022 yog qhov yuav muaj kev nyuaj siab nyiaj txiag tas mus li. Lewis hais tias "Thaum lawv qhov kev ua siab ntev dhau mus, lawv tsis tshua muaj peev xwm rov qab tau lawv cov nyiaj them rov qab thiab feem ntau yuav xaus rau kev kaw," Lewis hais.

Thiab Yun taw qhia tias COVID kev puas tsuaj kuj tseem yuav ua rau muaj kev hloov pauv hauv kev ua lag luam. "Cov neeg tuag txaus ntshai los ntawm COVID yuav xav tau kev hloov kho vaj tse, xws li kev txo qis tus poj ntsuam thiab muag vaj tse."

Tau qhov twg los: https://www.marketwatch.com/picks/reduced-competition-5-predictions-for-the-housing-market-in-2022-from-economists-and-real-estate-pros-01647616356?siteid= yhoof2&yptr=yahoo