Cov nqi tsev puas yuav poob?
Getty Dluab
Kev ploj mus yog uber-qis nqi tsev qiv nyiaj ntawm 2021. Tseeb, qhov nruab nrab 30-xyoo-taw qiv nyiaj qiv nyiaj tau nce los ntawm kwv yees li 3.5% mus txog 5.6% xyoo no, thiab cov kws tshaj lij hais tias lawv xav kom lawv nce ntxiv (pom tus nqi qiv nyiaj qis tshaj plaws uas koj tuaj yeem tau txais tam sim no ntawm no). Ib tug yuav xav tias cov nqi nce no yuav pab kom muaj kev kub ntxhov hauv tsev loj hlob, vim cov tsev neeg tsis tshua muaj peev xwm them nqi tsev, tab sis puas muaj tseeb? Thiab dab tsi ntxiv tshwm sim nrog tus nqi tsev? Peb nug tsib tus kws tshaj lij los ntsuas qhov hnyav.
Kev twv ua ntej 1: Cov khoom tsis txaus txhais tau tias cov nqi tsev yuav nce ntxiv
Kev xa khoom ntawm cov tsev muaj kev muag khoom tsawg heev uas txawm tias qhov loj me ntawm qhov kev thov los ntawm cov nqi siab dua yuav tsis hloov qhov no mus rau hauv lub khw muag khoom, pros hais. "Cov nqi tsev yuav nce ntxiv vim tias tsis muaj tsev txaus txaus los ua kom tau raws li qhov xav tau, tab sis kev sib xyaw ntawm cov nqi tsev nce thiab cov nqi tsev nce siab txhais tau tias tsawg dua cov neeg yuav muaj peev xwm them taus yuav," said Holden Lewis, kws tshaj lij hauv tsev thiab qiv nyiaj. ntawm Nerdwallet, leej twg kwv yees tias cov nqi qiv nyiaj yuav nce ntxiv tab sis ntawm qhov qeeb qeeb dua li lawv tau ua nyob rau ob peb lub hlis dhau los (pom tus nqi qiv nyiaj qis tshaj plaws uas koj tuaj yeem tau txais tam sim no ntawm no). Qhov no txhais tau tias kev thov yuav zoo li poob rau lub caij nplooj zeeg thiab lub caij ntuj no, txawm hais tias cov nqi tsev yuav nce ntxiv, txawm tias qeeb dua, Lewis hais.
Kev twv twv 2: Cov neeg yuav nyiaj ntsuab tseem ua lub luag haujlwm tseem ceeb hauv kev lag luam vaj tsev no - thiab qhov ntawd txhais tau tias tus nqi tsis muaj kev cuam tshuam loj npaum li koj xav.
Greg McBride, tus thawj kws tshuaj ntsuam nyiaj txiag ntawm Bankrate hais tias "Zoo li 30% ntawm kev ua lag luam tau tshwm sim hauv cov nyiaj ntsuab, yog li muaj qhov sib txawv loj ntawm cov neeg yuav khoom uas tsis muaj paj laum,". Qhov ntawd txhais tau hais tias kev nce nqi yuav tsis muaj qhov cuam tshuam loj heev ntawm kev lag luam vaj tsev no raws li ib tus yuav xav.
Kev twv twv 3: Kev thov yuav nyob twj ywm siab (ish), thiab cov nqi tsev yuav yog li ntawd
Kev nce nqi qiv nyiaj sai sai tau muaj kev cuam tshuam tsis zoo rau kev thov qiv nyiaj txij li thaum pib ntawm lub xyoo, tab sis tsis muaj qhov qhia tias qhov kev thov tau poob qis, hais tias Jacob Channel, LendingTree tus kws tshuaj ntsuam nyiaj laus laus. Raws li lub Plaub Hlis, Lub Tsev Haujlwm Saib Xyuas Nyiaj Txiag Nyiaj Txiag tau kwv yees tias tag nrho cov peev nyiaj qiv nyiaj yuav tag nrho $ 2.58 trillion hauv 2022, 35.5% txo los ntawm 2021. Thaum qhov ntawd yog qhov poob loj, nws yog ib qho tseem ceeb uas yuav tsum nco ntsoov tias yog cov hauv paus pib mus rau tag nrho $ 2.58 trillion lawv tseem yuav tau. yuav siab dua li xyoo 2019. Meanwhile, cov ntaub ntawv los ntawm Census Bureau thiab HUD qhia tias tus nqi nruab nrab ntawm lub tsev rau cov tsev nyob tshiab nyob rau lub Peb Hlis 2022 tau siab dua li ntawm lub Peb Hlis 2021, txawm tias nce nqi. "Qhov no qhia tau hais tias tib neeg tseem kam them tus nqi siab tshaj plaws rau tsev txawm tias nyob hauv ib puag ncig tus nqi nce," Channel hais.
