Tag nrho cov ntawv thov qiv nyiaj yog 52.7% qis dua lub lim tiam dhau los ntawm tib lub lis piam ib xyoos dhau los, raws li Lub Tsev Haujlwm Saib Xyuas Nyiaj Txiag Nyiaj Txiag tau hloov kho raws caij nyoog. Cov paj laum nce siab tau txiav txim siab qhov ntim ntawm cov nyiaj rov qab, thiab cov nqi no, nrog rau cov nqi tsev siab siab thiab cov tsev tsis txaus muag, tab tom ua rau kev xav tau los ntawm cov neeg yuav khoom.
Lub lim tiam dhau los, qhov nruab nrab daim ntawv cog lus tus paj laum rau 30-xyoo tus nqi qiv nyiaj nrog cov nyiaj qiv nyiaj ($ 647,200 lossis tsawg dua) tau nce mus rau 5.65% ntawm 5.40%, nrog cov ntsiab lus nce mus rau 0.71 ntawm 0.60 (suav nrog tus nqi pib) rau cov nyiaj qiv nrog a 20% down them nyiaj. Lub lim tiam no lawv tau nce siab dua, nrog tus nqi nruab nrab nce 6.28% Hnub Tuesday, raws li kev ntsuas txhua hnub los ntawm Mortgage News Daily.
Joel Kan, tus kws tshawb fawb MBA tau hais tias "Tus nqi tsev qiv nyiaj tau txais txiaj ntsig tau txais txiaj ntsig los ntawm kev teb rau kev nce nqi siab tshaj qhov kev cia siab thiab kev cia siab tias Tsoom Fwv Teb Chaws Reserve yuav xav tau nce tus nqi nrawm dua," said Joel Kan, tus kws tshawb fawb MBA.
Daim ntawv thov qiv nyiaj txhua lub limtiam ntim tau rov zoo dua me ntsis piv nrog rau yav dhau los, hnub so-kho lub lim tiam. Kev thov nyiaj rov qab tau nce 4% rau lub lim tiam tab sis yog 76% qis dua tib lub lis piam ib xyoos dhau los.
Cov ntawv thov qiv nyiaj los ntawm cov neeg yuav tsev tau nce 8% rau lub lim tiam tab sis tau qis dua 16% piv nrog xyoo dhau los.
"Txawm hais tias qhov nce ntawm cov nqi, daim ntawv thov kev ua haujlwm tau rov qab los tom qab hnub Memorial Hnub so lub limtiam tab sis tseem tshuav 0.29 feem pua hauv qab cov hnub so ua ntej," ntxiv Kan.
Kev lag luam vaj tsev tam sim no reeling nyob rau hauv ib qho kev nce paj paj. Tom qab ob xyoos ntawm cov ntaub ntawv-tsawg tus nqi, fueled los ntawm Federal Reserve's Covid kev kis mus thoob-induced kev yuav khoom ntawm cov nyiaj qiv nyiaj rov qab, cov nqi tsev yog overheated thiab affordability tam sim no nyob rau hauv qab daus. Cov tuam txhab lag luam loj, Redfin thiab Compass, ob leeg tau tshaj tawm hnub Tuesday.
“Cov nqi tsev qiv nyiaj tau nce sai dua li ntawm txhua qhov chaw hauv keeb kwm. Peb tuaj yeem ntsib ntau xyoo, tsis yog lub hlis, ntawm kev muag tsev tsawg dua, thiab Redfin tseem npaj yuav vam meej. Yog tias poob ntawm $ 97 ib feem rau $ 8 tsis ua rau lub tuam txhab los ntawm heck, kuv tsis paub tias yuav ua li cas, "said Redfin CEO Glenn Kelman ntawm lub tuam txhab lub vev xaib.
Tau qhov twg los: https://www.cnbc.com/2022/06/15/mortgage-demand-is-now-roughly-half-of-what-it-was-a-year-ago-as-interest-rates- mov-even-higher.html