Kev thov qiv nyiaj poob qis rau lub lim tiam dhau los, txawm tias tom qab cov paj laum poob ntxiv

Tom qab pib muaj zog rau lub xyoo, kev thov qiv nyiaj poob qis rau lub lim tiam dhau los, txawm tias muaj lwm qhov kev poob qis.

Tag nrho cov ntawv thov qiv nyiaj poob qis 9% lub lim tiam dhau los piv nrog rau lub lim tiam dhau los, raws li Lub Tsev Haujlwm Saib Xyuas Nyiaj Txiag Nyiaj Txiag tau hloov kho raws caij nyoog.

Qhov nruab nrab daim ntawv cog lus tus paj laum rau 30-xyoo-laus tus nqi qiv nyiaj nrog kev sib npaug qiv nyiaj ($ 726,200 lossis tsawg dua) poob rau 6.19% los ntawm 6.20%, nrog cov ntsiab lus poob rau 0.65 ntawm 0.69 (suav nrog tus nqi pib) rau qiv nrog 20% ​​nqis. kev them nyiaj. Tus nqi yog 3.78% tib lub lis piam ib xyoos dhau los.

Txawm hais tias cov nqi tau zoo tawm ntawm lawv qhov siab tsis ntev los no, cov ntawv thov rov qab qiv nyiaj hauv tsev poob 7% rau lub lim tiam thiab tau qis dua 80% qis dua tib lub lis piam ib xyoos dhau los. Cov tswv tsev yuav tau dhia rov qab luv luv tom qab hnub so lull, ua rau kev thov nce siab ntau ntawm Lub Ib Hlis, tab sis tag nrho tseem muaj tsawg tus neeg qiv nyiaj uas tuaj yeem tau txais txiaj ntsig los ntawm kev rov qab them nyiaj rau hnub no, yog li kev thov tam sim no poob dua.

Daim ntawv thov qiv nyiaj yuav tsev poob 10% rau lub lim tiam thiab 41% qis dua xyoo dhau los. Txawm hais tias ob qho tib si cov nqi tsev thiab cov nqi tsev qiv nyiaj tau nqis los tsis tu ncua, cov khoom siv tsev rau kev muag khoom tseem tsawg heev, thiab qhov ntawd yuav ua rau qhov kev thov qiv nyiaj qis dua.

Joel Kan, tus kws tshawb fawb MBA tau hais tias "Kev yuav khoom yuav tsum tau txais thaum lub caij nplooj ntoos hlav yuav khoom hauv tsev tau pib, txhawb nqa los ntawm tus nqi qis thiab txo qis tus nqi hauv tsev," said Joel Kan, tus kws tshawb fawb MBA. "Ob qhov kev hloov pauv yuav pab qee tus neeg yuav khoom rov qab los ntawm kev yuav khoom."

Cov nqi tsev qiv nyiaj tau hloov mus rau hauv qhov nqaim rau ob peb hnub dhau los, tab sis qhov ntawd tuaj yeem hloov pauv txhua yam nyob ntawm kev tawm tswv yim xav tau los ntawm tus thawj tswj hwm ntawm Tsoom Fwv Teb Chaws Reserve hnub Wednesday. Lub tuam txhab nyiaj hauv nruab nrab yuav tsum nce nws cov paj laum, tab sis qhov ntawd tsis tas yuav nce nqi tsev. Daim ntawv tshaj tawm kev ua haujlwm txhua hli rau hnub Friday kuj tseem tuaj yeem hloov cov nqi txiav txim siab, nyob ntawm seb nws hais li cas txog lub xeev kev lag luam, kev lag luam poob qis thiab kev nce nqi.

Matthew Graham, tus thawj coj ua haujlwm ntawm Mortgage News Daily tau sau tseg tias "Tseem muaj ntau cov ntaub ntawv tseem ceeb ntawm kev lag luam uas tuaj yeem ua rau cov neeg lag luam hloov kho lawv qhov kev ntsuam xyuas ntawm Fed qhov yuav ua tau zoo," "Hauv lwm lo lus, txawm tias tom qab Fed-induced volatility, cov tub lag luam tuaj yeem nrhiav cov laj thawj tshiab los yuav / muag cov ntawv cog lus ntawm qhov nrawm dua, yog li ua rau muaj kev txav loj hauv cov nqi kom zoo dua lossis phem dua."