Tus nqi rau feem ntau hom qiv nyiaj tsuas yog nce ntxiv.
Qhov nruab nrab tus nqi ntawm 30-xyoo lub tsev qiv nyiaj tau txais txiaj ntsig ntau dua rau hnub Friday, nce 24 lub hauv paus ntsiab lus mus rau 4.95%, raws li Mortgage News Daily. Tam sim no nws yog 164 lub hauv paus ntsiab lus siab dua li ib xyoos dhau los.
"Qhov ntawd yog zaum ob lub lim tiam no, thiab nws ua rau lub lim tiam no sib npaug nrog lub lim tiam tsis zoo los ntawm 2013 taper tantrum - ib cov ntaub ntawv uas peb tsis tau pom tias raug kev sib tw ob peb hnub dhau los," said Matthew Graham, COO ntawm Mortgage News Daily. .
Hnub Tuesday, tus nqi tau ntaus 4.72%, ib qho 26-piv-point dhia los ntawm Lub Peb Hlis 18. Qhov nrawm tshaj qhov kev xav tau nce hauv cov nqi tau hnyav rau kev thov rau cov tsev qiv nyiaj thiab cov nyiaj qiv rov qab.
Tus nqi surged li cov tawm los ntawm lub US Treasury 10 xyoo kuj coj tawm. Cov nqi tsev qiv nyiaj ua raws li cov txiaj ntsig tau xoob, tab sis tsis tag nrho. Cov nqi tsev qiv nyiaj kuj tseem cuam tshuam los ntawm kev thov rau cov nyiaj qiv nyiaj rov qab. Tsoom Fwv Teb Chaws Reserve tab tom scaling rov qab nws tuav ntawm cov cuab tam thiab tseem yog hiking paj laum.
Nws tsis tuaj yeem tuaj rau lub sijhawm phem dua, raws li txhua qhov tseem ceeb lub caij nplooj ntoos hlav vaj tsev lag luam tau pib. Cov neeg yuav khoom muaj peev xwm twb tau ntsib cov khoom siv nruj heev thiab tus nqi siab. Nrog rau ob qho tib si tus nqi thiab tus nqi ntau dua, qhov kev them nqi nruab nrab yog tam sim no ntau dua 20% siab dua li ib xyoos dhau los.
Cov neeg yuav khoom tseem tab tom ntsib kev nce nqi ntawm txhua yam hauv lawv cov peev nyiaj, uas ua rau cov teeb meem pheej yig dua. Cov nqi xauj tsev kuj tau nce siab dua ntawm tus nqi sau tseg, ua rau ntau tus neeg yuav khoom tsis tuaj yeem tso tseg nyiaj rau kev them nqi. Tsis tas li ntawd, raws li tus nqi nce, qee tus neeg yuav khoom yuav tsis tsim nyog rau kev qiv nyiaj ntxiv lawm. Cov qiv nyiaj tau nruj dua li cov nuj nqis npaum li cas tus qiv yuav siv tau rau qhov cuam tshuam rau cov nyiaj tau los.
Economists twb tau pib kho lawv cov nqi muag qis rau lub xyoo. Lawrence Yun, tus kws tshaj lij nyiaj txiag rau National Association of Realtors, tau hais rau hnub Tuesday tias nws cia siab tias tus nqi yuav nce mus txog 4.5% xyoo no, tom qab yav dhau los kwv yees tias nws yuav nyob ntawm 4%.
NAR qhov kev kwv yees zaum kawg yog rau kev muag khoom kom poob 3% hauv 2022, tab sis tam sim no Yun hais tias nws cia siab tias lawv yuav poob 6% mus rau 8%. NAR tsis tau hloov kho nws qhov kev kwv yees.
Tau qhov twg los: https://www.cnbc.com/2022/03/25/mortgage-rate-soars-closer-to-5percent-in-its-second-huge-jump-this-week.html