Ib qho khoom muag muag hauv Monterey Park, California
Frederic J. Brown | AFP | Getty Dluab
Cov paj laum qis dua lub lim tiam dhau los, thiab thaum qhov ntawd ua rau me me los txhawb kev thov los ntawm cov neeg yuav khoom hauv tsev, nws tau xa cov tswv tsev nrhiav kev txuag nyiaj ntawm lawv cov nyiaj them txhua hli.
Cov ntawv thov kom rov qiv nyiaj qiv tsev tau nce 6% lub lim tiam dhau los ntawm lub lim tiam dhau los, raws li Lub Tsev Haujlwm Saib Xyuas Nyiaj Txiag Nyiaj Txiag tau hloov kho raws caij nyoog. Volume, txawm li cas los xij, tseem yog 85% qis dua tib lub lis piam ib xyoos dhau los.
Tus paj laum nruab nrab cog lus rau 30-xyoo tas-tus nqi qiv nyiaj qiv nyiaj nrog qhov ua tiav cov nuj nqis qiv ($ 647,200 lossis qis dua) poob qis rau 6.34% ntawm 6.42%, nrog cov ntsiab lus poob qis rau 0.59 los ntawm 0.64 (suav nrog tus nqi pib) rau cov nyiaj qiv nrog 20% nqes them nyiaj.
Daim ntawv thov nyiaj txais yuav tsev tau poob 0.1% rau lub lim tiam thiab 36% qis dua tib lub lis piam ib xyoos dhau los. Qhov no yog keeb kwm lub sij hawm qeeb tshaj plaws ntawm lub xyoo rau vaj tse, thiab thaum cov nqi qis dua li lawv tau ib hlis dhau los, lawv tseem muaj ntau dua ob npaug ntawm qhov lawv nyob hauv ib xyoos dhau los.
"Cov ntaub ntawv tshiab tshaj plaws ntawm kev ua lag luam vaj tsev qhia tias cov neeg tsim vaj tsev tau rub rov qab los ntawm kev tsim kho tshiab hauv kev teb rau cov tsheb khiav qis, thiab peb cia siab tias qhov tsis muaj zog ntawm qhov kev thov no yuav muaj nyob rau xyoo 2023, vim tias Asmeskas yuav nkag mus rau kev lag luam poob qis," hais tias Mike Fratantoni, MBA tus thawj coj nyiaj txiag. "Txawm li cas los xij, yog tias cov nqi tsev qiv nyiaj tseem pheej poob qis, raws li peb tau kwv yees, ntau tus neeg yuav khoom yuav rov qab mus rau kev lag luam tom qab xyoo, vim tias kev pheej yig tau txhim kho nrog ob qho tib si qis dua thiab qis dua nqi tsev loj hlob."
Tab sis cov nqi pib lub lim tiam no siab dua thiab txuas ntxiv nce siab rau hnub Tuesday, tom qab Bank of Japan ua rau muaj kev poob siab thoob ntiaj teb los ntawm kev hloov nws txoj cai nyiaj txiag. Ib qho kev tshawb fawb cais los ntawm Mortgage News Daily qhia qhov nruab nrab tus nqi ntawm 30-xyoo ruaj dhia dhia 11 lub hauv paus ntsiab lus.
Matthew Graham, tus thawj coj ua haujlwm ntawm Mortgage News Daily tau sau tias "Qhov no tsis yog yam uas yuav muaj kev cuam tshuam tsis tu ncua rau Asmeskas cov nqi hauv lub sijhawm luv luv," "Tsis tas li ntawd, qhov cuam tshuam loj dua li qhov nws yuav yog vim lub sijhawm xyoo."
Cov nqi tam sim no nyob ze rau 25 lub hauv paus ntsiab lus siab dua li lawv lub lim tiam dhau los rau hnub Thursday.
Tau qhov twg los: https://www.cnbc.com/2022/12/21/mortgage-refinance-demand-surged-6percent-as-interest-rates-dropped.html