Ib daim ntawv ntsuam xyuas TransUnion qhia tias cov neeg tsav tsheb tab tom nrhiav rau tus nqi txo tus neeg tsav tsheb nyab xeeb yog qhov tau txais ntau dua rau tus tsav tsheb … [+]
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Kev nce nqi yog tsav cov neeg siv khoom mus yuav khoom rau kev txo nqi ntawm kev tuav pov hwm tsheb, tshwj xeeb tshaj yog "them-as-koj-mus" hom kev tuav pov hwm tsheb, raws li kev tshawb fawb tsis ntev los no los ntawm credit bureau. TransUnion.
Them raws li koj mus, tseem hu ua kev siv- lossis kev tuav pov hwm kev siv, yog qhov uas cov neeg tsav tsheb pom zoo lees txais kev saib xyuas hluav taws xob ntawm lawv tus cwj pwm tsav tsheb, rov qab rau tus nqi tsav tsheb nyab xeeb. Hauv TransUnion daim ntawv ntsuam xyuas, feem ntau cov neeg tsav tsheb uas tau txais kev pov hwm siv raws li kev xaiv.
Michelle Jackson, tus thawj coj loj ntawm TransUnion cov khoom ntiag tug thiab kev tuav pov hwm cov neeg raug mob tau hais tias "Nws yog qhov tseeb tias cov nyiaj nce siab tau cuam tshuam rau cov neeg siv khoom siv hnab nyiaj, thiab ntau tus neeg tam sim no xav txog cov thev naus laus zis tshiab uas tuaj yeem pab lawv txuag nyiaj,"
Cov tuam txhab tuav pov hwm tau saib xyuas tus cwj pwm uas cuam tshuam nrog kev sib tsoo thiab kev tuav pov hwm, xws li cov neeg tsav tsheb ntau zaus nres nyuaj thiab-lossis nrawm nrawm, pes tsawg mais lawv khib, thiab ntau npaum li cas lawv tsav tsheb hauv cov xuab moos, thaum txheeb xyuas, ntau ntawm qhov xwm txheej loj tshaj plaws tshwm sim.
Lub tswv yim tau nyob ib puag ncig ntev. Piv txwv li, pib nrog nws lub npe hu ua "Snapshot" ntaus ntawv, Kev Pov Hwm Pov Hwm Kev Pov Hwm tau tshaj tawm kev tuav pov hwm siv rau ntau tshaj kaum xyoo.
TransUnion's Jackson tau hais tias thaum xub thawj, kev pov hwm siv raws li kev cia siab rau lub cuab yeej uas tus tuav ntaub ntawv tau ntsaws rau hauv lawv lub tsheb qhov chaw nres nkoj Onboard Diagnostics. Cov no tseem nyob ib puag ncig, tab sis lub tswv yim tshiab yog rau tus neeg tsav tsheb rub tawm ib qho app ntawm lawv lub xov tooj ntawm tes, thiab nqa lub xov tooj ntawm tes hauv lub tsheb.
Dab tsi ua rau kev tuav pov hwm siv siv tau nrov dua, niaj hnub no? Ua ntej, ntau cov ntawv pov hwm muab nws. Qhov thib ob, cov neeg siv khoom txaus siab rau qhov luv nqi. Hauv kev xam phaj hauv xov tooj, Jackson tau hais tias thoob plaws lub tebchaws, tus nqi kho mob pib nce 4% ntawm qhov nruab nrab. Tab sis hauv qee lub xeev, tus nqi nce yuav luag 20%, nws hais.
Ib pliag, qhov sib txawv yog lwm txoj hauv kev. Ntau lub tuam txhab tuav pov hwm tsheb txawm tias tau them nyiaj rov qab thaum xyoo 2020, lees paub qhov tseeb tias cov lus thov tau poob qis hauv 2020. Qhov ntawd yog vim muaj kev sib kis cuam tshuam txog kev kaw, kev hloov mus ua haujlwm hauv tsev rau ntau tus neeg caij tsheb, thiab qhov tseeb tias cov neeg Amelikas mam li nco dheev. tsav tsheb tsawg mais zuag qhia tag nrho.
Tsis muaj lawm. Hauv 2021, mais tsav tsheb ntawm Asmeskas txoj kev loj thiab txoj kev tau nce mus rau 3.2 trillion mais, nce ntawm 11.2% piv rau 2020, raws li cov ntaub ntawv. Tsoom Fwv Teb Chaws Kev Tsav Tsheb.
Qhov tseeb TransUnion Personal Lines Insurance Shopping Report yog raws li cov lus teb los ntawm 2,791 cov neeg siv khoom, tshawb fawb hauv Lub Ob Hlis thiab Lub Peb Hlis 2022.
Qhov kev tshawb fawb tshiab tau pom 40% ntawm cov neeg teb hais tias lawv lub tuam txhab pov hwm tau muab kev pov hwm rau lawv siv, nce ntawm 32% hauv qhov kev tshawb fawb dhau los, tsuas yog rau lub hlis ua ntej. Ntawm cov ntawd, qhov sib faib uas xaiv tau nce mus rau 65%, nce los ntawm 49%, Jackson hais.
Tau qhov twg los: https://www.forbes.com/sites/jimhenry/2022/05/30/more-drivers-accept-monitoring-to-get-safe-driver-discounts-on-auto-insurance/