Cov nqi tsev qiv nyiaj poob qis los ntawm lawv qhov poob qis tshaj plaws hauv ib lub lis piam hauv plaub lub xyoos tom qab cov ntaub ntawv tshiab qhia tias kev nce nqi tuaj yeem pib txias.
Cov neeg siv khoom tus nqi tau nce los ntawm 7.7% thaum Lub Kaum Hli - qeeb qeeb dua li cov kws lag luam kwv yees - thiab tus nqi nruab nrab ntawm 30-xyoo qiv nyiaj qiv hauv tsev poob qis dua 7% sai tom qab tshaj tawm lub lim tiam dhau los.
"Qee tus neeg yuav khoom yuav xav tos thiab saib seb tus nqi yuav poob qis dua," hais tias George Ratiu, tus thawj coj ntawm kev tshawb fawb nyiaj txiag ntawm Realtor.com.
"Txawm li cas los xij, nrog kev nce nqi tseem nyob rau sab qaum teb ntawm 7% thiab Fed tau cog lus tias yuav ua kom cov nyiaj nce ntxiv nyob rau ob peb lub hlis tom ntej, kev lag luam qiv nyiaj tsis yog tawm hauv hav zoov. Peb tseem tuaj yeem pom cov nqi rov qab rov qab siab dua 7% ua ntej kawg ntawm lub xyoo. "
Tsis nco
30-xyoo taag-tus nqi qiv nyiaj
Ntawm 6.61%, qhov nruab nrab 30-xyoo tus nqi qiv nyiaj tam sim no yog qhov deb ntawm lub lim tiam dhau los tus nqi ntawm 7.08%, Freddie Mac tshaj tawm hnub Thursday.
Lub sijhawm no xyoo tas los, 30-xyoo tus nqi yog qhov nruab nrab 3.10%.
Sam Khater, Freddie Mac tus kws tshaj lij nyiaj txiag hais tias "Tus nqi tsev qiv nyiaj tau poob rau lub lim tiam no vim cov ntaub ntawv tuaj uas qhia tias kev nce nyiaj yuav nce siab,"
"Txawm hais tias qhov kev poob qis hauv cov nqi tsev qiv nyiaj yog txais tos xov xwm, tseem muaj txoj hauv kev ntev mus rau kev lag luam vaj tsev. Kev nce nqi tseem nce siab, Tsoom Fwv Teb Chaws Reserve zoo li yuav khaws cov paj laum siab thiab cov neeg siv khoom tseem yuav hnov qhov cuam tshuam. "
Cov nqi tsev qiv nyiaj yav dhau los tau nce 7% tom qab Fed nce tus nqi tseem ceeb los ntawm 0.75 feem pua cov ntsiab lus - thiab ntau tus nqi nce ntxiv, uas yuav ua rau muaj kev cuam tshuam ntxiv rau cov nqi tsev qiv nyiaj.
(Freddie Mac kuj tau sau tseg tias nws tau hloov nws cov txheej txheem qhia txog kev them nqi tsev txhua lub limtiam - lub tsev loj loj tam sim no siv cov ntaub ntawv los ntawm cov ntawv thov qiv nyiaj es tsis txhob tshawb xyuas cov qiv nyiaj, thiab nws yuav tsis tshaj tawm cov hloov tshiab rau 5-xyoo kev hloov pauv tus nqi qiv nyiaj.)
15-xyoo taag-tus nqi qiv nyiaj
cov 15-xyoo taag-tus nqi qiv nyiaj Nws kuj tseem nqis los ntawm lub lim tiam dhau los, thaum nws nyob nruab nrab 6.38%. Nws yog tam sim no ntawm 5.98%.
Ib xyoo dhau los, 15-xyoo kev qiv tsev ruaj khov yog qhov nruab nrab 2.39%.
Txawm hais tias tus nqi poob qis los ntawm lub lim tiam dhau los, ntau tus neeg yuav khoom hauv tsev tseem raug nqi tawm ntawm lub tsev lag luam, sau ntawv Nadia Evangelou, tus kws tshaj lij nyiaj txiag laus rau National Association of Realtors.
