Cov tub lag luam feem ntau hnov tias txawm tias kev lag luam poob qis, cov khoom lag luam zoo li nce mus dhau sijhawm. Tab sis qhia rau cov tub ua lag luam saib lawv cov ntaub ntawv poob qis, tshwj xeeb tshaj yog tias lawv nqis peev ntau hauv cov nyiaj qiv nyiaj. Cov no sawv cev rau pab pawg ntawm cov khoom lag luam uas taug qab cov txiaj ntsig zoo li S&P; 500 (^ GSPC), Nasdaq (^IXIC), lossis Dow Jones Industrial Average (^ DJI).
Nyob rau hauv txuas ntxiv ntawm Yahoo Nyiaj Txiag series 'Yuav ua li cas hauv lub lag luam dais,' peb nug cov kws tshaj lij seb lawv xav li cas ntawm kev nqis peev hauv lub sijhawm no.
Cov lag luam tau raug ntaus xyoo no. Passive investor nyob rau hauv index fund yog nyob rau hauv dej. Puas yog index investing tshaj?
"Kev hais lus dav dav nws tsis yog ib lub tswv yim zoo los sim ua lub sijhawm ua lag luam, txawm tias koj tab tom yuav cov peev nyiaj lag luam lossis cov peev txheej tswj hwm. Thaum lub lag luam poob qis nws feem ntau yog lub sijhawm zoo tshaj plaws los tso nyiaj ua haujlwm rau lub sijhawm ntev. Rau kaum xyoo dhau los ntxiv rau peb tau nyob rau lub sijhawm pheej yig nyiaj uas cov ntsiab lus tsis tseem ceeb, "Jim Polk, tus thawj coj ntawm kev nqis peev nyiaj txiag ntawm Homestead Advisers, hais rau Yahoo Finance.
"Yuav luag tag nrho cov khoom lag luam tau nce siab yog li nyob rau hauv qhov ntsuas tau zoo. Cov cuab tam ntau dua uas tau ntws mus rau hauv qhov nyiaj tau los ntau qhov nyiaj tau los yuav qhov lawv twb muaj lawm, uas tsim lub voj voog tsim txiaj, "nws hais ntxiv.
Lub caij no, Terry Sandven, tus thawj tswj hwm kev ncaj ncees ntawm US Bank Wealth Management tau hais tias, "Keeb kwm qhia cov tub ua lag luam nrog lub sijhawm ntev ntev yuav ua rau muaj txiaj ntsig zoo dua li xyoo-rau-xyoo gyrations ntawm cov nyiaj rov qab, ob qho tib si zoo thiab tsis zoo, tau txais kev sib tw ntawm lub sijhawm ntev dua. lub sij hawm. Qhov no siv rau ob qho tib si nquag thiab tsis muaj peev txheej. "
Cov tub ua lag luam puas yuav tsum tau xaiv ntau dua thaum nqis peev?
"Cov tub ua lag luam yuav tsum tau xaiv ib txwm xaiv thaum nqis peev, txawm hais tias nyob rau hauv qhov kev nyab xeeb ntawm qhov tsis paub tseeb thiab qhov kev xav tau qis dua, ua li ntawd tseem ceeb dua," Daniel Berkowitz, Senior Peev Officer ntawm Prudent Management Associates, hais rau Yahoo Finance.
Nrog rau cov paj laum nce ntxiv, "Peb xav tias ib puag ncig kev nqis peev yuav nyuaj dua li nws tau nyob hauv ob peb xyoos dhau los. Kev ua lag luam yuav sib txawv ntawm cov tuam txhab thiab cov khoom lag luam ntau dua li ob peb xyoos dhau los, "said Polk ntawm Homestead Advisors.
"Raws li cov thawj coj ua haujlwm peb ntseeg tias muaj txiaj ntsig rau kev paub txog yam koj muaj thiab siv cov txheej txheem kev qhuab qhia los txheeb xyuas cov hauv kev rau txim siab. Thiab nrog rau qhov kev hloov pauv kev lag luam no muaj txiaj ntsig ntau dua yuav muab tso rau ntawm cov thawj coj ua haujlwm uas tuaj yeem sib txawv lawv tus kheej los ntawm qhov ntsuas ntsuas, "nws hais ntxiv.
Yuav ua li cas cov tub ua lag luam nrhiav thiab xaiv cov khoom muaj nqis?
“Tsis yog tag nrho cov khoom lag luam tau muab tso rau sib npaug. 'Tus yeej' cov khoom lag luam yog cov uas zoo tshaj plaws nrog cov hom phiaj ua lag luam, xws li thoob ntiaj teb piv rau hauv tsev, loj piv rau cov tuam txhab me, kev loj hlob piv rau tus nqi, thiab kev faib khoom vaj khoom tsev, "Terry Sandven, US Bank Wealth Management tus thawj tswj hwm kev ncaj ncees, hais rau Yahoo Finance.
"Thaum kawg, cov tuam txhab yuav tsum tsim kom muaj kev loj hlob zoo ib yam kom muaj txiaj ntsig zoo dua. Lwm yam tseem ceeb suav nrog kev tshuav nyiaj li cas, kev xav tau peev, nyiaj txiag txaus, kev sib tw toj roob hauv pes, thiab lwm yam, "Sandven ntxiv.
Rau cov tub ua lag luam siv cov tswv yim tswj hwm tshwj xeeb, "tuav lawv los ntawm kev ua lag luam tag nrho yog qhov tseem ceeb rau kev ua tiav. Kev txheeb xyuas cov thawj coj yeej ua ntej yog qhov nyuaj, tab sis nws tsuas yog ib nrab ntawm kev sib ntaus sib tua, "Berkowitz ntawm Prudent Management Associates.
"Nws yog ib qho yooj yim heev rau kev tso nyiaj ntawm lub tswv yim tswj hwm uas ua rau muaj kev ua lag luam tsis zoo hauv ib lub xyoo, lossis txawm tias lub qab ntug 3 xyoos, tab sis txawm tias cov tswv yim ua tau zoo tshaj plaws tau ntsib cov kev ua tsis zoo no - nws yog ib feem ntawm kev nqis peev. , ”nws hais.
Ines yog tus tshaj xov xwm kev lag luam npog cov khoom lag luam los ntawm hauv pem teb ntawm New York Tshuag Txauv. Ua raws nws ntawm Twitter ntawm @ines_ferre kev
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Tau qhov twg los: https://finance.yahoo.com/news/passive-investing-in-volatile-markets-experts-weigh-in-145327113.html