Muaj ntau qhov chaw nres tsheb qhib hauv qhov chaw cia khoom rau lub tsheb thauj khoom hauv California.
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Scarce tshiab- thiab siv-tsheb cov khoom muag hauv 2022 yuav tsum muab txoj hauv kev kom muaj qhov zoo dua me ntsis hauv xyoo 2023, thiab thaum qhov ntawd txhais tau hais tias kev tawg hauv nqi siab, kev them taus tseem yog ib qho kev sib tw, tshwj xeeb tshaj yog rau cov neeg siv khoom nrog subprime credit, raws li lub xyoo dhau los Consumer Credit Forecast, los ntawm credit bureau TransUnion.
"Qhov xov xwm zoo yog, peb tau kwv yees tias tom qab 2022, ib xyoos ntawm kev poob qis hauv lub hauv paus pib, feem ntau cuam tshuam los ntawm qhov tsis muaj cov khoom muag, peb cia siab tias cov hauv paus chiv keeb yuav loj hlob 4.6%," hauv 2023, Satyan Merchant, tus lwm thawj coj loj thiab tus thawj coj lag luam pib ntawm Chicago-based TransUnion.
Ntawd yog, TransUnion cia siab tias 2023 pib pib ntawm 28.8 lab, piv rau kwv yees li 27.5 lab rau 2022. "Cov Keeb Kwm" txhais tau hais tias chav tsev ntim ntawm cov qiv nyiaj tshiab thiab qiv, rau cov tsheb tshiab thiab siv thiab tsheb thauj khoom ua ke. Lub hauv paus chiv keeb tau poob qis ntawm kwv yees li 6.1% hauv 2022, piv rau 2021, TransUnion tau hais.
Thiab cov xov xwm phem, rau 2023?
"Qhov ntxeev sab, kuv xav tias, yog qhov tshwm sim los ntawm lub sijhawm kawg ntawm txwv cov khoom muag - qhov yog raws li peb tab tom tawm ntawm qhov ntawd, txawm tias nws yog xyoo dhau los, lossis thaum kawg ntawm lub xyoo tom ntej - peb tab tom nkag mus rau theem uas cov neeg siv khoom sib tw ntau dua, "Mechant tau hais hauv kev sib tham hauv xov tooj.
Txhawm rau muab qee qhov ntsiab lus, 2019 pib pib yog 27.9 lab, ua ntej COVID-19 kis thoob qhov txhia chaw, thiab ua ntej tsis txaus ntawm cov khoos phis tawj siv hauv kev tsim khoom pib.
cov nti tsis txaus maj mam dhau los ua mob me me, thiab cov tsheb tshiab thiab cov tsheb thauj khoom me me muaj ntau dua. Nyob rau hauv tas li ntawd, ntau cov khoom tshiab-tsheb thauj khoom kuj ua rau muaj tsheb siv ntau dua, thaum cov neeg siv khoom lag luam hauv lawv cov tsheb siv.
Cov tsheb thauj khoom tsis txaus nyob rau ob peb xyoos dhau los tau tsav nruab nrab cov nqi sib pauv mus sau los yog nyob ze-cov ntaub ntawv theem. Qhov ntawd tau ze li tus nqi ntawm cov neeg siv khoom nrog subprime credit tawm ntawm lub khw tshiab-tsheb tsheb nkaus xwb.
Tsis tas li ntawd xwb, ntau tus neeg yuav khoom tsheb tshiab tau yuav cov qauv siv tsheb lig yog tias lub tsheb tshiab lawv xav tau tawm ntawm cov khoom lag luam. Kev thov los ntawm cov neeg siv khoom nrog cov credit zoo tau nce tus nqi tsheb siv, ib yam nkaus.
Kev muaj txiaj ntsig zoo dua hauv 2023 yuav tsum muab qee qhov kev pab cuam los ntawm cov nqi siab, tab sis cov paj laum siab dua thiab lub peev xwm rau kev lag luam poob qis tuaj yeem cuam tshuam cov txiaj ntsig ntawm cov khoom zoo dua, TransUnion tau hais.
"Qhov kev pheej yig pheej yig tseem nyob hauv qhov chaw pib," tub lag luam hais.
Tau qhov twg los: https://www.forbes.com/sites/jimhenry/2022/12/14/newand-used-car-supply-improves-in-2023-but-affordability-still-tough-transunion-says/