"Ntawm 7%, 1-hauv-8 cov neeg xauj tsev tuaj yeem them taus yuav lub tsev nqi nruab nrab. Hauv qhov sib piv, ze li ntawm 1-hauv-3 cov neeg xauj tsev tuaj yeem them taus yuav lub tsev nqi nruab nrab ib xyoos ua ntej thaum tus nqi ze li 3%, "Evangelou hais.
"Yog li, kwv yees li 7.9 lab tus neeg xauj tsev tsis tuaj yeem them taus mus yuav lub tsev ib txwm muaj lawm, thaum tib lub sijhawm, feem ntawm cov neeg yuav tsev thawj zaug tau mus txog cov ntaub ntawv tshiab qis."
Homebuilder kev xav yog nyob rau kaum xyoo qis
Tus tsim kev ntseeg siab rau cov tsev tshiab ib leeg-tsev neeg pom nws qhov 11th ncaj ib hlis poob rau lub Kaum Ib Hlis, raws li National Association of Home Builders (NAHB).
Nws poob tsib lub ntsiab lus rau 33, cim nws qhov kev nyeem qis tshaj plaws txij li xyoo 2012 - tshwj tsis yog lub caij nplooj ntoo hlav xyoo 2020, hnub pib ntawm kev sib kis.
"Cov paj laum siab dua tau ua rau muaj kev xav tsis zoo rau cov tsev tshiab vim tias cov neeg yuav khoom tau nce zuj zus," hais tias NAHB Thawj Tswj Hwm Jerry Konter.
"Nrog rau cov vaj tsev nyob hauv kev poob qis, Biden cov thawj coj thiab Congress tshiab yuav tsum tig lawv lub hom phiaj rau cov cai uas txo tus nqi ntawm lub tsev thiab tso cai rau lub teb chaws cov neeg tsim vaj tsev nthuav dav kev tsim vaj tsev."
Kev xav tsis muaj zog tau yuam cov neeg tsim khoom nrhiav txoj hauv kev los ntxias cov neeg yuav khoom rau hauv kev ua lag luam, xws li txiav cov nqi thiab them cov ntsiab lus rau nqi tsev qiv nyiaj yuav-downs.
Cov ntawv thov qiv nyiaj kos npe thaum cov nqi poob
Cov ntawv thov qiv nyiaj tau nce 2.7% los ntawm lub lim tiam dhau los, raws li Lub Tsev Haujlwm Saib Xyuas Nyiaj Txiag (MBA).
"Daim ntawv thov kev ua haujlwm, hloov kho rau cov nyiaj so koobtsheej Hnub Qub Tub Rog, tau nce hauv cov lus teb rau qhov poob ntawm cov nqi - tau tsav los ntawm 4% nce hauv daim ntawv thov yuav tsev. Daim ntawv thov kev yuav khoom tau nce ntxiv rau txhua hom qiv, thiab qhov nruab nrab yuav qiv tau poob rau nws qhov tsawg tshaj plaws txij li Lub Ib Hlis 2021, " hais tias Joel Kan, tus lwm thawj coj thiab tus thawj coj saib xyuas nyiaj txiag ntawm MBA.
Txawm li cas los xij, kev ua lag luam rov qab tseem tsawg - qis dua 2% ntawm lub lim tiam dhau los thiab 88% ntawm tib lub lis piam ib xyoos dhau los.
Kan hais tias "Muaj kev txhawb nqa nyiaj rov qab tsawg heev nrog cov nqi siab dua li xyoo tas los," Kan hais.
Yuav nyeem dab tsi tom ntej
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Kab lus no muab cov ntaub ntawv nkaus xwb thiab yuav tsum tsis txhob muab txhais ua cov lus qhia. Nws tau muab yam tsis muaj kev lees paub ntawm txhua yam.
Tau qhov twg los: https://finance.yahoo.com/news/mortgage-rates-just-took-biggest-130000462.html