Daim Ntawv Qhia Muag Khoom tau muab tso rau pem hauv ntej ntawm ib qho khoom hauv Monterey Park, California thaum Lub Yim Hli 16, 2022.
Frederic J. Brown | AFP | Getty Dluab
Cov paj laum qiv nyiaj poob rau lub lim tiam thib peb, thaum qhov kev thov qiv nyiaj kuj tseem nce ntxiv.
Tag nrho daim ntawv thov ntim tau nce 7% lub lim tiam dhau los piv nrog rau lub lim tiam dhau los, Raws li lub Mortgage Bankers Association's hloov raws caij nyoog index.
Qhov nruab nrab daim ntawv cog lus tus paj laum rau 30-xyoo-laus tus nqi qiv nyiaj nrog kev sib npaug qiv nyiaj ($ 726,200 lossis tsawg dua) poob rau 6.2% los ntawm 6.23%, nrog cov ntsiab lus nce mus rau 0.69 ntawm 0.67 (suav nrog tus nqi pib) rau qiv nrog 20% nqis. kev them nyiaj. Tus nqi ntawd tsuas yog ib nrab ntawm ib xyoos dhau los.
Daim ntawv thov rau refinance ib lub tsev qiv nyiaj tau pom qhov nce siab tshaj plaws, nce 15%, piv nrog lub lim tiam dhau los. Lawv tseem yog 77% qis dua tib lub lis piam ib xyoos dhau los, tab sis qhov nce txhua xyoo tam sim no poob qis.
Daim ntawv thov nyiaj txais yuav tsev tau nce 3% rau lub lim tiam tab sis yog 39% qis dua xyoo dhau los. Cov neeg yuav tsev tseem nyob trickling rov qab rau hauv kev ua lag luam, raws li cov nqi tsev yooj yim me ntsis. Tseem muaj, txawm li cas los xij, muaj nuj nqis me me los xaiv nrog cov khoom muag qis.
Joel Kan, tus kws tshawb fawb MBA tau hais tias "Kev ua haujlwm hauv tsev tseem nyob qis qis, tab sis yog tias tus nqi pheej poob qis thiab cov nqi tsev txias ntxiv, peb cia siab tias yuav pom cov neeg yuav khoom rov qab los rau hauv kev ua lag luam," said Joel Kan, tus kws tshawb fawb MBA. "Muaj ntau tus neeg tau tos txog cov teeb meem pheej yig kom txo qis."
Cov nqi tsev qiv nyiaj tau nce siab dua me ntsis los pib lub lim tiam no, tab sis tseem zoo nyob rau hauv qis dua tshiab. Qee cov tuam txhab lag luam, xws li Redfin, tau tshaj tawm txog kev nce siab hauv cov neeg yuav khoom nrog cov nqi ntawm cov qib no, tab sis lub tsev lag luam tseem zoo li nyob rau hauv tus qauv tuav, raws li cov neeg muag khoom muaj peev xwm thiab cov neeg yuav khoom zaum nruj, tos saib qhov twg tus nqi co tawm.
Tau qhov twg los: https://www.cnbc.com/2023/01/25/mortgage-demand-jumps-as-interest-rates-drop.html