Tsuas yog ib hnub tom qab Tsoom Fwv Teb Chaws Reserve tau tsa nws cov nqi ntsuas, cov nqi tsev qiv nyiaj tau qis dua.
Qhov nruab nrab tus nqi ntawm cov npe nrov 30-xyoo ruaj khov poob rau 5.22% rau hnub Thursday los ntawm 5.54% rau hnub Wednesday, thaum Fed tshaj tawm nws qhov kev nce qib tshiab, raws li Tsev Neeg Xov Xwm Txhua Hnub. Tus nqi poob qis dua rau hnub Friday mus rau 5.13%.
Cov nqi tsis tau hloov pauv ntau nyob rau hauv cov hnub coj mus rau Fed lub rooj sib tham ua ntej lub lim tiam no, tab sis lawv tau maj mam los ntawm lawv qhov siab tsis ntev los no nyob rau nruab nrab Lub Rau Hli, thaum 30-xyoo tau kho luv luv hla 6%.
Daim paib tau muab tso rau pem hauv ntej ntawm lub tsev muag khoom thaum Lub Xya Hli 14, 2022 hauv San Francisco, California. Tus naj npawb ntawm cov tsev muag khoom hauv Asmeskas tau nce 2 feem pua hauv Lub Rau Hli thawj zaug txij li xyoo 2019.
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Qhov poob rau hnub Thursday kuj tau los ntawm lub siab ntawm Lub Tsev Haujlwm Saib Xyuas Kev Lag Luam Kev Lag Luam 'cov khoom lag luam thoob ntiaj teb, uas qhia tias Asmeskas kev lag luam tau cog lus rau lub quarter thib ob. Qhov ntawd yog qhov kev lees paub dav dav ntawm kev lag luam nyiaj txiag. GDP poob 0.9% ntawm ib xyoos ib zaug rau lub sijhawm, raws li qhov kwv yees ua ntej. Cov kws tshawb fawb los ntawm Dow Jones tau xav tias kev loj hlob ntawm 0.3%.
Tom qab cov xov xwm, cov tub ua lag luam maj nrawm mus rau qhov txheeb ze ntawm kev nyab xeeb ntawm kev lag luam daim ntawv cog lus, ua rau yields poob. Cov nqi tsev qiv nyiaj poob qis ua raws li cov txiaj ntsig ntawm 10-xyoo US Treasury daim ntawv cog lus.
Nyeem ntxiv txog vaj tse
"Qhov no yog ib qho kev poob qis heev!" sau Matthew Graham, COO ntawm Mortgage News Daily. "Tej zaum qhov nthuav ntau dua (thiab tsis tshua muaj) yog qhov tseeb tias cov nqi tsev qiv nyiaj tau poob sai dua US Treasury yields. Nws feem ntau yog lwm txoj hauv kev raws li cov tub ua lag luam ua ntej mus rau qhov yooj yim tshaj plaws, tsis muaj kev pheej hmoo-dawb daim ntawv cog lus. "
Graham tau hais tias daim duab loj hloov pauv hauv cov nqi nyob rau lub hli dhau los tau tsim qhov xwm txheej uas cov tub ua lag luam nyiam tuav cov nuj nqis qiv nrog tus nqi qis dua.
"Ib txoj hauv kev, cov neeg ua lag luam qiv nyiaj tau sim ua ntej ntawm qhov kev ua si. Yog tias lawv tuav cov tsev qiv nyiaj ntau dua, lawv yuav poob nyiaj yog tias cov qiv nyiaj rov qab sai sai, "nws hais ntxiv.
Cov lus nug tam sim no yog seb lub khw puas nyob rau hauv ib qho tshiab, thiab cov nqi yuav nyob qhov twg tam sim no.
Graham tau ceeb toom tias "Yog tias tus nqi thim rov qab, qhov kev hloov pauv tuaj yeem yog qhov loj dua mus rau lwm qhov," Graham ceeb toom. Nws kuj tau sau tseg tias cov nqi tsev qiv nyiaj yuav txav mus txawm tias qis dua yog tias cov ntaub ntawv kev lag luam tseem tsis txaus ntseeg thiab kev nce nqi nruab nrab.
Twb tau, cov nqi qis dua zoo li muaj kev cuam tshuam me ntsis rau cov neeg yuav khoom hauv tsev. Kev lag luam vaj tse Redfin nyuam qhuav tshaj tawm pom me ntsis uptick hauv kev tshawb fawb thiab kev ncig xyuas hauv tsev hauv lub hli dhau los, raws li cov nqi tawm ntawm lawv qhov siab tsis ntev los no.
"Kev ua lag luam vaj tsev zoo li tau nyob rau hauv qhov sib npaug tam sim no uas qhov kev thov tau nce siab," Redfin tus thawj coj nyiaj txiag, Daryl Fairweather, tau hais hauv kev tshaj tawm. "Peb tseem yuav nyob rau qee qhov kev xav tsis thoob thaum nws los txog rau kev nce nqi thiab nce nqi los ntawm Fed, tab sis rau tam sim no qhov yooj yim ntawm cov nqi tsev qiv nyiaj tau coj qee qhov kev pab rau cov neeg yuav khoom uas tau rov qab los ntawm lub hli tas los tus nqi nce."
Qhov nce ntawm cov neeg yuav khoom txaus siab, txawm li cas los xij, tsis tau txhais ua cov ntawv cog lus tshiab, lossis muag. Kev xa khoom ntawm tsev rau kev muag khoom yog nce qeeb, thiab muaj cov lus ceeb toom ntawm ntau tus neeg muag khoom poob lawv cov nqi nug.
Tau qhov twg los: https://www.cnbc.com/2022/07/29/mortgage-rates-fall-sharply-after-negative-gdp-report-and-feds-latest-hike.html