'Tsis muaj lub cim ntawm kev rov qab los': Daim ntawv thov qiv nyiaj qis dua 22 xyoos, raws li cov neeg yuav khoom hauv tsev rub rov qab

Cov lej: Raws li cov nqi tsev qiv nyiaj mus rau 6%, yuav yog cov neeg yuav khoom hauv tsev txuas ntxiv nyob rau sab nraud, tso tawm kev yuav khoom thiab rov ua dua tshiab.

Kev thov tsis muaj zog los ntawm cov neeg yuav khoom tau cuam tshuam hauv Kev Lag Luam Composite Index, ib qho kev ntsuas ntawm daim ntawv thov qiv nyiaj. Qhov Performance index yog nyob rau theem qis tshaj hauv 22 xyoo, Lub Tsev Haujlwm Saib Xyuas Nyiaj Txiag (MBA) tau hais rau hnub Wednesday.

Kev lag luam Performance index poob 0.8% mus rau 258.1 hauv lub lis piam xaus lub Cuaj Hlis 2. Ib xyoos dhau los, qhov ntsuas tau sawv ntawm 705.6.

Daim duab loj: Tus nqi thiab cov nqi tsev qhia tsis pom qhov poob qis hauv lub sijhawm ze, yog li cov neeg yuav khoom xaiv tos. Qhov ntawd txhais tau hais tias kev poob qis hauv vaj tse yuav muaj nyob mus ntxiv. 

Qee tus neeg muag khoom thiab cov neeg tsim khoom raug tso tawm los ntawm lub caij nplooj zeeg ntawm cov neeg yuav khoom xav tias lawv nyob nraum pivoting rau lub lag luam xauj tsev.

Tab sis nyob nruab nrab ntawm txhua qhov kev tsaus ntuj no, tej yam yuav tshwm sim sai sai, MBA tau hais.

"Cov ntaub ntawv kev lag luam tsis ntev los no yuav tiv thaiv qhov kev poob qis hauv cov nqi tsev nyob ze, tab sis kev lag luam muaj zog uas tau piav qhia hauv lub Yim Hli cov ntaub ntawv yuav tsum txhawb nqa kev thov vaj tsev," Mike Fratantoni, tus lwm thawj coj loj thiab tus thawj coj nyiaj txiag ntawm MBA, tau hais hauv ib tsab ntawv. nqe lus. 

Hauv lwm lo lus, tus nqi tsis zoo li yuav poob qis, tab sis zoo dua txoj hauj lwm ua lag luam txhais rau cov nyiaj ua haujlwm siab dua, uas txhais tau tias tib neeg tuaj yeem them taus ntau dua. Ntxiv rau, cov cov khoom hauv tsev tseem nce ntxiv. Qhov ntawd yuav ua rau "qhov nce ntxiv hauv kev yuav khoom," Fratantoni tau hais.

Tab sis rau tam sim no, tsis muaj "tsis muaj lub cim ntawm kev rov qab los ntawm kev yuav daim ntawv thov," nws hais ntxiv.

Cov ntsiab lus tseem ceeb: Lub Refinance Index tau nqis los ntawm 1.1% thiab tau nqis 83% piv rau xyoo dhau los. 

Kev Tshawb Fawb Kev Lag Luam - uas ntsuas cov ntawv thov qiv nyiaj rau kev yuav tsev - poob los ntawm 0.7% ntawm lub lim tiam dhau los. 

Qhov nruab nrab daim ntawv cog lus tus nqi rau 30-xyoo tsev qiv nyiaj rau tsev muag rau $ 647,200 yog 5.94% rau lub lim tiam xaus lub Cuaj Hlis 2. Qhov ntawd yog nce los ntawm 5.8% lub lim tiam ua ntej, MBA tau hais.

Rau cov tsev muag rau ntau dua $ 647,200, tus nqi nruab nrab rau 30 xyoo yog 5.46%. 15-xyoo nce mus rau 5.23%.

Tus nqi rau kev hloov pauv tus nqi qiv nyiaj, uas suav nrog 8.5% ntawm tag nrho cov ntawv thov, tau nce mus rau 4.81%.

Lawv hais dabtsi? Daim ntawv thov kev yuav tsev tau nqis los ntawm 40% thaum Lub Yim Hli, piv rau Lub Ib Hlis xyoo no, Sam Hall ntawm Capital Economics tau sau rau hauv ib daim ntawv.

Hall cia siab tias qhov kev thov yuav poob ntxiv nyob rau lub hlis tom ntej no vim tias tus nqi yuav nce siab dua 6%.

Cov tshuaj tiv thaiv kev ua lag luam: Cov yield ntawm 10-xyoo Treasury daim ntawv
TUBMUSD 10Y,
3.267%

poob rau 3.31% hauv kev lag luam thaum sawv ntxov.

Tau txais kev xav ntawm kev lag luam vaj tsev? Sau rau MarketWatch reporter Aarthi Swaminathan ntawm [email tiv thaiv]

Tau qhov twg los: https://www.marketwatch.com/story/no-sign-of-a-rebound-mortgage-applications-hit-22-year-lows-as-home-buyers-pull-back-11662549800?siteid= yhoof2&yptr=yahoo