Cov nyiaj txais qiv nyiaj rov qab xav tau dhia 18% raws li cov paj laum poob

Daim phiajcim 'Kev Muag Khoom' yog muab tso rau pem hauv ntej ntawm ib tsev neeg ib leeg lub tsev thaum Lub Kaum Hli 27, 2022 hauv Hollywood, Florida.

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Cov nqi tsev qiv nyiaj txuas ntxiv poob rau lub lim tiam dhau los, thiab ob tus tswv tsev tam sim no thiab cov neeg yuav khoom hauv tsev tau hnov ​​​​mob nrawm.

Tag nrho cov ntawv thov qiv nyiaj, suav nrog kev qiv nyiaj rov qab thiab qiv nyiaj los yuav tsev, tau dhia 7.4% lub lim tiam dhau los piv nrog lub lim tiam dhau los, raws li Lub Tsev Haujlwm Saib Xyuas Nyiaj Txiag Nyiaj Txiag tau hloov kho raws caij nyoog.

Qhov nruab nrab daim ntawv cog lus tus paj laum rau 30-xyoo-laus tus nqi qiv nyiaj nrog kev sib npaug qiv nyiaj ($ 726,200 lossis tsawg dua) poob rau 6.18% los ntawm 6.19%, nrog cov ntsiab lus poob rau 0.64 ntawm 0.65 (suav nrog tus nqi pib) rau qiv nrog 20% ​​nqis. kev them nyiaj. Tus nqi ntawd yog 3.83% tib lub lis piam ib xyoos dhau los.

Nrog rau cov nqi qis tshaj plaws txij li lub Cuaj Hli, kev thov nyiaj rov qab tau nce 18% lub lim tiam rau ib lub lim tiam tab sis tseem 75% qis dua tib lub lis piam ib xyoos dhau los. Qhov kev faib nyiaj rov qab ntawm cov nyiaj qiv nyiaj tau nce mus rau 33.9% ntawm tag nrho cov ntawv thov los ntawm 31.2% lub lim tiam dhau los.

Daim ntawv thov nyiaj txais yuav tsev tau nce 3% rau lub lim tiam thiab 37% qis dua tib lub lis piam ib xyoos dhau los.

"Kev yuav khoom uas tau muab tso tseg rau xyoo tas los vim qhov nrawm nrawm ntawm cov nqi tau maj mam rov qab los raws li cov nqi yooj yim thiab kev thov vaj tsev tseem muaj zog, tau tsav los ntawm kev txhawb nqa pej xeem thiab lub zog tsis tu ncua hauv kev ua lag luam," said Joel Kan, tus MBA Economist.

Kan ntxiv tias qhov nyiaj qiv nruab nrab ntawm daim ntawv thov yuav khoom tau nce mus rau $ 428,500 - qhov nruab nrab loj tshaj plaws txij li lub Tsib Hlis 2022.

"Qhov kev nce no yog ib qho kev qhia tias qhov kev nce siab nyob rau hauv kev yuav khoom tsis ntev los no tseem skewed mus rau qhov loj me me thiab tsawg dua cov neeg yuav khoom hauv tsev, vim tias cov tsev nkag tau qis dua, thiab cov neeg yuav khoom tawm tsam nrog kev pheej yig hauv ntau lub khw," Kan hais.

Cov nqi tsev qiv nyiaj tau nce rov qab zoo heev los pib lub lim tiam no, tom qab cov ntaub ntawv qhia txog kev ua haujlwm muaj zog tsis txaus siab rau hnub Friday thiab kev tawm tswv yim rau hnub Tuesday los ntawm Tsoom Fwv Teb Chaws Reserve Chair Jerome Powell tias lub tuam txhab nyiaj hauv nruab nrab tuaj yeem nce tus nqi paj ntxiv.

Powell hais tias "Qhov tseeb yog peb yuav teb rau cov ntaub ntawv," Powell hais. "Yog li yog tias peb txuas ntxiv tau txais, piv txwv li, cov ntaub ntawv tshaj tawm kev lag luam muaj zog lossis cov ntawv tshaj tawm nyiaj txiag ntau dua, nws yuav zoo li peb tau ua ntau dua thiab nce tus nqi ntau dua li tus nqi."

Qhov nruab nrab tus nqi ntawm 30-xyoo ruaj khov tau dhia ze li ib nrab ntawm qhov feem pua ​​​​ntawm cov hnub Thursday dhau los rau hnub Tuesday, raws li kev tshawb fawb cais los ntawm Mortgage News Daily.

Tau qhov twg los: https://www.cnbc.com/2023/02/08/mortgage-refinance-demand-jumps-18percent-as-interest-rates-drop.html