Ib lub tsev muaj muag thaum Lub Ib Hlis 20, 2022 hauv Chicago, Illinois.
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Qhov nruab nrab tus nqi ntawm cov npe nrov 30-xyoo ruaj khov ntaus 4.72% Hnub Tuesday, txav 26 lub hauv paus ntsiab lus siab dua txij li hnub Friday xwb, raws li Mortgage News Daily.
Raws li qhov tshwm sim ntawm kev nce siab nyob rau hauv cov nqi tsis ntev los no, cov kws lag luam lag luam tam sim no txo qis lawv cov kev kwv yees muag hauv tsev rau xyoo no.
Feem ntau qhov kev kwv yees thaum kawg ntawm xyoo tas los muaj qhov nruab nrab 30-xyoo kev qiv nyiaj qiv nyiaj los ntawm 4.5% thaum kawg ntawm 2022, tab sis kev ua tsov ua rog hauv Ukraine, nce nqi roj thiab kev nce nqi tau tag nrho cov hluav taws kub hauv cov paj laum. Xyoo tas los ntawm lub sijhawm no, tus nqi yog kwv yees li 3.45%
Ib qho kev hloov pauv ntawm txoj cai saib xyuas los ntawm Tsoom Fwv Teb Chaws Reserve, qhia txog kev nce nqi ntau dua li qhov xav tau, yog thawb cov nyiaj tau los ntau dua. 30-xyoo kev qiv nyiaj tas li ua raws li cov txiaj ntsig ntawm 10-xyoo US Treasury, uas tam sim no nyob rau theem siab tshaj txij li lub Tsib Hlis 2019.
Matthew Graham, tus thawj coj ua haujlwm ntawm Mortgage News Daily tau hais tias "Tus nqi muaj lub sijhawm me me los ua ntej ntaus 5% thiab muaj lub sijhawm zoo ntawm kev tshaj tawm ua ntej ntaus 6%,". "Nws yog lub hom phiaj nrawm nrawm hauv ib puag ncig no, qhov chaw uas peb raug cai thiab tsis xav txog pom peb tus kheej xav tau kev txhawj xeeb txog kev nce nqi thawj zaug txij li xyoo 1980."
Economists tau xav tias tus nqi yuav nce me ntsis rau xyoo no, tab sis tam sim no qhov ntawd hloov pauv.
Lawrence Yun, tus kws tshaj lij nyiaj txiag ntawm National Association of Realtors, tam sim no hais tias nws cia siab tias tus nqi yuav nce mus txog 4.5% xyoo no, tom qab yav dhau los kwv yees tias nws yuav nyob ntawm 4%. NAR qhov kev kwv yees zaum kawg yog rau kev muag khoom kom poob 3% hauv 2022, tab sis tam sim no Yun hais tias nws cia siab tias lawv yuav poob 6-8% (NAR tsis tau hloov kho nws qhov kev kwv yees).
Qhov nce hauv cov nqi tuaj nyob rau sab saum toj ntawm lub lag luam uas twb muaj tsev nyob. Kev xav tau tseem muaj zog, thiab cov khoom siv tseem muaj keeb kwm tsawg. Qhov no tau cuam tshuam cov nqi tsev, uas twb tau nce 19% nyob rau lub Ib Hlis xyoo dhau los, qhov tseeb nyeem los ntawm CoreLogic.
Frank Nothaft, tus kws tshaj lij nyiaj txiag ntawm CoreLogic tau hais tias "Qhov ntawd yog ob qho kev tsis txaus siab uas ua rau muaj kev pheej hmoo pheej yig rau cov neeg yuav khoom hauv tsev, tshwj xeeb tshaj yog cov neeg ua ntej," "Cov neeg yuav khoom thawj zaug yog ib feem loj ntawm cov neeg yuav khoom yav tom ntej thiab lawv feem ntawm kev yuav khoom tau poob los ntawm ib xyoos dhau los. Peb yuav hloov kho peb qhov kev kwv yees muag hauv tsev qis dua. "
Cov neeg muag khoom hauv tsev kuj tuaj yeem hloov kho lawv qhov kev cia siab. Nug tus nqi qis me ntsis lub lim tiam dhau los, raws li Realtor.com, txawm tias muaj kev sib tw ua lag luam.
"Nyob rau hauv lub peev xwm qhia tau hais tias cov neeg muag khoom nco qab txog cov neeg yuav khoom 'cov peev nyiaj nruj raws li cov nqi tsev qiv nyiaj nce, cov ntaub ntawv lub lim tiam dhau los tau pom tias thawj qhov kev poob qis hauv kev nug tus nqi nce txij li Lub Ib Hlis," sau Danielle Hale, tus kws tshawb fawb nyiaj txiag ntawm Realtor.com.
Hale tau hais tias nws tuaj yeem hloov kho nws qhov kev kwv yees muag qis dua tab sis tseem tsis tau. Nws taw qhia tias thaum cov nqi nce tuaj yeem txiav mus rau hauv tsev muag khoom, muaj ntau yam offsetting, xws li nqi tsev.
"Cov nqi xauj tsev ceev ceev tsis muaj kev pab cuam thiab tej zaum yuav ua rau qee tus neeg yuav khoom ntawm kev yos hav zoov rau lub tsev, kom lawv tuaj yeem kaw-hauv feem ntau ntawm lawv cov nqi vaj tsev ua ntej kev nce nqi nce ntxiv," Hale hais. .
"Cov pej xeem tseem muaj txiaj ntsig zoo rau kev lag luam vaj tsev nyob rau xyoo no, nrog ntau dua 45 lab tsev neeg nyob rau hnub nyoog 26-35 xyoo, uas yog xyoo tseem ceeb rau kev tsim tsev neeg thiab kev yuav tsev thawj zaug. Txawm li cas los xij, kev txiav txim siab nyiaj txiag rau cov tsev neeg no yuav nyuaj, "nws hais ntxiv.
Tau qhov twg los: https://www.cnbc.com/2022/03/22/mortgage-rates-are-surging-faster-than-expected-prompting-economists-to-lower-their-home-sales-forecasts.html