Online brokerages tab tom sib ntaus sib tua kom yeej koj tus account. Thiab ib txhia txaus siab them rau nws.
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Kuj ceeb tias cov nyiaj tau txais txiaj ntsig zoo tshaj plaws tau txais yog tias koj qhib ib tus as-qhauj nrog tus brokerage lossis xa tus phooj ywg mus rau tus broker online. Feem ntau ntawm cov lag luam loj hauv online tau ua nws, suav nrog E-Kev Lag Luam, Charles Schwab (SCHW) thiab Nyiaj Pov Xyooj (TXHUA).
Morgan Stanley's (MS) E-Kev lag luam yog lub siab dawb siab tshaj. Nws raug xa tawm mus txog $ 3,500 yog tias koj tso nyiaj rau ib tus account nrog $ 1.5 lab lossis ntau dua.
Tab sis tsis txhob txhawj. Txawm hais tias koj tsis muaj ib lab bucks zaum ncig, brokerages tseem yuav them koj.
Hauv IBD's 2023 Qhov Zoo Tshaj Plaws Hauv Online Broker daim ntawv ntsuam xyuas, cov neeg teb tau ntsuas cov cwj pwm kev txhawb siab / luv nqi / nqi 12 ntawm 18 qhov zoo (saib peb 2023 methodology dab neeg). Tab sis txhua tus nyiam nyiaj dawb.
Online Brokerages: Nyiaj tshwj xeeb tsis yog rau Millionaires xwb
Tsis txhob xav tias koj yuav tsum yog ib tus neeg nplua nuj rau brokerages los muab kev txhawb siab rau koj tus account.
Siv E-Kev Lag Luam, piv txwv. Cov brokerage them ntau dua koj muab tso rau hauv, tab sis tseem muaj txaus nyiam muab rau cov nqi qis. E-Kev Lag Luam yuav them koj $ 50 rau kev qhib ib tus account nrog tsawg li $ 5,000 hauv nws. Yog tias koj muaj peev xwm nce $ 20,000 rau ib tus as-qhauj tshiab, qhov nyiaj tau tshaj ob npaug rau $ 100. Cov nyiaj tau nce ntxiv, nce mus txog $ 300 rau $ 100,000 tus account thiab $ 1,200 rau $ 500,000 tus account.
Yuav kom tau txais cov nyiaj tshwj xeeb, xyuas kom koj nkag mus rau BONUS22 code hauv koj daim ntawv thov. Koj yuav tsum tau them nyiaj rau tus as khauj hauv 60 hnub.
Cov neeg ua lag luam Incentives
Qee qhov online brokerages, qhov tseeb, tau them cov kev txhawb siab txuas ntxiv uas tuaj yeem thov rau feem ntau rau cov tub ua lag luam tshiab nrog cov nyiaj tshuav me me. Noj Robinhood (Hood), app-raws li broker uas caters rau pib ua lag luam. Lub Kaum Ob Hlis, lub tuam txhab tau tshaj tawm nws tus lej nyiaj laus tshiab (IRA) muab los pab cov neeg siv khoom txuag nyiaj laus. Robinhood yuav sib koom ua ke los ntawm 1%.
Qhov ntawd txhais li cas hauv cov nyiaj daus las thiab xees? Yog tias koj pab nyiaj ntau tshaj $6,000, Robinhood yuav muab ntxiv $60 rau hauv koj tus account. "Qhov no tsis yog kev txhawb nqa ib zaug, tab sis yog qhov muaj txiaj ntsig zoo nyob hauv Robinhood Tus account nyiaj laus, ”hais tias Robinhood tus cev lus Jacqueline White. Nws muaj kev ruaj ntseg vim Robinhood tseem ua rau koj li IRA lub sijhawm.
"Cov tuam txhab lag luam hauv online tau siv los muab kev lag luam pub dawb los nyiam cov neeg siv khoom tshiab, tab sis nrog kev ua lag luam rau feem ntau twb nyob rau xoom, lawv yuav tsum nrhiav lwm txoj hauv kev los ntxias cov tub ua lag luam los xaiv lawv," Mike Foy, tus thawj coj loj ntawm kev txawj ntse ntawm JD. Hwj chim. "Kev muab nyiaj ntsuab yog ib txwm muaj, thiab qee lub tuam txhab tseem muaj tswv yim ntau dua - zoo li Robinhood cov lus tshaj tawm tsis ntev los no tias lawv yuav phim (ib feem ntawm) qee cov neeg siv khoom IRA. "
Cov tuam txhab lag luam tau twv tias yog tias lawv tuaj yeem nyiam cov cuab tam tam sim no, nyob rau lub sijhawm ntev lawv yuav muaj peev xwm ua kom tau nyiaj los ntawm kev muag cov kev pab cuam ntau dua, suav nrog cov lus qhia thiab kev taw qhia raws li ntau tus tub ua lag luam pom tias lawv xav tau kev pab ntxiv thaum lawv cov nyiaj txiag loj hlob thiab lawv cov kev xav tau dhau los. complex dua lub sij hawm. Thiab muaj qee qhov pov thawj tias qhov no yuav yog lub tswv yim zoo mus tom ntej - ib qho piv txwv yog tias peb pom plaub ntawm tsib (81%) Gen Y DIY cov tub ua lag luam hais tias lawv yuav txaus siab rau qhov kev pabcuam automated lossis robo-kev nqis peev yog tias lawv lub tuam txhab muab nws. ”
Sizing Up Online Brokerages 'Kev muab
Txawm tias qhov loj tshaj plaws thiab feem ntau tsim hauv online brokerages yuav ua rau nws tsim nyog koj thaum ua haujlwm nrog lawv.
