Cov neeg yuav khoom yav tom ntej ntawm lub tsev qhib hauv Florida.
Mike Stocker | South Florida Sun Sentinel | Tribune Xov Xwm Kev Pabcuam | Cov duab Getty
Qhov nruab nrab tus nqi ntawm 30-xyoo tus nqi qiv nyiaj tau poob rau 5.99%, raws li Tsev Neeg Xov Xwm Txhua Hnub.
Kev lag luam vaj tsev tsis tau pom tus nqi nrog tsib tus tuav txij li lub sijhawm luv luv thaum lub Cuaj Hli. Ua ntej ntawd, nws yog thaum lub Yim Hli.
Tus nqi pib lub lim tiam no ntawm 6.21% thiab poob qis rau hnub Wednesday tom qab Tsoom Fwv Teb Chaws Reserve Thawj Tswj Hwm Jerome Powell tau hais. Inflation "tau eased me ntsis tab sis tseem nce siab, "uas yog kev hloov ntawm cov lus yav dhau los.
Uas xa daim ntawv cog lus yields qis dua, thiab cov nqi tsev qiv nyiaj xoob xoob ua raws cov txiaj ntsig ntawm 10-xyoo Treasury.
"Kev ntsuas cov kauj ruam tuaj yeem txuas ntxiv mus ntev npaum li cov ntaub ntawv nyiaj txiag thiab nyiaj txiag nce ntxiv los txhawb lawv. Qhov no txhais tau tias cov nqi tuaj yeem ua rau nce mus rau 5's tab sis tsis zoo li yuav poob sai sai rau hauv 4's, "said Matthew Graham, tus thawj coj ua haujlwm ntawm Mortgage News Daily. "Kuv tsis tau hais tias yuav tsis tshwm sim - tsuas yog tias nws yuav siv sijhawm me ntsis ntau dua li qee qhov kev sib tw uas peb nco txog yav dhau los."
Cov nqi tsev qiv nyiaj tau nce siab thaum Lub Kaum Hli nrog 30-xyoo ruaj khov ntawm 7.37% thiab tau swb txij thaum ntawd los. Rau cov neeg yuav khoom hauv tsev uas txhais tau tias txuag nyiaj. Rau cov neeg siv khoom yuav khoom $ 400,000 lub tsev niaj hnub no nrog 20% kev them nqi, cov nyiaj them txhua hli yog $ 293 tsawg dua li qhov nws xav tau thaum Lub Kaum Hli.
Cov nqi qis dua twb tshwm sim ua juicing buyer paj.
Kev muag khoom hauv tsev tseem tos, uas ntsuas tau kos npe rau daim ntawv cog lus ntawm cov tsev uas twb muaj lawm, tau nce rau lub Kaum Ob Hlis thawj zaug hauv rau lub hlis. Lawv tau nce 2% piv nrog lub Kaum Ib Hlis, raws li National Association of Realtors.
Cov khoom lag luam ntawm lub teb chaws cov neeg tsim vaj tsev tau tsim kua muag txij li cov nqi pib poob rov qab thiab ntau tus tau pom 52-lub lim tiam siab rau hnub Thursday. Cov US Home Construction ETF yog ntaus ib lub xyoo tshiab siab, nce ntau dua 3% nyob rau hnub.
Homebuilder cov khoom lag luam tseem muaj kev cuam tshuam zoo rau cov nyiaj tau los tau tshaj tawm lub lim tiam no los ntawm PulteGroup thiab lub lim tiam dhau los ntawm lub teb chaws tus neeg tsim tsev loj tshaj plaws, DR Horton. Ob tus neeg tsim khoom tau tshaj tawm pom pom cov neeg yuav khoom txaus siab rau lub Kaum Ob Hlis, uas ua rau txo qis nqi tsev.
Tau qhov twg los: https://www.cnbc.com/2023/02/02/mortgage-rates-five-percent-range-first-time-september.html