Millennial millionaires tau tso tseg ib ntus kev yuav khoom loj raws li cov paj laum thiab kev nce nyiaj nce ntxiv, raws li CNBC's Millionaire Survey.
Ze li ntawm ib nrab ntawm cov neeg muaj nyiaj ntau txhiab xyoo hais tias cov nqi qiv nyiaj ntau dua ua rau lawv ncua sijhawm yuav tsheb, thiab 44% hais tias cov paj laum ntau dua tau ua rau lawv ncua sijhawm yuav tsev, raws li kev tshawb fawb. Ntau tshaj li ib feem peb tau hais tias kev nce nqi tau ua rau lawv ncua sijhawm mus ncig lossis so haujlwm.
CNBC Millionaire Survey, uas soj ntsuam cov khoom muaj nqis peev ntawm $ 1 lab lossis ntau dua, qhia tias kev nce nqi thiab nce nqi qiv tau ua haujlwm lawv txoj hauv kev nce qib kev nplua nuj. Thaum kev nce nyiaj nce siab rau cov pab pawg nruab nrab thiab cov nyiaj tau los qis tshaj plaws, cov paj laum nce ntxiv tau pib nyem ntau dua, cov neeg siv khoom hluas, tshwj xeeb tshaj yog rau cov khoom loj.
Millennials yog peb zaug ntau dua yuav raug txiav rov qab los ntawm kev yuav khoom loj piv nrog lawv cov me nyuam boomer counterparts, raws li kev tshawb fawb.
George Walper, tus thawj tswj hwm ntawm Spectrem Group, uas ua kev soj ntsuam nrog CNBC hais tias "Cov neeg nplua nuj ntau txhiab xyoo tau hais meej txog qee yam uas lawv tsis tau ntsib dua." "Yog li ntawd, lawv hloov lawv tus cwj pwm thiab kev npaj siv nyiaj."
Spectrem Group thiab daim ntawv ntsuam xyuas xav txog cov neeg teb uas yug xyoo 1982 lossis tom qab ntawd, cov uas tam sim no muaj hnub nyoog 40 thiab qis dua, ua ib txhiab xyoo. Cov neeg teb xov tooj yug ntawm 1948 thiab 1965, hnub nyoog 57 txog 75, tau suav tias yog menyuam yaus boomers.
Kev nce nqi thiab nce nqi tau tsim ob qho kev sib cais tab sis cuam tshuam txog kev siv nyiaj rau cov neeg siv khoom muaj txiaj ntsig.
Kev nce nqi tau ua rau tus nqi ntawm cov khoom kim heev xws li noj mov tawm, daim pib dav hlau, tsev so thiab txawm tias qee qhov kev tso npe txhua hli. Raws li kev tshawb fawb, 39% ntawm cov neeg muaj nyiaj ntau txhiab xyoo tau txiav rov qab rau kev noj mov vim tias muaj kev nce nqi ntau dua. Peb caug-rau feem pua tau txiav rov qab mus so, thiab 22% tau txiav kev tsav tsheb.
Nyob rau tib lub sijhawm, Tsoom Fwv Teb Chaws Reserve cov paj laum tau nce tus nqi qiv, tshwj xeeb tshaj yog rau tsev thiab tsheb. Central bank rau hnub Wednesday tsa nws tus nqi benchmark mus rau thaj tsam ntawm 1.5%-1.75% thiab hais tias lwm txoj kev taug kev tuaj yeem tuaj rau lub Xya Hli.
Ob feem peb ntawm cov neeg muaj nyiaj ntau txhiab xyoo tshawb fawb tau hais tias lawv "tsawg dua li ib xyoos dhau los qiv nyiaj" vim tias cov paj laum ntau dua. Qhov ntawd piv nrog tsuas yog 40% rau cov me nyuam boomers.
Plaub caug-plaub feem pua ntawm cov neeg teb ntau txhiab xyoo tau hais tias tus nqi siab dua tau ua rau lawv ncua sijhawm yuav tsev tshiab, piv nrog tsuas yog 6% ntawm cov menyuam yaus boomers. Yuav luag ib nrab ntawm cov neeg nplua nuj ntau txhiab xyoo tau hais tias lawv ncua sijhawm yuav lub tsheb vim tias muaj tus nqi siab dua - ntau dua ob npaug ntawm tus menyuam boomers.
Millennials feem ntau yog tus tsav tsheb tseem ceeb ntawm kev muag khoom loj hlob rau ob lub tsev thiab tsheb.
"Millennials, zoo li txhua tus neeg, tab tom pom tias cov nyiaj qiv nyiaj uas lawv tau saib thaum Lub Ib Hlis tam sim no ntau dua ob npaug," Walper hais.
CNBC's Millionaire Survey tau ua nyob rau lub Tsib Hlis, ua ntej Fed qhov kev nce qib tshiab. Nws tau tshawb fawb kwv yees li 750 tus neeg teb uas tau tshaj tawm tias lawv yog tus txiav txim siab txog nyiaj txiag lossis koom ua ke hauv kev txiav txim siab nyiaj txiag hauv lawv tsev neeg.
Millennials zoo li muaj kev cia siab ntau dua nrog lawv cov kev nqis peev ntau dua li cov neeg laus laus, txawm li cas los xij: 55% ntawm cov neeg muaj nyiaj ntau txhiab xyoo hais tias kev nce nqi yuav kav tsawg dua ib xyoos, piv nrog ze li ob feem peb ntawm cov me nyuam boomers uas tau hais tias nws yuav kav ntev li ib xyoos lossis ob xyoos. Plaub caug feem pua ntawm cov xyoo txhiab tau soj ntsuam kev npaj yuav ntau cov khoom lag luam raws li kev nce nqi nce ntxiv, piv nrog 11% ntawm cov neeg tawg rog.
Millennials kuj tseem muaj kev ntxhov siab ntau ntxiv txog kev cuam tshuam ntawm kev nce nqi ntawm lawv cov khoom xa rov qab: Ze li 90% ntawm cov neeg teb ib txhiab xyoo yog "kev ntseeg siab" lossis "me ntsis kev ntseeg siab" hauv Fed lub peev xwm los tswj kev nce nqi - qhov sib txawv me ntsis rau 38% ntawm cov me nyuam boomers uas "tsis yog. ntawm txhua tus ntseeg. "
Ntau tshaj 70% ntawm cov neeg muaj nyiaj ntau txhiab xyoo ntseeg tias kev lag luam yuav muaj zog dua lossis "muaj zog dua" thaum kawg ntawm 2022, piv nrog ob feem peb ntawm cov neeg tawg rog uas tau hais tias nws yuav tsis muaj zog lossis "tsis muaj zog ntau dua." Millennials kuj tau hais tias kev lag luam khoom vaj khoom tsev yuav xaus rau lub xyoo siab dua 2021 qib - ib qho kev nthuav qhia ntawm kev ntseeg siab nrog S&P 500 nqis 20% rau xyoo txog tam sim no.
Tsib caug-yim feem pua ntawm cov neeg muaj nyiaj ntau txhiab xyoo tau hais tias kev lag luam khoom vaj khoom tsev yuav xaus rau lub xyoo tsawg kawg yog 5%, nrog rau 39% cia siab tias yuav tau txais ob tus lej. Los ntawm qhov sib txawv, 44% ntawm cov neeg nplua nuj boomers cia siab tias kev lag luam yuav poob ob tus lej.
Tau qhov twg los: https://www.cnbc.com/2022/06/16/millennial-millionaires-are-delaying-home-car-purchases-due-to-inflation-.html