Vim li cas thiaj hais tias 'tsis yog' rau lub khw credit card muab rau hnub Friday Dub no

Hauv kev maj nrawm ntawm lub khw muag khoom lub caij so hnub so, koj yuav raug ntxias kom hais tias yog thaum nug yog tias koj xav thov daim npav rho nyiaj hauv khw - tshwj xeeb tshaj yog tias koj tau txais nyiaj ntxiv rau hnub ntawd.

Tab sis muaj qhov laj thawj zoo los xav txog ob zaug lub caij no ua ntej sau npe - nce cov paj laum tuaj yeem txhais tau tias thaum kawg koj yuav them nyiaj ntau dua li koj txuag los ntawm cov txiaj ntsig ntawm lub khw muag khoom.

ntsig txog kev nqis peev xov xwm

Qhov kawg Thanksgiving portfolio nrog cov nqi nce

Qhov nruab nrab khw muag khoom credit card nqi a 26.72% tus nqi txhua xyoo, uas ntsuas ntau npaum li cas nws yuav raug nqi ib xyoos yog tias koj nqa qhov nyiaj tshuav, raws li kev txheeb xyuas tsis ntev los no los ntawm CreditCards.com.

Ntxiv ntawm Nyiaj Txiag:
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Qee lub npe tau them nyiaj siab txog 30.74%, uas yog "vwm siab," raws li Ted Rossman, tus kws tshuaj ntsuam xyuas kev lag luam loj ntawm CreditCards.com.

Zuag qhia tag nrho, qhov sib txawv ntawm credit card paj paj tau tsis ntev los no nce mus rau 19.14%Raws li Bankrate.com.

Tus nqi siab dua tuaj raws li txhua yam kev qiv nyiaj tau dhau los kim dua li Tsoom Fwv Teb Chaws Reserve ua haujlwm los tawm tsam cov ntaub ntawv nyiaj txiag siab.

Rossman tau hais tias "Yog tias koj yuav nqa qhov sib npaug, nws yog qhov txaus ntshai heev," Rossman tau hais.

Khw muag khoom credit cards feem ntau tuaj nyob rau hauv ob ntau yam: ib tug khw-branded credit card los yog ib daim card co-branded nrog lwm lub npe, feem ntau Visa los yog Mastercard.

Khw-tsuas credit cards tam sim no them qhov nruab nrab ntawm 28.22%, thaum cov khw muag khoom sib koom ua lag luam tau them qhov nruab nrab ntawm 25.01%, CreditCards.com pom.

Qee lub tuam txhab nyiam them tus nqi siab dua.

Cov uas tuaj yeem them tus nqi siab tshaj APRs ntawm 30.74% suav nrog Speedy Rewards Mastercard, Kroger Rewards World Elite Mastercard thiab cuaj hom koom nrog Kroger, raws li CreditCards.com.

Tab sis cov neeg qiv nyiaj yuav tau txais txiaj ntsig zoo dua ntawm cov npav no raws li lawv cov ntaub ntawv credit.

Lwm daim npav khw muag khoom nkaus xwb tuaj yeem them 29.99%, suav nrog Cov Loj Loj, Cov Tsheb Loj Loj, Jared, Kay Jewelers, Piercing Pagoda, Sterling Family of Jewelers thiab Zales, CreditCards.com qhia.

Raws li kev nce nqi tau txuas ntxiv thawb cov neeg siv khoom siab dua, ntau dua li ib feem peb ntawm cov neeg yuav khoom - 35% - hais tias lawv tuaj yeem thov rau daim npav rho nyiaj muag khoom xyoo no, nce ntawm 29% xyoo tas los, raws li kev lag luam. LendingTree kev tshawb fawb tsis ntev los no.

Matt Schulz, tus kws tshuaj ntsuam xyuas credit ntawm LendingTree hais tias "Nws tseem ceeb heev uas koj nkag siab qhov koj tau nkag mus ua ntej koj thov,"

Nws yuav pab tau rau lub sijhawm ntev yog tias koj tsis kam lees txais qhov kev lees paub ntawm qhov kev txiav txim siab ntawm lub sijhawm tam sim no thiab hloov mus tob rau hauv cov ntsiab lus thiab cov xwm txheej ua ntej kos npe tom qab, nws hais.

Cov neeg qiv nyiaj kuj tseem yuav tsum ceev faj txog cov paj laum ncua sij hawm, uas ua rau cov neeg siv khoom tau txais txiaj ntsig ntawm 0% tus nqi pib. Tab sis thaum cov tas sij hawm, lawv yuav raug them rov qab cov paj laum ntawm lawv cov nyiaj tshuav.

Rossman tau hais tias "Tshwj xeeb tshwj xeeb yog tias daim npav khw muag khoom muaj kev txhawb nqa nyiaj txiag ncua," Rossman tau hais. "Qhov kev txaus siab rov qab tuaj yeem cuam tshuam koj."

Tej zaum koj kuj xav xav txog lwm txoj kev qiv nyiaj.

Txawm hais tias qhov kev yuav daim pib loj tuaj yeem muab kev txuag nyiaj ntau ntawm daim npav rho nyiaj hauv khw, cov khoom plig muaj peev xwm los ntawm daim npav rho nyiaj feem ntau yuav muaj txiaj ntsig zoo dua lossis zoo dua rau koj cov kev siv nyiaj, Rossman tau hais.