Daim "Kev Muag Khoom" kos npe sab nraum lub tsev hauv Atlanta, Georgia, hnub Friday, Lub Ob Hlis 17, 2023.
Dustin Chambers | Bloomberg | Getty Dluab
Tom qab poob mus rau 28-xyoo qis rau lub lim tiam dhau los, kev thov qiv nyiaj rov qab me ntsis, txawm tias cov paj laum tau nce siab dua.
Tag nrho cov ntawv thov qiv nyiaj tau nce 7.4% lub lim tiam dhau los, raws li Mortgage Bankers Association's seasonally adjusted index.
Qhov no tshwm sim txawm tias qhov nruab nrab daim ntawv cog lus paj laum rau 30-xyoo tus nqi qiv nyiaj nrog kev sib npaug qiv nyiaj ($ 726,200 lossis tsawg dua) tau nce mus rau 6.79% los ntawm 6.71%, nrog cov ntsiab lus nce mus rau 0.80 ntawm 0.77 (suav nrog tus nqi pib) rau qiv nrog ib 20% down them. Qhov ntawd yog qib siab tshaj txij li lub Kaum Ib Hlis 2022 thiab 270 lub hauv paus ntsiab lus siab dua ib xyoos dhau los.
"Txawm tias muaj tus nqi siab dua, muaj qhov nce siab hauv cov ntawv thov lub lim tiam dhau los, tab sis qhov no yog piv rau ob lub lis piam ntawm kev poob qis mus rau qib qis, suav nrog rau hnub so," Joel Kan, tus kws tshawb fawb MBA tau sau tseg.
Cov ntawv thov kom rov qiv nyiaj qiv tsev tau dhia 9% lub lim tiam rau ib lub lim tiam tab sis tau qis dua 76% qis dua tib lub lis piam ib xyoos dhau los. Nyob rau lub asthiv dhau los tus nqi, muaj tsawg dua 200,000 tus neeg qiv nyiaj uas tuaj yeem tau txais cov nyiaj khaws cia txhua hli los ntawm kev rov ua dua tshiab, piv nrog ntau dua 2 lab leej twg tuaj yeem tau txais txiaj ntsig ntawm tus nqi ib xyoos dhau los, raws li kev suav los ntawm Black Knight, cov ntaub ntawv qiv nyiaj thiab kev txheeb xyuas.
Daim ntawv thov nyiaj txais yuav tsev tau nce 7% rau lub lim tiam thiab 42% qis dua tib lub lis piam ib xyoos dhau los. Muaj ntau cov khoom muag ntawm lub khw tam sim no piv nrog rau ib xyoos dhau los, tab sis cov npe tshiab tseem tsis muaj zog, qhia tias yam khoom muag tsis muag sai heev.
Kev dhia hauv kev thov tuaj yeem yog qhov pib ntawm kev ua lag luam caij nplooj ntoos hlav tsis khoom. Qhov sib faib ntawm cov ntawv thov kev hloov pauv hloov pauv, txawm li cas los xij, tau nce lub lim tiam dhau los, qhia tias ntau tus neeg yuav khoom tau nthuav dav kom them taus hnub no tseem pheej yig vaj tsev lag luam. ARMs muab cov paj laum qis dua ntawm kev pheej hmoo siab dua.
Cov nqi tsev tsev muaj tsiv siab dua, hla dhau 7%, raws li kev tshawb fawb cais los ntawm Mortgage News Daily. Tsoom Fwv Teb Chaws Reserve Thawj Tswj Hwm Jerome Powell rau hnub Tuesday tau hais rau cov neeg tsim cai lij choj ntawm Capitol Hill tias cov nqi nce ntxiv tuaj yeem nrawm dua. Qhov ntawd ua rau cov neeg ua lag luam txaus siab thiab xa cov nyiaj tau los ntau dua. Cov nqi tsev qiv nyiaj poob qis ua raws li cov txiaj ntsig ntawm 10-xyoo Nyiaj Txiag.
"Txawm hais tias Fed Chair Powell tsis tau hais ib yam dab tsi tshiab lossis txawv, kev lag luam nyeem txaus rau hauv nws qhov kev xa tawm los hloov cov kev cia siab ntawm Fed Funds Rate kev cia siab rau txoj hauv kev muaj txiaj ntsig," Matthew Graham, tus thawj coj ua haujlwm ntawm Mortgage News Daily.
Tau qhov twg los: https://www.cnbc.com/2023/03/08/mortgage-demand-recovers-rising-interest-rates.html