Islamic fintech Wahed qhib lub txhab nyiaj lub cev hauv London

Islamic fintech startup Wahed tau qhib nws thawj ceg ntawm lub cev ntawm Baker Street hauv London. Qhov chaw muag khoom glossy yog tsim los zoo li lub khw Apple.

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Ib qho kev nqis peev uas txhawb nqa los ntawm cov nyiam cov roj loj heev Saudi Aramco thiab Fab Kis tus ncaws pob Paul Pogba tab tom tshaj tawm cov lus qhia tshiab hauv UK: ib ceg ntawm lub cev thiab cov nyiaj hauv tuam txhab nyiaj txhawb nqa los ntawm kub.

New York-based Wahed, uas piav txog nws tus kheej li "halal nqis peev platform," tau qhib ib ceg hauv UK hauv kev sib tw los tsom rau lub teb chaws 3.9 lab Muslims nrog kev tswj hwm kev nqis peev raws li sharia thiab cov lus qhia.

Qhov chaw muag khoom glossy muaj tus qauv tsim zoo ib yam li lub khw Apple, nrog cov duab digital sab hauv thiab lub teeb ci pom nws lub logo sab nraud. Nws nyob ntawm Baker Street hauv plawv nroog London, tsuas yog tawm tsam ib ceg ntawm UK tuam txhab nyiaj loj HSBC.

Khabib Nurmagomedov, tus kws tshaj lij Lavxias yav dhau los kws tshaj lij kev sib ntaus sib tua, yog tus txhawb nqa ntawm lub tuam txhab thiab yuav yog ntawm cov neeg tuaj koom lub koom haum qhib hnub Tuesday.

Wahed tseem tab tom nthuav tawm daim npav rho nyiaj uas tso cai rau cov neeg siv tso nyiaj nrog kev sib pauv khoom lag luam uas taug qab tus nqi kub, txhais tau tias lawv tuaj yeem them tau zoo rau cov khoom siv niaj hnub ntawm kub.

Cov tub ua lag luam yuav muaj peev xwm txhiv cov kub hauv lawv cov nyiaj rau lub cev tuav. Junaid Wahedna, CEO thiab Co-founder ntawm Wahed, tau hais tias nws yog ib txoj hauv kev rau Muslim - nrog rau cov neeg tsis yog Muslim - cov neeg siv khoom los tuav cov txiaj ntsig kev hloov pauv thiab nce nqi ntawm kev nyob.

Wahedna tau hais hauv kev xam phaj nrog CNBC, "[Muslims] yog ib lub zej zog tsis tau txais txiaj ntsig tag nrho," Wahedna tau hais hauv kev xam phaj nrog CNBC, hais txog lub sijhawm ua lag luam rau digital Islamic nyiaj txiag. "Nws yog haiv neeg tsawg, tsis muaj kev paub txog nyiaj txiag."

Kev lag luam pib lag luam xws li Monzo thiab Revolut tau vam meej hauv UK yam tsis muaj lub txhab nyiaj hauv lub cev, muab cov xov tooj smartphones uas pab cov neeg siv tswj hwm lawv cov nyiaj txiag. Tab sis Wahedna ceeb toom tias qhov kev pheej hmoo no tawm hauv qab cov neeg siv khoom Muslim.

Wahed tus thawj coj hais tias, "Hauv tebchaws Askiv, [cov zej zog Muslim yog] qhov tseeb yog ib feem ntawm kev lag luam qis tshaj plaws hauv lub tebchaws," Wahed tus thawj coj hais tias, nrog "cov nyiaj tau los tsawg lossis kev paub txog nyiaj txiag."

"Lawv muaj teeb meem kev ntseeg," nws hais ntxiv. "Thiab yog li lawv xav pom lub cev muaj zog ua ntej lawv ntseeg koj nrog nyiaj."

Wahed lub hom phiaj pab cov neeg siv khoom ua raws li kev ntseeg Islamic cov lus qhuab qhia nruj ntawm cov kev pabcuam nyiaj txiag: kev cai lij choj sharia txwv tsis pub nws cov thwjtim los ntawm kev them nyiaj lossis tau txais cov paj laum qiv, lossis nqis peev hauv cov tuam txhab uas tau txais nyiaj feem ntau los ntawm kev muag khoom xws li cawv thiab kev twv txiaj. .