Tus nqi ntawm kev them nyiaj rau cov tsev ib txwm teev rau kev muag khoom tau nce siab nyob rau xyoo tas los, uas tau ua rau ntau tus neeg yuav khoom rov xav txog cov peev nyiaj thiab tej zaum yuav cuam tshuam qee tsev neeg tawm ntawm lub tsev yuav khoom tam sim no, hais tias Realtor.com economist Danielle Hale. Tab sis tib lub sijhawm, coob tus tub ntxhais hluas cov tsev neeg tseem xav tau kev ua tswv cuab hauv tsev thiab xav tias ceev nrooj nrhiav tsev thiab kaw tus nqi ua ntej cov nqi tsev qiv nyiaj thiab cov nqi tsev nce ntxiv (pom tus nqi qiv nyiaj qis tshaj plaws uas koj tuaj yeem tau txais tam sim no ntawm no). "Ua ke cov kev hloov pauv no rau kev hloov pauv nyiaj txiag nrog rau feem tseem ceeb ntawm cov tsev neeg ntawm cov hnub nyoog tseem ceeb hauv tsev yuav khoom thiab lub xyoo caum-ntev-tsim nyob rau hauv lub tsev lag luam uas tau tawm hauv kev lag luam tsis txaus, thiab nws yog ib daim ntawv qhia rau cov nqi kom nyob twj ywm siab, ”hais tias Hale.
Thaum kawg ntawm lub hnub, qhov kev thov hauv tsev tau txog tam sim no tseem muaj zog nyob rau hauv lub ntsej muag ntawm cov nqi nce sai thiab cov paj laum tsis ntev los no, ob qho tib si txwv cov neeg yuav khoom hauv tsev tuaj yeem them taus. "Yuav muaj lub ntsiab lus thaum cov nqi nce siab rau ntau dhau thiab tus nqi nce pib qeeb, tab sis peb nyob deb deb ntawm txhua yam uas zoo li ib txwm ua lag luam los ntawm cov qauv kev sib kis ua ntej. Muaj cov tsev muag tsawg dua li qhov kev lag luam ib txwm xav tias lub sijhawm no ntawm lub xyoo thiab cov tsev tseem muag tau sai heev. Zillow economists cia siab tias cov nqi tsev yuav loj hlob ntxiv 14.9% nyob rau hauv lub xyoo tom ntej, "said Zillow senior economist Matthew Speakman.
Saib cov paj laum qis tshaj plaws uas koj tuaj yeem tau txais tam sim no nyob ntawm no.
Kev twv ua ntej 4: Nws yuav siv qhov kev tshwm sim loj los xa cov nqi tsev poob qis
Thaum kawg, rau kev nce nqi rau cov nqi tsev torpedo, peb yuav tsum pom qhov xav tau tsawg dua thiab xav tau ntau lub vaj tsev ntau dua li qhov peb tab tom pom tam sim no, cov kws tshaj lij hais. "Txawm hais tias tus nqi nce siab rau xyoo no, tag nrho cov ntaub ntawv tam sim no qhia tau tias nws tsis zoo li tus nqi tsev yuav poob qis. Kev txwv qee qhov kev qiv nyiaj loj loj uas ua rau muaj kev muag khoom loj hauv tsev zoo li qhov peb tau pom ua ntej xyoo 2008 nyiaj txiag tawg, lossis cov nqi tsev qiv nyiaj dheev nce mus rau theem ob-tus lej lawv nyob rau thaum ntxov 1980s, zoo li tus nqi tsev siab. nyob ntawm no, "hais Channel.
Tau qhov twg los: https://www.marketwatch.com/picks/its-highly-unlikely-that-home-prices-will-plummet-5-economists-and-real-estate-pros-on-what-to-expect- home-prices-to-do-in-2022-01652373812?siteid=yhoof2&yptr=yahoo