Charles Schwab, uas tsis tu ncua zoo nyob rau hauv IBD's Qhov Zoo Tshaj Plaws Online Brokers daim ntawv ntsuam xyuas thiab coj cov pob hauv xyoo no daim ntawv ntsuam xyuas, muab ntau cov nyiaj tau los. Qhib tus account tshiab nrog tsawg kawg yog $ 50 hauv lub Schwab Starter Kit program, thiab koj tuaj yeem tau txais nyiaj ntxiv ntawm $ 101. Cov nyiaj tau tshaj yog muab tso rau hauv koj tus as-qhauj tshiab thiab koj tuaj yeem siv nws los yuav "cov khoom lag luam", lossis cov pob nyiaj sib koom ua ke zoo li pob ntawm ntau cov khoom lag luam loj.
Tab sis Schwab qhov muaj feem tau txais txiaj ntsig zoo tshaj plaws yog qhov nyiaj ntxiv txog $ 1,000 yog tias koj qhib ib tus account tom qab raug xa mus los ntawm tus neeg siv khoom Schwab uas twb muaj lawm. Cov nyiaj tau los sib txawv raws li ntau npaum li cas koj tso rau hauv koj tus account Schwab.
Qhov nyiaj ntxiv yog $ 100 yog tias koj tso nyiaj $ 25,000, mus txog $ 1,000 yog tias koj qhib $ 500,000 tus account. Txhawm rau kom tau txais koj cov nyiaj ntxiv, xyuas kom koj tau txais tus lej xa mus los ntawm tus tswv cuab Schwab uas twb muaj lawm thiab muab nyiaj rau tus as-qhauj hauv 45 hnub.
Tsuas paub tias cov nyiaj tshwj xeeb hloov pauv tas li thiab tuaj yeem ploj mus txhua lub sijhawm.
Fidelity, lwm tus kws tshaj lij hauv online nrog IBD cov neeg teb cov lus nug, muab nyiaj ntxiv ntawm $ 150 rau cov neeg uas qhib cov nyiaj tsawg kawg yog $ 50 hauv nws cov nyiaj so koobtsheej-themed Starter Pack. Tab sis qhov kev thov ntawd tau tas sij hawm thaum lub Kaum Ob Hlis Ntuj. Nws tau txij li ntawd rov ua dua tshiab. Thiab tsis yog txhua tus broker muab nyiaj tshwj xeeb, suav nrog Cov Kev Sib Tham Sib Tham (IBKR).
Paub Qhov Risks
Tsis tas li ntawd, feem ntau cov nyiaj tshwj xeeb muaj cov cai txuas nrog uas koj yuav tsum ua raws. Feem ntau, koj muaj kwv yees li ib hlis kom tau nyiaj mus rau hauv tus account kom tau txais cov nyiaj tau los.
Thiab yog tias koj tab tom npaj kaw koj tus account uas twb muaj lawm thiab txav koj cov nyiaj, koj yuav ntsib tus nqi ntawm txoj kev tawm. Online brokers yuav them $50 lossis ntau dua yog tias koj hloov koj tus as khauj, qee zaum hu ua ACAT tus nqi hloov pauv. Tej zaum koj yuav zam tau tus nqi yog tias koj tsuas yog hloov ib feem ntawm koj tus account qub, tsis yog tag nrho.
Tab sis kuj muaj ib lawm los pab tus nqi, ib yam nkaus, yog tias koj yuav tsum them ib qho. Piv txwv li, yog tias koj tsiv mus rau ib tus as khauj uas muaj nqis txog $ 2,500 lossis ntau dua rau Ally Invest, ib chav tsev ntawm Nyiaj Pov Xyooj (TXHUA), nws yuav them rov qab cov nqi hloov mus txog $75.
Xav tias zoo li xav tau, puas yog?
Tau qhov twg los: https://www.investors.com/news/online-brokerage-will-pay-you-3500-just-to-open-an-account/?src=A00220&yptr=yahoo