Wahed txwv kev nqis peev hauv cov tuam txhab uas tau txais nyiaj los ntawm kev qiv, kev twv txiaj, cawv thiab luam yeeb. Ib tus as-qhauj nrog Wahed kuj tsis muaj kev txaus siab rau cov nyiaj khaws tseg, thiab nws tsis tout cov tsiaj qus rov qab los ntawm kev pheej hmoo crypto tokens. Hloov chaw, tus nqi ntawm cov neeg siv cov nyiaj tso cia taug qab tus nqi ntawm cov kub, nrog rau cov hlau muaj txiaj ntsig zoo hloov pauv ntawm tus nqi nyob ntawm qhov khoom thiab qhov xav tau.

Wahedna tau hais tias "Kuv xav tias nws haum tiag tiag nrog cov zej zog Muslim thiab lawv cov kev xav tau dab tsi," Wahedna tau hais. "Vim txwv tsis pub, dab tsi tshwm sim yog cov zej zog Muslim, vim tias lawv tsis tau txais txiaj ntsig, lawv khaws lawv cov nyiaj hauv cov nyiaj ntsuab hauv lawv lub txaj, lossis hauv qee yam tsis zoo, thiab lawv poob lawv cov nyiaj txhua ob peb xyoos vim tias muaj kev dag ntxias hauv zej zog lossis ib tug siv kom zoo dua ntawm lawv. Thiab lub voj voog kev txom nyem tsuas yog txuas ntxiv mus. "

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Nws hais tias Wahed tau tsom mus rau kev khwv nyiaj los ntawm kev them tus nqi tswj hwm nyiaj txiag, uas them cov neeg siv feem pua ​​​​ntawm lawv cov cuab tam tag nrho. Lub chaw pib, uas tau tsim nyob rau hauv 2017, tseem tsis tau poob, tab sis tau tsoo kev khiav hauj lwm breakeven hauv Malaysia thiab Asmeskas, nws hais ntxiv. 

Wahedna tau hais tias "Kuv xav tias fintech, zoo li feem ntau ntawm kev lag luam nyiaj txiag, yog qhov hnyav heev rau kev qiv," Wahedna tau hais. "Qhov tseeb, kuv xav hais tias, nws ua rau tus nqi ntawm kev noj qab haus huv, kev txom nyem nyiaj txiag, ua rau muaj ntau yam khoom."

"Yog tias koj saib ntawm kev yuav khoom, tam sim no them cov tuam txhab tom qab, tib neeg tawm tsam - qhov no yog hom kev hloov tshiab phem tshaj plaws, koj tau ua kom yooj yim dua kom cov neeg tau txais nuj nqis," nws hais ntxiv.

Wahedna tau hais tias lub tuam txhab tsis yog rau cov Muslims nkaus xwb thiab lub hom phiaj ua haujlwm rau cov ntseeg ntawm lwm yam kev ntseeg Abrahamic ib yam nkaus, suav nrog Judaism thiab Christianity.

Cov neeg ua haujlwm ntawm nws lub koom haum London yuav pab cov neeg siv khoom qhib cov nyiaj, tsim kev nqis peev thiab muab kev taw qhia txog kev xav thiab kev npaj vaj tsev.

Lub tuam txhab tab tom tsom rau cov tib neeg muaj txiaj ntsig zoo nrog rau cov neeg siv khoom tsis zoo, Wahedna tau hais.

Wahed tau nce $ 75 lab ntawm tag nrho cov peev nyiaj rau hnub tim los ntawm cov tub ua lag luam suav nrog Saudi Aramco Kev Lag Luam Kev Lag Luam, kev lag luam peev caj npab ntawm Saudi lub xeev txhawb nqa roj tuam txhab Saudi Aramco, nrog rau Fabkis footballer Paul Pogba, uas yog ib tug xyaum Muslim.

Islamic nyiaj txiag tau ua tiav kev loj hlob tseem ceeb nyob rau hauv kaum xyoo dhau los thiab xav tias yuav ncav cuag $ 4.9 trillion hauv tus nqi los ntawm 2025, raws li Refinitiv's Islamic Finance Development Indicator. Ib tug xov tooj ntawm lwm cov fintech players tab tom nrhiav coj mus rhaub rau hauv qhov chaw nyiaj halal, suav nrog Zoya thiab Niyah.

Tau qhov twg los: https://www.cnbc.com/2023/01/24/islamic-fintech-wahed-opens-physical-bank-branch-in-london.html